POINT DE MIRE
ActivePOINT DE MIRE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.06M and a net result of €158k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+7
Solvency97▲+3
Growth74▲+1
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 2.24 in 2024; short-term debt: 27.6% and cash: 28.2% of total assets), and 27.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
20 d early
2023
21 d late
2022
9 d late
2021
5 d early
2020
9 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.93M▲ 11.7%
2024 · €1.73M
2018: €999k
2019: €948k
2020: €977k
2021: €1.36M
2022: €1.39M
2023: €1.58M
2024: €1.73M
2018 → 2025
EBIT margin
11.6%▲ 3.5pp
2024 · 8.1%
2018: 0.8%
2019: 0.5%
2020: 1.2%
2021: 12.6%
2022: 6.0%
2023: 4.0%
2024: 8.1%
2018 → 2025
Net result
€158k▲ 63.4%
2024 · €97k
2018: €1k
2019: €-3k
2020: €5k
2021: €130k
2022: €67k
2023: €37k
2024: €97k
2018 → 2025
Working capital
€709k▲ 45.3%
2024 · €488k
2018: €180k
2019: €243k
2020: €231k
2021: €388k
2022: €302k
2023: €367k
2024: €488k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.36M-€1.39M▲ 2.2%€1.58M▲ 14.3%€1.73M▲ 9.2%€1.93M▲ 11.7%
Equity€622k-€689k▲ 10.7%€801k▲ 16.2%€897k▲ 12.1%€1.06M▲ 17.6%
Operating result€171k-€84k▼ 50.9%€63k▼ 24.3%€140k▲ 121%€224k▲ 59.7%
Net result€130k-€67k▼ 48.7%€37k▼ 44.5%€97k▲ 162%€158k▲ 63.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 60% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.46M
Fixed assets
€346k▼ 15.4%
Current assets
€1.11M▲ 25.9%
Equity and liabilities €1.46M
Equity
€1.06M▲ 17.6%
Debt
€401k▲ 1.8%
The debt ratio falls from 30.5% to 27.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€309k▲
2024 · €221k
Cash flow
€242k▲
2024 · €178k
Solvency
72.4%▲
2024 · 69.5%
Current ratio
2.77▲
2024 · 2.24
Quick ratio
2.14▲
2024 · 1.67
Debt / equity
0.38▼
2024 · 0.44
ROE
15.0%▲
2024 · 10.8%
ROA
10.8%▲
2024 · 7.5%
Interest coverage
53.07▼
2024 · 61.32
Debt
€401k▲
2024 · €394k
Debt ≤ 1 year
€401k▲
2024 · €394k
Income taxes
€64k▲
2024 · €42k
Staff costs
€749k▲
2024 · €667k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.29M€1.46M▲
Fixed assets21/28€410k€346k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€406k€344k▼
Plant, machinery and equipment23€117k€89k▼
Furniture and vehicles24€2k€646▼
Other tangible fixed assets26€288k€250k▼
Assets under construction and advance payments27-€4k
Financial fixed assets28€474€474=
Current assets29/58€882k€1.11M▲
Amounts receivable after more than one year29€11k€11k=
Other amounts receivable291€11k€11k=
Stocks and contracts in progress3€225k€250k▲
Stocks30/36€225k€250k▲
Amounts receivable within one year40/41€58k€64k▲
Trade receivables40€57k€63k▲
Other amounts receivable41€560€560=
Current investments50/53-€375k
Cash at bank and in hand54/58€588k€411k▼
Equity and liabilities
Total equity and liabilities10/49€1.29M€1.46M▲
Equity10/15€897k€1.06M▲
Contributions10/11€474k€474k=
Reserves13€17k€17k=
Non-distributable reserves130/1€16k€16k=
Reserves not available under the articles1311€16k€16k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€406k€564k▲
Amounts payable17/49€394k€401k▲
Amounts payable within one year42/48€394k€401k▲
Trade debts44€164k€103k▼
Suppliers440/4€164k€103k▼
Taxes, remuneration and social security45€225k€290k▲
Taxes450/3€152k€196k▲
Remuneration and social security454/9€73k€94k▲
Other amounts payable47/48€5k€8k▲
Income statement
Code20242025
Turnover70€1.73M€1.93M▲
Non-recurring operating income76A-€10k
Goods, raw materials, services and sundry goods60/61€869k€919k▲
Remuneration, social security and pensions62€667k€749k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€84k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€2k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€5k€2k▼
Gross operating margin9900€897k€1.06M▲
Operating profit (loss)9901€140k€224k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€956€3k▲
Non-recurring financial income76B€587-
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€138k€222k▲
Income taxes67/77€42k€64k▲
Profit (loss) for the period9904€97k€158k▲
Profit (loss) for the period to be appropriated9905€97k€158k▲
Appropriation of the result
Profit (loss) to be appropriated9906€406k€564k▲
Profit (loss) brought forward from the previous period14P€309k€406k▲
Social balance
Average headcount (FTE)908710.610.7▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €158k ▲63.4%
Operating result €224k, net result €158k, both a record.
31-12
Financial
Equity above €1MEq €1.06M ▲17.6%
6 profitable years in a row build equity to €1.06M.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 9 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €500kEq €622k ▲81.6%
2 profitable years in a row build equity to €622k.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 9 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 10 days late
2019
31-12
Financial
Weakest financial yearnet €-3k ▼363%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-09-2024
Jacques Devillers: Resigned as Director
21-06-2022
Céline Courtoy: Resigned as Director
17-07-2020
Pierre WAUTERS: Resigned as Director
13-09-2019
Artus Cécile: Resigned as Director
13-09-2019
Martine Lambert: Resigned as Director
18-08-2014
Gaby RONGVAUX: Resigned as Director
Location & real-estate footprint
Registered office, Saint-Hubert · 5 establishment units since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place de la Mutualité 16870 Saint-HubertGround area
8,437 m²
Building footprint
875 m²
Volume, LiDAR
5,880 m³
5 parcels, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
5 establishment units
POINT DE MIRE
since 19952.069.591.703
POINT DE MIRE
since 19952.069.591.604
POINT DE MIRE
since 19982.069.592.097
Optique Point de Mire
since 20142.283.885.487
Point de Mire
since 20222.339.361.371
5 parcels
Wallonia
5
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84059A1798/00G004 | Wallonia | 4,279 m² | 1 · 520 m² | 11.8 m · 3 fl. |
| 85045A0591/00K000 | Wallonia | 1,992 m² | 1 · 67 m² | 11.3 m · 3 fl. |
| 81001A1840/00R019 | Wallonia | 1,831 m² | 1 · 216 m² | - |
| 83034A0478/00V003 | Wallonia | 261 m² | 1 · 45 m² | - |
| 82302B0992/00D000 | Wallonia | 75 m² | 1 · 27 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPTIQUE DESTAT
BE 0445.792.796
Orp-Jauche · Eq €1.05M
PLOEM
BE 0471.913.908
Pelt · Eq €1.07M
OPTIC 2007
BE 0436.811.586
Mechelen · Eq €1.04M
BKA optiek
BE 0737.986.490
Bocholt · Eq €1.03M
POINT DE MIRE MONS-WALLONIE PICARDE - RESEAU SOLIDARIS
BE 0459.133.761
Ath · Eq €1.09M
Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-1994
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+3261242300