Result
€414,144 ▲ 393%
The result rose in 2026: branch received from POINT CARRE.
Point Carré Belgium
Lifetime
15 annual accounts with figures on one time axispeak €2.4m (2026)
€2.4m▲ 408%
lowest -€95,655 (2024)
€414,144▲ 393%
peak €2.3m (2026)
€2.3m▲ 667%
€1.3m▲ 200%
peak 33.4 FTE (2026)
33.4 FTE▲ 351%
Board11 names since 2015
5 directorsJo Willemyns and 4 others
Owners3 names in the annual accounts
consolidatesColruyt Group
Documentsfilings and deeds
24-09-202624 days late
2026abbreviated format
Gross margin from €477,187 to €2.4mResult from €84,052 to €414,144Staff from 7.4 FTE to 33.4 FTE3 directors appointed, 2 resignations, 3 reappointments 21-09Equity from €305,102 to €2.3mDebts from €435,883 to €1.3m
Key points
from the 2026 annual accountsDebts
€1.3m ▲ 200%
Debts rose by €872,877 in 2026.
Staff
40 employees on 31-01-2026
In 2026, 51 people joined and 18 left.
Liquidity
2.48 was 1.35 in 2025
Short-term debts rose from €434,748 to €1.3m.
Restructuring
2
2 restructurings since 2024. Latest: branch taken over from POINT CARRE.
Board
3 joined · 2 left
Board changed. Latest change 01-08-2026 · 5 in office.
2026 accounts filed 24 days after the deadline
Checked score
68
Healthy
Financially stronger than 78% of small companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 3,697 companies (NACE 47, small).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 1.7%● unchanged vs 12-2024
02-2025: 2.0%▲ +0.3 percentage points vs 01-2025
03-2025: 5.3%▲ +3.3 percentage points vs 02-2025
04-2025: 5.2%▼ -0.1 percentage points vs 03-2025
05-2025: 5.2%● unchanged vs 04-2025
06-2025: 5.2%● unchanged vs 05-2025
07-2025: 5.1%▼ -0.1 percentage points vs 06-2025
08-2025: 3.4%▼ -1.7 percentage points vs 07-2025
09-2025: 3.4%● unchanged vs 08-2025
10-2025: 3.3%▼ -0.1 percentage points vs 09-2025
11-2025: 3.3%● unchanged vs 10-2025
12-2025: 3.3%● unchanged vs 11-2025
01-2026: 3.3%● unchanged vs 12-2025
02-2026: 3.2%▼ -0.1 percentage points vs 01-2026
03-2026: 3.2%● unchanged vs 02-2026
04-2026: 3.3%▲ +0.1 percentage points vs 03-2026
05-2026: 3.5%▲ +0.2 percentage points vs 04-2026
06-2026: 3.4%▼ -0.1 percentage points vs 05-2026
07-2026: 3.3%▼ -0.1 percentage points vs 06-2026
08-2026: 3.7%▲ +0.4 percentage points vs 07-2026
09-2026: 5.3%▲ +1.6 percentage points vs 08-2026highest value
10-2026: 1.1%▼ -4.2 percentage points vs 09-2026lowest value
11-2026: 1.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
2 changes of registered office in 24 months
lowers risk
Size: 33.4 FTE, total assets €3.6m
Figures for financial year 2026 (filed on 29-09-2026)
Founded in 2010
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 83% of them on solvency, 47% on liquidity, 83% on profitability and 99% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-01-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as Point Carré Belgium has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
The bankruptcy probability of Point Carré Belgium itself is higher: 1.1% within 12 months. It rests on far more data about Point Carré Belgium than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for Point Carré Belgium. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.48 (1.35 in 2025), above the usual 1.5. Short-term debt is 35.9% and cash 5.9% of total assets. 35.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026Equity per financial year
19212223242526
2019 to 2026 · latest year €2.3m
raises risk · 2026 accounts filed 24 days late
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 24-09-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2026
24 days late
2025
53 days early
2024
11 days late
2023
on the day
2022
54 days late
2021
69 days late
2019
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 12 September (4 of the last 5 accounts filed within 42 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-01-2027 year end31-08-2027 deadline
Board and ownership
and 1 other
- THE FASHION SOCIETY 100%score 82equity €66.4m (2026) · 31-01-2026 annual accounts of THE FASHION SOCIETY
- COLRUYT GROUP NV consolidatesannual accounts 31-01-2026
Recent changes
3 directors appointed, 2 resignations, 3 reappointments
Reappointments: Jo Willemyns, Kris Castelein and Stefaan Vandamme · Resignations: Stefan Goethaert and Stefaan Vandamme · Appointments: Stefan Goethaert BV, Peter Vanbellingen and Michaël Hamelryck · General meeting of 20-08-2026 · Gazette deed
Share issue · Amendment of the articles
Capital contribution of €1,619,861.34 · General meeting of 03-09-2025 · Gazette deed
Demerger: POINT CARRE splits off to Point Carré Belgium
General meeting of 03-09-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0823409244
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Point Carré Belgium Merchtem | €3.6m | €2.4m | 64.1% | 33.4 |
| VIC MNG Charleroi | €2.7m | €1.2m | 34.0% | 30.4 |
| LES SOEURS Brussels | €1.7m | €2.7m | 32.3% | 34.6 |
| SMCP Belgique Anderlecht | €5.1m | €4.0m | 46.2% | 55 |
| RAND BELGIQUE Ixelles | €2.5m | €1.2m | 7.5% | 24.4 |
| New Balance Belgium Retail Antwerp | €2.3m | €1.6m | -5.3% | 21.3 |
| Project Distribution Anderlecht | €2.3m | €1.7m | 43.3% | 21.3 |
These companies have the same main activity as Point Carré Belgium: retail sale of women's outerwear (NACE 47711). They are comparable in size and age: total assets between €1.7m and €5.1m, founded between 1996 and 2017.
Official details
Source: KBO- Status
- Active since 24-02-2010Normal situation
- Registered office
- 20 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Retail sale of women's outerwearNACE 47711and 5 others
- Joint committee
- 201Independent retail · annual accounts 31-01-2026
- Establishment units
- 2.186.729.9905590 Ciney, since 24-02-2010
- 2.369.881.6306700 Arlon, since 01-02-2025and 4 others
- Financial year end
- 31 January
- Peppol
- Reachable since 21-08-2025
Annual accounts to 31-01-2026
- ≈ €6.5mestimated
- €3.6m▲ 392%
- Employeeson 31-01-2026
- 40▲ 471%
- Filing
- Filed on 24-09-2026
Companies linked to Point Carré Belgium
Parent and group
Insights on Point Carré Belgium
Point Carré Belgium files the abbreviated format. That format states no turnover. The gross margin rose from €484,890 in 2011 to €2.4m in 2026.
THE FASHION SOCIETY holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Point Carré Belgium
- What is the company number of Point Carré Belgium?
- The company number of Point Carré Belgium is 0823.409.244. The VAT number is the same number with BE in front: BE 0823.409.244.
- Where is Point Carré Belgium based?
- The registered office is at Brusselsesteenweg 185, 1785 Merchtem.Company details
- What does Point Carré Belgium do?
- According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
- What is the legal form of Point Carré Belgium?
- Point Carré Belgium is a private limited company (BV).
- When was Point Carré Belgium founded?
- Point Carré Belgium was founded on 24-02-2010.
- Is Point Carré Belgium still active?
- Yes, Point Carré Belgium is an active enterprise in the KBO register.
- How many employees does Point Carré Belgium have?
- Point Carré Belgium had an average of 33.4 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does Point Carré Belgium fall under?
- In its 31-01-2026 annual accounts, Point Carré Belgium states joint committee 201 (Independent retail).
- What is the turnover of Point Carré Belgium?
- The turnover in financial year 2026 is ≈ €6.5m. This figure is estimated from the gross margin of €2.4m and 31 comparable companies (NACE 477). It probably lies between €4.8m and €9.1m.
- Is Point Carré Belgium profitable?
- In financial year 2026, Point Carré Belgium made a profit of €414,144.
- Where can I find the annual accounts of Point Carré Belgium?
- Point Carré Belgium filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of Point Carré Belgium due?
- Point Carré Belgium must file the annual accounts for financial year 2027 by 31-08-2027.Timeline
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