Skip to content

POINT CONSEIL ELEC

Active
Private limited company (pre-2019)founded 2004active for 21 yearsRue des Français 291, 4430 Ans, BelgiumKBO/BCE: BE 0867.819.012
Summary

POINT CONSEIL ELEC has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,909 and a net result of €38,978. Equity is shrinking by about 13% per year across the filed financial years. Its solvency ranks better than 33% of 21,997 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Retail sale of information and communication equipment
NACE 47400
1 site
Size
€541,601total assets 2025
Equity
€77,909
Profit
€38,978
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Structure
Accounts filed 61 days late
Why 64raises riskLatest accounts 61 days late; 2 of the last 3 lateLiquidity: current ratio 0.24, cash €1,004, halvedlowers riskFounded in 2004Size: total assets €541,601Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 44% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 39+7
equity 14.4% of total assets
Liquidity 17+2
short-term debt 63.7% · cash 0.2%
Profitability 55+54
return on assets 7.2%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,192 companies, NACE 47, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 1.1%▲ +0.2 percentage points vs 08-2025 10-2025: 1.4%▲ +0.3 percentage points vs 09-2025 11-2025: 1.6%▲ +0.2 percentage points vs 10-2025 12-2025: 2.0%▲ +0.4 percentage points vs 11-2025 01-2026: 3.8%▲ +1.8 percentage points vs 12-2025 02-2026: 3.8%● unchanged vs 01-2026 03-2026: 4.0%▲ +0.2 percentage points vs 02-2026 04-2026: 3.7%▼ -0.3 percentage points vs 03-2026 05-2026: 3.7%● unchanged vs 04-2026 06-2026: 3.7%● unchanged vs 05-2026 07-2026: 5.5%▲ +1.8 percentage points vs 06-2026 08-2026: 6.2%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 6.1%▼ -0.1 percentage points vs 08-2026 10-2026: 1.4%▼ -4.7 percentage points vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.24, compared with 0.23 in 2024, below 1; short-term debt: 63.7% and cash: 0.2% of total assets), and 85.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 31% on solvency, 15% on liquidity, 39% on profitability and 92% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Latest accounts 61 days late; 2 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 0.24, cash €1,004, halved
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €541,601
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
305 days late
2023
19 days late
2022
73 days late
2021
29 days late
2020
2 days early
2019
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 77 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven months
Where today falls in the filing period
13-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €38,978

Key points

  • Positive: Back in profit in 2025after -€76,961 in 2024 €38,978 View
  • Positive: Among the best 16% on net resultsector median €5,144 · 21,978 companies €38,978 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View

By topic

Financials

Financial year
2025
Total assets
€541,601
Profit
€38,978
Solvency
14.4%
Total assets▼ 0.8%
Net result
20182025
Go to Financials

Timeline

Events
25
Since
2006
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 19-08-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
13-10-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.