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POINTFOSSES

Active
Private limited companyfounded 2014active for 12 yearsBrusselsesteenweg 185, 1785 Merchtem, BelgiumKBO/BCE: BE 0552.923.556
Summary

The computed 12-month bankruptcy probability of POINTFOSSES is 1.8% (moderate). The 2026 annual accounts show equity of €1.1m and a net result of €302,032. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 64% of 395 sector peers (NACE 47, financial year 2026). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716Retail trade NACE 47712
6 sites
Size
€2.6mtotal assets 2026
Staff
25.6 FTE
Equity
€1.1m
Profit
€302,032
Staff (FTE) +216%: branch received
Financial health
56 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
1.8%
Structure
Parent
THE FASHION SOCIETY · 100%
Board
5 members
Accounts filed 24 days late3 of 11 deeds read
Why 56raises risk2 changes of registered office in 24 months6 establishment unitslowers riskFigures for financial year 2026 (filed 24-09-2026)Size: 25.6 FTE, total assets €2.6mShow the evidence

Checked score

Score 2026
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 70% of its sector peers (NACE 47, small)
Financial strength · tick = 2025
Strong
Solvency 68+17
equity 42.9% of total assets
Liquidity 32+19
short-term debt 57.1% · cash 9.1%
Profitability 83-17
return on assets 11.5%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,692 companies, NACE 47, small)
Last 24 months 11-2024: 4.2% 12-2024: 4.2%● unchanged vs 11-2024 01-2025: 4.2%● unchanged vs 12-2024 02-2025: 5.0%▲ +0.8 percentage points vs 01-2025 03-2025: 5.1%▲ +0.1 percentage points vs 02-2025 04-2025: 9.7%▲ +4.6 percentage points vs 03-2025highest value 05-2025: 9.6%▼ -0.1 percentage points vs 04-2025 06-2025: 9.5%▼ -0.1 percentage points vs 05-2025 07-2025: 9.3%▼ -0.2 percentage points vs 06-2025 08-2025: 3.9%▼ -5.4 percentage points vs 07-2025 09-2025: 3.9%● unchanged vs 08-2025 10-2025: 3.9%● unchanged vs 09-2025 11-2025: 3.9%● unchanged vs 10-2025 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 3.9%● unchanged vs 12-2025 02-2026: 3.9%● unchanged vs 01-2026 03-2026: 4.1%▲ +0.2 percentage points vs 02-2026 04-2026: 4.1%● unchanged vs 03-2026 05-2026: 4.4%▲ +0.3 percentage points vs 04-2026 06-2026: 4.3%▼ -0.1 percentage points vs 05-2026 07-2026: 4.2%▼ -0.1 percentage points vs 06-2026 08-2026: 4.8%▲ +0.6 percentage points vs 07-2026 09-2026: 6.5%▲ +1.7 percentage points vs 08-2026 10-2026: 1.8%▼ -4.7 percentage points vs 09-2026lowest value
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.42, compared with 1.15 in 2025; short-term debt: 57.1% and cash: 9.1% of total assets), and 57.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 64% on solvency, 33% on liquidity, 84% on profitability and 99% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2026 (filed 24-09-2026)
NBB · annual accounts
raises risk · 6 establishment units
KBO · seat and establishments
lowers risk · Size: 25.6 FTE, total assets €2.6m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 24-09-2026, 24 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are in a legal situation other than normal, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2026
24 days late
2025
53 days early
2024
8 days early
2023
on the day
2022
57 days late
2021
69 days late
2019
6 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 53 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Reappointments: Jo Willemyns, Kris Castelein and…Appointments: Stefan Goethaert BV, Peter…
  3. Highest result from 2019 to 2026net €302,032 ▲21%

Key points

  • Positive: Equity rose in 2026from €154,934 to €1.1m ▲ 626% View
  • Positive: Among the best 8% on net resultsector median €22,751 · 395 companies €302,032 View
  • Board changedlatest change 01-08-2026 · 5 in office 5 joined · 1 left View
  • Controlled by THE FASHION SOCIETYultimately: KORYS 100% View
  • Branch taken over from FLORIN'Storetakeover on 31-01-2025 2025 View

By topic

Financials

Financial year
2026
Total assets
€2.6m
Profit
€302,032
Solvency
42.9%
Total assets▲ 335%
Net result
20192026
Go to Financials

Board & ownership

Board
5 members
Parent
THE FASHION SOCIETY · 100%
  • Jo WillemynsDirector
  • Kris CasteleinDirector
  • Stefan Goethaert BVDirector
  • VANBELLINGEN PeterDirector
  • Michael HamelryckDirector
Go to Board & ownership

Timeline

Events
18
Since
2016
Next accounts
by 31-08-2027
  1. 31-01-2026Equity above €1m
  2. 17-09-2025Amendment of the articles
  3. 09-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
6
Legal form
Private limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
22-05-2014
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

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