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POINT SHOP

Active
Private limited companyfounded 20233 yrs activePlace Try-Colau 30, 6042 Charleroi, BelgiumKBO/BCE: BE 0802.388.750
Summary

The computed 12-month bankruptcy probability of POINT SHOP is 2.6% (moderate). The 2024 annual accounts show equity of €20,030 and a net result of €14,030. Its solvency ranks better than 64% of 26049 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability61
Solvency74
Growth-
Track record79
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.65; short-term debt: 50.6% and cash: 13.1% of total assets), but 50.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
49.4%
Return on assets
34.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-05-2026, 292 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
292 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 292 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

POINT SHOP was incorporated on 5 June 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Turnover
€653,346
EBIT margin
3.3%
Net result
€14,030
Working capital
€13,410

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €39,155
Fixed assets €5,220
Current assets €33,935
Equity and liabilities €40,555
Equity €20,030
Debt €20,525
Debt finances 50.6% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€21,996
Cash flow
€14,380
Current ratio
1.65
Quick ratio
0.58
Debt to equity
1.02
ROE
70.0%
ROA
34.6%
Interest coverage
2.89
Debt ≤ 1 year
€20,525
Staff costs
€106,033

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet Code2024
Assets
Total assets20/58€40,555
Formation expenses20€1,400
Fixed assets21/28€5,220
Financial fixed assets28€5,220
Current assets29/58€33,935
Stocks and contracts in progress3€21,956
Stocks30/36€21,956
Amounts receivable within one year40/41€6,647
Trade receivables40€6,647
Cash at bank and in hand54/58€5,332
Equity and liabilities
Total equity and liabilities10/49€40,555
Equity10/15€20,030
Contributions10/11€6,000
Capital10€6,000
Issued capital100€6,000
Profit (loss) carried forward14€14,030
Amounts payable17/49€20,525
Amounts payable within one year42/48€20,525
Taxes, remuneration and social security45€20,525
Taxes450/3€9,048
Remuneration and social security454/9€11,477
Income statement Code2024
Turnover70€653,346
Goods, raw materials, services and sundry goods60/61€562,898
Remuneration, social security and pensions62€106,033
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€350
Other operating charges640/8€295
Gross operating margin9900€128,324
Operating profit (loss)9901€21,646
Financial charges65/66B€7,616
Recurring financial charges65€7,616
Profit (loss) for the period before taxes9903€14,030
Profit (loss) for the period9904€14,030
Profit (loss) for the period to be appropriated9905€14,030
Appropriation of the result
Profit (loss) to be appropriated9906€14,030

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Turnover70€653,346
Goods, raw materials, services and sundry goods60/61€562,898
Remuneration, social security and pensions62€106,033
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€350
Other operating charges640/8€295
Gross operating margin9900€128,324
Operating profit (loss)9901€21,646
Financial charges65/66B€7,616
Recurring financial charges65€7,616
Profit (loss) for the period before taxes9903€14,030
Profit (loss) for the period9904€14,030
Profit (loss) for the period to be appropriated9905€14,030
Line2024
Assets
Total assets20/58€40,555
Formation expenses20€1,400
Fixed assets21/28€5,220
Financial fixed assets28€5,220
Current assets29/58€33,935
Stocks and contracts in progress3€21,956
Stocks30/36€21,956
Amounts receivable within one year40/41€6,647
Trade receivables40€6,647
Cash at bank and in hand54/58€5,332
Equity and liabilities
Total equity and liabilities10/49€40,555
Equity10/15€20,030
Contributions10/11€6,000
Capital10€6,000
Issued capital100€6,000
Profit (loss) carried forward14€14,030
Amounts payable17/49€20,525
Amounts payable within one year42/48€20,525
Taxes, remuneration and social security45€20,525
Taxes450/3€9,048
Remuneration and social security454/9€11,477
Line2024
Profit (loss) for the period9904€14,030
+ Depreciation and write-downs630€350
Operating cash flow (approximation)€14,380

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
19-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 292 days late
NBB filing
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
517 m²
Building footprint
299 m²
Volume, LiDAR
3,550 m³
Parcel 52040B0275/00L002, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Point Shop 3
Place Try-Colau 30, 6042 CharleroiNon-specialised retail sale with food, beverages or tobacco predominating
since 20252.381.606.950
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52040B0275/00L002 Wallonia 517 m² 1 · 299 m² 13.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Charleroi2.381.606.950
1 permission
Toelating · Detailhandel · since 22-12-2025

Similar companies · same sector, comparable size

Of 10,510 companies in sector 47110 we hold annual accounts for 5,853. 4,148 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802388750
Also 9925:BE0802388750
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.