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POINT CAPITAL!

Active
Private limited company (pre-2019)founded 201312 yrs activeBorgwal 9, 1000 Brussel, BelgiumKBO/BCE: BE 0542.779.930
Summary

POINT CAPITAL! has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78,710 and a net result of -€24,280. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 64% of 37951 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
How big
€110,729total assets 2024
Equity
€78,710
Loss
-€24,280
Turnover not published (abridged schema)
Financially healthy?
55 Fair Checked score 2024
Bankruptcy chance 12 m
0.4%
Who decides
Holdings
1
Accounts 62 d overdue0 of 3 deeds read
Why 55- Higher-failure-rate region- Annual accounts: weaker financial profile- Persistent losses+ Lower-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2024
Axes · tick = 2023
Profitability0▼-19
Solvency96▼-4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.92 in 2023; short-term debt: 28.9% and cash: 0.6% of total assets), and 28.9% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
71.1%
Return on assets
-21.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€24,280
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
14 d early
2023
65 d early
2022
53 d early
2021
44 d early
2020
42 d early
2019
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Weakest financial yearnet -€24,280
  3. Annual accounts filedfiscal year 2023 · micro…

Financials

Fiscal year 2024Total assets €110,729Loss -€24,280Solvency 71.1%Liquidity 0.17
Total assets
€110,729▼ 15.3%
2018 - 2024
Net result
-€24,280▼ 406%
2018 - 2024
Equity
€78,710▼ 23.6%
2018 - 2024
Solvency
71.1%▼ 7.7pp
2018 - 2024

Financials · fiscal year 2024, micro schema

Trend over the years7 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€5,564€32,765▲ 489%-€2,522-€245▲ 90.3%-€22,698▼ 9,153%
Net result€4,704within the sector's middle half€29,632within the sector's middle half▲ 530%-€2,930below the sector's middle half-€4,796below the sector's middle half▼ 63.7%-€24,280below the sector's middle half▼ 406%
Equity€81,084within the sector's middle half▲ 6.2%€110,716within the sector's middle half▲ 36.5%€107,786within the sector's middle half▼ 2.6%€102,990within the sector's middle half▼ 4.4%€78,710within the sector's middle half▼ 23.6%
Total assets€124,969within the sector's middle half▼ 10.8%€145,671within the sector's middle half▲ 16.6%€141,476within the sector's middle half▼ 2.9%€130,682within the sector's middle half▼ 7.6%€110,729within the sector's middle half▼ 15.3%
Debt€43,885▼ 31.1%€34,955▼ 20.3%€33,690▼ 3.6%€27,691▼ 17.8%€32,019▲ 15.6%
Working capital-€36,508below the sector's middle half▼ 27.6%-€1,535below the sector's middle half▲ 95.8%-€233below the sector's middle half▲ 84.8%-€2,315below the sector's middle half▼ 894%-€26,605below the sector's middle half▼ 1,049%
Solvency64.9%within the sector's middle half▲ 10.3pp76.0%within the sector's middle half▲ 11.1pp76.2%within the sector's middle half▲ 0.2pp78.8%above the sector's middle half▲ 2.6pp71.1%within the sector's middle half▼ 7.7pp
Current ratio0.17below the sector's middle half▼ 0.380.96below the sector's middle half▲ 0.790.99below the sector's middle half▲ 0.040.92below the sector's middle half▼ 0.080.17below the sector's middle half▼ 0.75
Return on assets (ROA)3.8%within the sector's middle half▲ 20.8pp20.3%within the sector's middle half▲ 16.6pp-2.1%below the sector's middle half▼ 22.4pp-3.7%below the sector's middle half▼ 1.6pp-21.9%below the sector's middle half▼ 18.3pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2024
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000Operating result 2020: €5,564€5,564Net result 2020: €4,704€4,704Operating result 2021: €32,765€32,765Net result 2021: €29,632€29,632Operating result 2022: -€2,522-€2,522Net result 2022: -€2,930-€2,930Operating result 2023: -€245-€245Net result 2023: -€4,796-€4,796Operating result 2024: -€22,698-€22,698Net result 2024: -€24,280-€24,28020202021202220232024-€30,000-€20,000-€10,000€0Operating result 2022: -€2,522-€2,520Net result 2022: -€2,930-€2,930Operating result 2023: -€245-€245Net result 2023: -€4,796-€4,800Operating result 2024: -€22,698-€22,700Net result 2024: -€24,280-€24,300202220232024
The operating result stays negative: a loss of €22,698 in 2024 against €245 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €110,729
Fixed assets €105,316 =
Current assets €5,414 ▼ 78.7%
Equity and liabilities €110,729
Equity €78,710 ▼ 23.6%
Debt €32,019 ▲ 15.6%
Debt's share of the balance-sheet total rises from 21.2% to 28.9%. Equity is lower and debt is higher.
Key figures and ratios2024
Key figures and ratios
2024 value · change against 2023
EBITDA
-€19,449▼
2023 · €3,033
Cash flow
-€21,031▼
2023 · -€1,517
Debt to equity
0.41▲
2023 · 0.27
ROE
-30.8%▼
2023 · -4.7%
Interest coverage
-7.54▼
2023 · 0.53
Debt ≤ 1 year
€32,019▲
2023 · €27,691
Staff costs
€51
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accountsfiscal year 2024
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€130,682€110,729▼
Fixed assets21/28€105,305€105,316=
Intangible fixed assets21€2,744€1,185▼
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€102,561€104,130▲
Current assets29/58€25,377€5,414▼
Amounts receivable within one year40/41€18,947€4,755▼
Trade receivables40€1,871€0▼
Other amounts receivable41€17,076€4,755▼
Cash at bank and in hand54/58€6,430€659▼
Equity and liabilities
Total equity and liabilities10/49€130,682€110,729▼
Equity10/15€102,990€78,710▼
Contributions10/11€20,000€20,000=
Reserves13€7,000€7,000=
Non-distributable reserves130/1€2,000€2,000=
Reserves not available under the articles1311€2,000€2,000=
Distributable reserves133€5,000€5,000=
Profit (loss) carried forward14€75,990€51,710▼
Amounts payable17/49€27,691€32,019▲
Amounts payable within one year42/48€27,691€32,019▲
Financial debts43€26€0▼
Other loans439€26€0▼
Trade debts44€25,792€23,782▼
Suppliers440/4€25,792€23,782▼
Taxes, remuneration and social security45€1,874€7,486▲
Remuneration and social security454/9€1,874€7,486▲
Other amounts payable47/48-€752
Income statement Code20232024
Remuneration, social security and pensions62-€51
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,279€3,249▼
Other operating charges640/8€384€473▲
Gross operating margin9900€3,418-€18,925▼
Operating profit (loss)9901-€245-€22,698▼
Financial income75/76B€1,223€999▼
Recurring financial income75€1,223€999▼
Financial charges65/66B€5,773€2,581▼
Recurring financial charges65€5,773€2,581▼
Profit (loss) for the period before taxes9903-€4,796-€24,280▼
Income taxes67/77€0-
Profit (loss) for the period9904-€4,796-€24,280▼
Profit (loss) for the period to be appropriated9905-€4,796-€24,280▼
Appropriation of the result
Profit (loss) to be appropriated9906€75,990€51,710▼
Profit (loss) brought forward from the previous period14P€80,786€75,990▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Remuneration, social security and pensions62----€51-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,342€5,341€5,897€3,279€3,249▼ 0.9%
Other operating charges640/8-€369€887€384€473▲ 23.0%
Gross operating margin9900€11,313€38,476€4,262€3,418-€18,925▼ 654%
Operating profit (loss)9901€5,564€32,765-€2,522-€245-€22,698▼ 9,153%
Financial income75/76B---€1,223€999▼ 18.3%
Recurring financial income75€2--€1,223€999▼ 18.3%
Financial charges65/66B-€182€211€5,773€2,581▼ 55.3%
Recurring financial charges65€126€182€211€5,773€2,581▼ 55.3%
Profit (loss) for the period before taxes9903€5,439€32,583-€2,733-€4,796-€24,280▼ 406%
Income taxes67/77€735€2,951€197€0--
Profit (loss) for the period9904€4,704€29,632-€2,930-€4,796-€24,280▼ 406%
Profit (loss) for the period to be appropriated9905€12,024€29,632-€2,930-€4,796-€24,280▼ 406%
Line20202021202220232024Change
Assets
Total assets20/58€124,969€145,671€141,476€130,682€110,729▼ 15.3%
Fixed assets21/28€117,592€112,251€108,019€105,305€105,316=
Intangible fixed assets21€13,416€8,897€4,378€2,744€1,185▼ 56.8%
Tangible fixed assets22/27€2,180€1,357€1,645€0--
Furniture and vehicles24-€1,357€1,645€0--
Financial fixed assets28€101,996€101,996€101,996€102,561€104,130▲ 1.5%
Current assets29/58€7,377€33,420€33,458€25,377€5,414▼ 78.7%
Amounts receivable within one year40/41€7,165€29,138€27,079€18,947€4,755▼ 74.9%
Trade receivables40-€28,157€6,039€1,871€0▼ 100%
Other amounts receivable41-€981€21,040€17,076€4,755▼ 72.2%
Cash at bank and in hand54/58€212€3,952€6,379€6,430€659▼ 89.8%
Deferred charges and accrued income490/1-€331----
Equity and liabilities
Total equity and liabilities10/49€124,969€145,671€141,476€130,682€110,729▼ 15.3%
Equity10/15€81,084€110,716€107,786€102,990€78,710▼ 23.6%
Contributions10/11-€20,000€20,000€20,000€20,000=
Reserves13€7,000€7,000€7,000€7,000€7,000=
Non-distributable reserves130/1-€7,000€7,000€2,000€2,000=
Reserves not available under the articles1311-€7,000€7,000€2,000€2,000=
Distributable reserves133---€5,000€5,000=
Profit (loss) carried forward14€54,084€83,716€80,786€75,990€51,710▼ 32.0%
Amounts payable17/49€43,885€34,955€33,690€27,691€32,019▲ 15.6%
Amounts payable within one year42/48€43,885€34,955€33,690€27,691€32,019▲ 15.6%
Financial debts43---€26€0▼ 100%
Other loans439---€26€0▼ 100%
Trade debts44€1,249€7,059€33,690€25,792€23,782▼ 7.8%
Suppliers440/4-€7,059€33,690€25,792€23,782▼ 7.8%
Taxes, remuneration and social security45-€8,298-€1,874€7,486▲ 300%
Taxes450/3-€2,905----
Remuneration and social security454/9-€5,393-€1,874€7,486▲ 300%
Other amounts payable47/48-€19,597--€752-
Line20202021202220232024Change
Profit (loss) for the period9904€4,704€29,632-€2,930-€4,796-€24,280▼ 406%
+ Depreciation and write-downs630€5,342€5,341€5,897€3,279€3,249▼ 0.9%
Operating cash flow (approximation)€10,046€34,973€2,967-€1,517-€21,031▼ 1,286%
Investment in fixed assets (approximation)-€0-€1,665-€565-€3,259▼ 477%
Change in cash-€3,740€2,427€51-€5,771▼ 11,409%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 82,601 companies in this sector we hold annual accounts for 52,629. 40,057 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Board & ownership

1 holding

Directors

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2022 list no shareholders, and no other source names one.

Holdings 1

  • MONUMENTSFRsubsidiary
    Equity €38,060Result -€34,083
    100%+ 100% via subsidiaries

According to the 2022 annual accounts of POINT CAPITAL! and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 3 Gazette acts processed.

Timeline

13 eventsLatest 17-07-2025

History

On 6 December 2013, POINT CAPITAL! was incorporated.1 Total assets went from €182,539 in 2018 to €110,729 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Acts, filings and financial milestones

2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€24,280
Net result drops to -€24,280, the lowest in the series.
27-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100,000Eq €110,716 ▲36.5%
2 profitable years in a row build equity to €110,716.
19-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €4,704
Net result €4,704 after one loss-making year.
26-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
16-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 47 days late
2018
19-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
03-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
2016
11-07
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company (pre-2019) · founded 06-12-2013Year ends 31-12Peppol not found1 site

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded06-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
116 m²
Building footprint
86 m²
Volume, LiDAR
1,632 m³
Parcel 21811M0970/00B002, Brussels · tallest building 21.8 m, ±6 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
POINT CAPITAL!
Borgwal 9, 1000 BrusselAgents specialised in the wholesale of other particular products
since 2013unit no. 2.225.882.754
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21811M0970/00B002 Brussels 116 m² 1 · 86 m² 21.8 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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