POINT S BELUX
ActivePOINT S BELUX has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.85M and a net result of €441k. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 46% of 5988 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▼-3
Solvency63▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.71 in 2023; short-term debt: 41.5% and cash: 14.4% of total assets), but 62% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38%
Return on assets
9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
105 d late
2022
60 d late
2021
77 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€441k▲ 6.4%
2023 · €414k
2018: €41k
2019: €61k
2020: €32k
2021: €29k
2022: €312k
2023: €414k
2018 → 2024
Working capital
€1.78M▲ 56.6%
2023 · €1.13M
2018: €570k
2019: €401k
2020: €680k
2021: €835k
2022: €1.09M
2023: €1.13M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€560k-€628k▲ 12.2%€1.03M▲ 63.5%€1.29M▲ 25.4%€1.85M▲ 44.0%
Operating result€14k-€25k▲ 81.1%€452k▲ 1,675%€596k▲ 31.9%€595k▼ 0.1%
Net result€32k-€29k▼ 6.9%€312k▲ 962%€414k▲ 32.8%€441k▲ 6.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 0% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.88M
Fixed assets
€1.08M▲ 36.6%
Current assets
€3.80M▲ 39.2%
Equity and liabilities €4.88M
Equity
€1.85M▲ 44.0%
Provisions
€62k▲ 332%
Debt
€2.96M▲ 33.5%
The debt ratio falls from 63.0% to 60.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€696k▲
2023 · €673k
Cash flow
€541k▲
2023 · €491k
Solvency
38.0%▲
2023 · 36.6%
Current ratio
1.88▲
2023 · 1.71
Quick ratio
1.25▼
2023 · 1.25
Debt / equity
1.60▼
2023 · 1.72
ROE
23.8%▼
2023 · 32.2%
ROA
9.0%▼
2023 · 11.8%
Interest coverage
54.13▼
2023 · 76.93
Debt
€2.96M▲
2023 · €2.22M
Debt ≤ 1 year
€2.02M▲
2023 · €1.60M
Debt > 1 year
€333k▲
2023 · €193k
Income taxes
€176k▼
2023 · €192k
Staff costs
€520k▲
2023 · €385k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.52M€4.88M▲
Fixed assets21/28€791k€1.08M▲
Tangible fixed assets22/27€791k€1.08M▲
Land and buildings22€253k€247k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€197k€248k▲
Other tangible fixed assets26€340k€583k▲
Financial fixed assets28€115€115=
Current assets29/58€2.73M€3.80M▲
Stocks and contracts in progress3€735k€1.27M▲
Stocks30/36€735k€1.27M▲
Amounts receivable within one year40/41€1.42M€1.49M▲
Trade receivables40€1.42M€1.49M▲
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€273k€705k▲
Deferred charges and accrued income490/1€304k€327k▲
Equity and liabilities
Total equity and liabilities10/49€3.52M€4.88M▲
Equity10/15€1.29M€1.85M▲
Contributions10/11€41k€41k=
Reserves13€730k€1.17M▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Tax-exempt reserves132-€244k
Distributable reserves133€726k€922k▲
Profit (loss) carried forward14€181k€182k▲
Investment grants15€335k€461k▲
Provisions and deferred taxes16€14k€62k▲
Provisions for liabilities and charges160/5€14k€62k▲
Other liabilities and charges164/5€14k€62k▲
Amounts payable17/49€2.22M€2.96M▲
Amounts payable after more than one year17€193k€333k▲
Financial debts170/4€193k€333k▲
Amounts payable within one year42/48€1.60M€2.02M▲
Current portion of amounts payable after more than one year42€99k€208k▲
Trade debts44€1.22M€1.44M▲
Suppliers440/4€1.22M€1.44M▲
Taxes, remuneration and social security45€279k€213k▼
Taxes450/3€234k€144k▼
Remuneration and social security454/9€45k€69k▲
Other amounts payable47/48€244€166k▲
Accrued charges and deferred income492/3€430k€606k▲
Income statement
Code20232024
Remuneration, social security and pensions62€385k€520k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76k€101k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€48k
Other operating charges640/8€54k€36k▼
Gross operating margin9900€1.11M€1.30M▲
Operating profit (loss)9901€596k€595k▼
Financial income75/76B€19k€34k▲
Recurring financial income75€19k€34k▲
Financial charges65/66B€9k€13k▲
Recurring financial charges65€9k€13k▲
Profit (loss) for the period before taxes9903€606k€617k▲
Income taxes67/77€192k€176k▼
Profit (loss) for the period9904€414k€441k▲
Transfer to tax-exempt reserves689-€244k
Profit (loss) for the period to be appropriated9905€414k€197k▼
Appropriation of the result
Profit (loss) to be appropriated9906€595k€378k▼
Profit (loss) brought forward from the previous period14P€181k€181k▲
Transfer to equity691/2€414k€196k▼
To other reserves6921€414k€196k▼
Social balance
Average headcount (FTE)90879.812.7▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €441k ▲6.4%
Net result €441k, the highest in the series.
13-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 105 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
31-12
Financial
Equity above €1MEq €1.03M ▲63.5%
5 profitable years in a row build equity to €1.03M.
16-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 77 days late
2021
31-12
Financial
Weakest financial yearnet €29k ▼6.9%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Equity above €500kEq €560k ▲21.7%
3 profitable years in a row build equity to €560k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
31-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chimay · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Grand Prix des Frontières 36460 ChimayGround area
1.4 ha
Parcel 56016B0303/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
POINT S BELUX SCRL
since 20102.184.070.707
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56016B0303/00E000 | Wallonia | 1.4 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500588996665E9F57
Similar companies · same sector, comparable size
Svejor Invest
BE 0403.771.606
Turnhout · Eq €1.85M
Het Metaal
BE 0405.043.690
Sint-Niklaas · Eq €1.84M
FERREUM
BE 0835.668.658
Antwerpen · Eq €1.84M
EEKLOSE BANDENCENTRALE
BE 0462.206.483
Eeklo · Eq €1.87M
IMM HM
BE 0480.025.284
Rochefort · Eq €1.81M
Of 1,747 companies in sector 46720 we hold annual accounts for 1,083. 705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2010
Fiscal year end31-12
Activities, NACEBEL
45310
46720Wholesale of motor vehicle parts and accessories
95315Tyre services
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.