Pointed Management

Active

Private limited companyfounded 20251 yr activeNieuwstraat 90, 8581 Avelgem, BelgiumKBO/BCE: BE 1021.038.331

Pointed Management has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €30k. Its solvency ranks better than 56% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

85 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency99

Growth-

Stability67

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity ample (current ratio 2.67), and 37.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

62.5%

Return on assets

59.5%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

2 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€32k

Total assets

€51k

Net result

€30k

Working capital

€32k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €51k

62.5%

37.5%

Equity €32k

Debt €19k

Debt finances 37.5% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

62.5%

Current ratio

2.67

Quick ratio

2.67

Debt / equity

0.60

ROE

95.3%

ROA

59.5%

Debt

€19k

Debt ≤ 1 year

€19k

Income taxes

€8k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€51k

Current assets29/58€51k

Amounts receivable within one year40/41€10k

Trade receivables40€10k

Cash at bank and in hand54/58€41k

Equity and liabilities

Total equity and liabilities10/49€51k

Equity10/15€32k

Contributions10/11€2k

Profit (loss) carried forward14€30k

Amounts payable17/49€19k

Amounts payable within one year42/48€19k

Trade debts44€1k

Suppliers440/4€1k

Taxes, remuneration and social security45€12k

Taxes450/3€12k

Other amounts payable47/48€6k

Income statement Code2025

Gross operating margin9900€38k

Operating profit (loss)9901€38k

Financial charges65/66B€53

Recurring financial charges65€53

Profit (loss) for the period before taxes9903€38k

Income taxes67/77€8k

Profit (loss) for the period9904€30k

Profit (loss) for the period to be appropriated9905€30k

Appropriation of the result

Profit (loss) to be appropriated9906€30k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Gazette 1Filings 1

2026

29-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

23-03

State Gazette act Incorporation · Founder

Founding capital · Bank account

State Gazette actNBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Avelgem · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nieuwstraat 908581 Avelgem

Ground area

2,615 m²

Building footprint

346 m²

Volume, LiDAR

1,706 m³

Parcel 34039A0565/00G000, Flanders · tallest building 14.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Pointed Management

Nieuwstraat 90, 8581 AvelgemActivities of head offices

since 20252.372.317.221

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34039A0565/00G000	Flanders	2,615 m²	1 · 346 m²	14.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 1,827 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-03-2025

Fiscal year end31-12

Activities, NACEBEL

70100Activities of head offices

64210Activities of holding companies

93199Other sports activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.