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POINT CHICH

Active
Private limited companyfounded 20215 yrs activeRue de Dampremy 171, 6040 Charleroi, BelgiumKBO/BCE: BE 0771.602.930
Summary

The computed 12-month bankruptcy probability of POINT CHICH is 7.8% (elevated). The 2024 annual accounts show negative equity (-€13,084) and a net result of -€7,041. Equity is shrinking by ~53.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 18935 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
7.8% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13; short-term debt: 129.2% and cash: 1% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-29.2%
Return on assets
-15.7%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year -€13,084
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
92 d late
2023
65 d late
2022
25 d early
2021
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

POINT CHICH was incorporated on 20 July 2021 as a Private limited company.1 The registered office was moved to Jumet in 2026.2 Total assets rose from EUR 5,699 in 2021 to EUR 44,811 in 2024.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 22-09-2026
  3. 3National Bank, annual accounts 2021 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
€32,055
EBIT margin
-20.4%
Net result
-€7,041▼ 599%
2023 · -€1,008
Working capital
-€50,578▼ 534%
2023 · -€7,973
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Turnover€32,055
Operating result-€5,665--€2,201▲ 61.1%-€814▲ 63.0%-€6,540▼ 704%
Net result-€5,618below the sector's middle half--€2,417within the sector's middle half▲ 57.0%-€1,008within the sector's middle half▲ 58.3%-€7,041below the sector's middle half▼ 599%
EBIT margin-20.4%
Equity-€2,618below the sector's middle half--€5,035below the sector's middle half▼ 92.3%-€6,042below the sector's middle half▼ 20.0%-€13,084below the sector's middle half▼ 117%
Total assets€5,699below the sector's middle half-€4,132below the sector's middle half▼ 27.5%€2,445below the sector's middle half▼ 40.8%€44,811below the sector's middle half▲ 1,733%
Debt€8,317-€9,167▲ 10.2%€8,487▼ 7.4%€57,895▲ 582%
Working capital-€6,175within the sector's middle half--€7,778within the sector's middle half▼ 26.0%-€7,973within the sector's middle half▼ 2.5%-€50,578below the sector's middle half▼ 534%
Solvency-45.9%below the sector's middle half--29.2%below the sector's middle half
Current ratio0.26below the sector's middle half-0.13below the sector's middle half
Return on assets (ROA)-98.6%below the sector's middle half--15.7%below the sector's middle half
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0Operating result 2021: -€5,665-€5,665Net result 2021: -€5,618-€5,618Operating result 2022: -€2,201-€2,201Net result 2022: -€2,417-€2,417Operating result 2023: -€814-€814Net result 2023: -€1,008-€1,008Operating result 2024: -€6,540-€6,540Net result 2024: -€7,041-€7,0412021202220232024-€8,000-€6,000-€4,000-€2,000€0Operating result 2022: -€2,201-€2,200Net result 2022: -€2,417-€2,420Operating result 2023: -€814-€814Net result 2023: -€1,008-€1,010Operating result 2024: -€6,540-€6,540Net result 2024: -€7,041-€7,040202220232024
The operating result stays negative: a loss of €6,540 in 2024 against €814 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44,811
Fixed assets €37,495 ▲ 1,843%
Current assets €7,316 ▲ 1,322%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€1,693▼
2023 · €0
Cash flow
-€2,195▼
2023 · -€194
Debt to equity
-4.42
Interest coverage
-3.38▼
2023 · 0.00
Debt ≤ 1 year
€57,895▲
2023 · €8,487
Staff costs
€2,957
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 7.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€2,445€44,811▲
Fixed assets21/28€1,930€37,495▲
Intangible fixed assets21-€35,967
Tangible fixed assets22/27€1,930€1,116▼
Plant, machinery and equipment23€1,341€741▼
Furniture and vehicles24€589€375▼
Financial fixed assets28-€411
Current assets29/58€515€7,316▲
Amounts receivable within one year40/41€515€6,535▲
Trade receivables40-€5,533
Other amounts receivable41€515€1,001▲
Cash at bank and in hand54/58-€447
Deferred charges and accrued income490/1-€335
Equity and liabilities
Total equity and liabilities10/49€2,445€44,811▲
Equity10/15-€6,042-€13,084▼
Contributions10/11€3,000€3,000=
Outside capital11€3,000€3,000=
Other1109/19€3,000€3,000=
Profit (loss) carried forward14-€9,042-€16,084▼
Amounts payable17/49€8,487€57,895▲
Amounts payable within one year42/48€8,487€57,895▲
Financial debts43€193-
Credit institutions430/8€193-
Trade debts44-€43,150
Suppliers440/4-€43,150
Taxes, remuneration and social security45-€992
Remuneration and social security454/9-€992
Other amounts payable47/48€8,294€13,752▲
Income statement Code20232024
Turnover70-€32,055
Goods, raw materials, services and sundry goods60/61-€30,279
Remuneration, social security and pensions62-€2,957
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€814€4,846▲
Other operating charges640/8-€513
Gross operating margin9900-€1,776
Operating profit (loss)9901-€814-€6,540▼
Financial charges65/66B€194€502▲
Recurring financial charges65€194€502▲
Profit (loss) for the period before taxes9903-€1,008-€7,041▼
Profit (loss) for the period9904-€1,008-€7,041▼
Profit (loss) for the period to be appropriated9905-€1,008-€7,041▼
Appropriation of the result
Profit (loss) to be appropriated9906-€9,042-€16,084▼
Profit (loss) brought forward from the previous period14P-€8,035-€9,042▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Turnover70---€32,055-
Goods, raw materials, services and sundry goods60/61---€30,279-
Remuneration, social security and pensions62---€2,957-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€511€814€814€4,846▲ 496%
Other operating charges640/8-€348-€513-
Gross operating margin9900-€5,154-€1,039-€1,776-
Operating profit (loss)9901-€5,665-€2,201-€814-€6,540▼ 704%
Financial income75/76B€51----
Recurring financial income75€51----
Financial charges65/66B€4€216€194€502▲ 158%
Recurring financial charges65€4€216€194€502▲ 158%
Profit (loss) for the period before taxes9903-€5,618-€2,417-€1,008-€7,041▼ 599%
Profit (loss) for the period9904-€5,618-€2,417-€1,008-€7,041▼ 599%
Profit (loss) for the period to be appropriated9905-€5,618-€2,417-€1,008-€7,041▼ 599%
Line2021202220232024Change
Assets
Total assets20/58€5,699€4,132€2,445€44,811▲ 1,733%
Fixed assets21/28€3,557€2,743€1,930€37,495▲ 1,843%
Intangible fixed assets21---€35,967-
Tangible fixed assets22/27€3,557€2,743€1,930€1,116▼ 42.2%
Plant, machinery and equipment23€2,541€1,941€1,341€741▼ 44.7%
Furniture and vehicles24€1,016€802€589€375▼ 36.3%
Financial fixed assets28---€411-
Current assets29/58€2,142€1,389€515€7,316▲ 1,322%
Stocks and contracts in progress3€999----
Stocks30/36€999----
Amounts receivable within one year40/41€392€678€515€6,535▲ 1,170%
Trade receivables40-€300-€5,533-
Other amounts receivable41€392€378€515€1,001▲ 94.6%
Cash at bank and in hand54/58€751€711-€447-
Deferred charges and accrued income490/1---€335-
Equity and liabilities
Total equity and liabilities10/49€5,699€4,132€2,445€44,811▲ 1,733%
Equity10/15-€2,618-€5,035-€6,042-€13,084▼ 117%
Contributions10/11€3,000€3,000€3,000€3,000=
Outside capital11€3,000€3,000€3,000€3,000=
Other1109/19€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14-€5,618-€8,035-€9,042-€16,084▼ 77.9%
Amounts payable17/49€8,317€9,167€8,487€57,895▲ 582%
Amounts payable within one year42/48€8,317€9,167€8,487€57,895▲ 582%
Financial debts43--€193--
Credit institutions430/8--€193--
Trade debts44€2,316€1,017-€43,150-
Suppliers440/4€1,396€97-€43,150-
Bills of exchange payable441€920€920---
Taxes, remuneration and social security45---€992-
Remuneration and social security454/9---€992-
Other amounts payable47/48€6,001€8,150€8,294€13,752▲ 65.8%
Line2021202220232024Change
Profit (loss) for the period9904-€5,618-€2,417-€1,008-€7,041▼ 599%
+ Depreciation and write-downs630€511€814€814€4,846▲ 496%
Operating cash flow (approximation)-€5,107-€1,603-€194-€2,195▼ 1,030%
Investment in fixed assets (approximation)-€0-€1-€40,411▼ 5,856,558%
Change in cash--€40---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
22-09
State Gazette act General meeting · Shareholding
Director in office · Registered-office move5 facts ▸
  • General meeting, 20-08-2026
  • Shareholding, 20-08-2026
  • Director in office, KARASU Nizamettin (director)
  • Registered-office move, Rue de Dampremy 171 à 6040 JUMET
  • Other statement, form instruction for signature block, acts of type Mention
2025
31-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial Weakest financial yearnet -€7,041
Net result drops to -€7,041, the lowest in the series.
04-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
416 m²
Building footprint
130 m²
Volume, LiDAR
1,132 m³
2 parcels, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MR TACOS
Grand-Place(FAR) 81, 6240 FarciennesLimited-service restaurants
since 20212.322.415.075
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52018B0721/00K000 Wallonia 318 m² 1 · 64 m² 9.6 m · 3 fl.
52363D0294/00P047 Wallonia 97 m² 1 · 66 m² 11.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

No current directors or connected companies found in the register.

Capital and shareholders

Shareholders according to the acts
Stated in the act act of 22-09-2026 ↗
  • KARASU Nizamettin all shares

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Farciennes2.322.415.075
1 permission
Toelating · Eetgelegenheid · since 10-12-2024

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,853 companies in sector 56112 we hold annual accounts for 9,781. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail contact@pointchich.be
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.