Turnover
≈ €180,000 estimated
The micro format states no turnover.
POINTALARM
Lifetime
20 annual accounts with figures on one time axispeak €118,404 (2018)
€38,397▲ 25.8%
lowest -€8,537 (2015)
€1,527▼ 44.0%
peak €60,597 (2025)
€60,597▲ 2.6%
€273,518▲ 24.2%
peak 2.2 FTE (2019)
-not published
Board1 name since 2005
1 directorMASTROPIETRO Carmine Fabrizio
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €30,532 to €38,397Result from €2,725 to €1,527Change of role: MASTROPIETRO Carmine Fabrizio, from manager t… 14-05Debts from €220,151 to €273,518Cash from €3,633 to €5,280
Key points
from the 2025 annual accountsChecked score
64
Healthy
Financially stronger than 25% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.1%▼ -0.1 percentage points vs 12-2024
02-2025: 1.2%▲ +0.1 percentage points vs 01-2025
03-2025: 1.1%▼ -0.1 percentage points vs 02-2025
04-2025: 1.2%▲ +0.1 percentage points vs 03-2025
05-2025: 1.1%▼ -0.1 percentage points vs 04-2025
06-2025: 1.1%● unchanged vs 05-2025lowest value
07-2025: 1.3%▲ +0.2 percentage points vs 06-2025
08-2025: 1.7%▲ +0.4 percentage points vs 07-2025
09-2025: 1.9%▲ +0.2 percentage points vs 08-2025
10-2025: 2.3%▲ +0.4 percentage points vs 09-2025
11-2025: 2.5%▲ +0.2 percentage points vs 10-2025
12-2025: 3.3%▲ +0.8 percentage points vs 11-2025
01-2026: 6.1%▲ +2.8 percentage points vs 12-2025highest value
02-2026: 6.0%▼ -0.1 percentage points vs 01-2026
03-2026: 3.2%▼ -2.8 percentage points vs 02-2026
04-2026: 3.2%● unchanged vs 03-2026
05-2026: 3.2%● unchanged vs 04-2026
06-2026: 3.0%▼ -0.2 percentage points vs 05-2026
07-2026: 3.0%● unchanged vs 06-2026
08-2026: 3.7%▲ +0.7 percentage points vs 07-2026
09-2026: 1.2%▼ -2.5 percentage points vs 08-2026
10-2026: 1.2%● unchanged vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 28 days late; 2 of the last 3 accounts late
Sector: Specialised construction activities (NACE 43)
Liquidity: current ratio 0.40, cash €5,280
lowers risk
Founded in 2005
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 20% of them on solvency, 13% on liquidity, 26% on profitability and 42% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as POINTALARM has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of POINTALARM itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for POINTALARM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.4 (0.15 in 2024), below 1. Short-term debt is 57.3% and cash 1.6% of total assets. 81.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 35136 sector peers (2025).
NBB · sector comparisonPosition among 35136 sector peers
Solvency
better than 20%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
186 days late
2023
61 days late
2022
61 days late
2021
235 days late
2020
9 days late
2019
14 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 85 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 October (4 of the last 5 accounts filed within 124 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MASTROPIETRO Carmine Fabrizio 50 sharesdeed of 14-05-2025
- MONGIOVI Catia 50 sharesdeed of 14-05-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0877971150
Change of role: MASTROPIETRO Carmine Fabrizio, from manager to director
MASTROPIETRO Carmine Fabrizio holds 50 shares · MONGIOVI Catia holds 50 shares · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 12-05-2025 · Gazette deed
Security firm approval (camera systems) granted
Decision of 01-10-2021, published on 31-05-2024
First establishment
Rue de l' Avenir 31, Courcelles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| POINTALARM Courcelles | €334,115 | €38,397 | 18.1% | - |
| EXPERT OTTAVIANO Frameries | €283,322 | €43,143 | 37.9% | - |
| SOLUTION'S Genappe | €334,535 | €41,692 | 3.9% | - |
| JOHAN DEKLERCK Beernem | €299,066 | €40,690 | 52.7% | - |
| DECITEC Bruges | €312,515 | €32,845 | 95.1% | - |
| ACDlec Liège | €330,707 | €45,958 | 13.6% | - |
| TECHNIQUE CLIMATIQUE & ELECTRIQUE Tinlot | €386,333 | €41,969 | 73.2% | - |
These companies have the same main activity as POINTALARM: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €283,000 and €386,000, founded between 2005 and 2007.
Official details
Source: KBO- Status
- Active since 16-12-2005Normal situation
- Activity
- General electrical installation workNACE 43211and 5 others
- Joint committees
- 124Construction
- 149.01Electricians: installation and distribution · annual accounts 2021
- Establishment unit
- 2.151.359.5356182 Courcelles, since 26-01-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 05-12-2025
Insights on POINTALARM
POINTALARM files the micro format. That format states no turnover. The gross margin rose from €9,235 in 2006 to €38,397 in 2025.
The balance sheet grew most in 2013 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about POINTALARM
- What is the company number of POINTALARM?
- The company number of POINTALARM is 0877.971.150. The VAT number is the same number with BE in front: BE 0877.971.150.
- Where is POINTALARM based?
- The registered office is at Rue de l' Avenir 31, 6182 Courcelles.Company details
- What does POINTALARM do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of POINTALARM?
- POINTALARM is a private limited company (BV).
- When was POINTALARM founded?
- POINTALARM was founded on 16-12-2005.
- Is POINTALARM still active?
- Yes, POINTALARM is an active enterprise in the KBO register.
- How many employees does POINTALARM have?
- POINTALARM had an average of 0.3 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- Which joint committee does POINTALARM fall under?
- In its 2021 annual accounts, POINTALARM states joint committees 124 (Construction) and 149.01 (Electricians: installation and distribution).
- What is the turnover of POINTALARM?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €38,397 and 45 comparable companies (NACE 43211). It probably lies between €130,000 and €280,000.
- Is POINTALARM profitable?
- In financial year 2025, POINTALARM made a profit of €1,527.
- Where can I find the annual accounts of POINTALARM?
- POINTALARM filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of POINTALARM due?
- POINTALARM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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