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POINT BLACK

Active
Private limited companyfounded 201412 yrs activeSchepenenlaan 1, 3730 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0556.618.860

POINT BLACK has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €20k and a net result of €-10k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 65% of 6159 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
45 / 100
Fair▼ -42 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-37
Solvency89▲+7
Growth44▼-30
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.8 in 2023), but 56.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
43.9%
Return on assets
-22.5%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
21 d early
2023
49 d late
2022
30 d late
2021
24 d late
2020
30 d late
2019
28 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
€123k▲ 9.7%
2019 · €112k
2019: €112k
2019 → 2023
EBIT margin
4.1%▼ 1.0pp
2019 · 5.1%
2019: 5.1%
2019 → 2023
Net result
€-10k
2023 · €2k
2018: €0 2019: €1k 2020: €-4k 2021: €-8k 2022: €13k 2023: €2k
2018 → 2024
Working capital
€13k▼ 34.7%
2023 · €20k
2018: €13k 2019: €22k 2020: €6k 2021: €-921 2022: €21k 2023: €20k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Turnover€123k
Equity€21k-€14k▼ 35.6%€26k▲ 92.3%€30k▲ 14.6%€20k▼ 33.9%
Operating result€-2k-€-6k▼ 247%€15k€5k▼ 65.8%€-6k
Net result€-4k-€-8k▼ 71.2%€13k€2k▼ 87.9%€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2020: €-2k€-2kNet result 2020: €-4k€-4kOperating result 2021: €-6k€-6kNet result 2021: €-8k€-8kOperating result 2022: €15k€15kNet result 2022: €13k€13kOperating result 2023: €5k€5kNet result 2023: €2k€2kOperating result 2024: €-6k€-6kNet result 2024: €-10k€-10k20202021202220232024
The operating result turns negative in 2024: a loss of €6k after €5k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €46k
Fixed assets €21k▼ 24.8%
Current assets €25k▼ 44.6%
Equity and liabilities €46k
Equity €20k▼ 33.9%
Debt €26k▼ 39.4%
The debt ratio falls from 58.2% to 56.1%: debt falls faster than equity shrinks.
Key figures and ratios
2024 value · change against 2023
EBITDA
€1k
2023 · €13k
Cash flow
€-3k
2023 · €10k
Solvency
43.9%
2023 · 41.8%
Current ratio
2.10
2023 · 1.80
Quick ratio
1.02
2023 · 1.26
Debt / equity
1.28
2023 · 1.39
ROE
-51.2%
2023 · 5.1%
ROA
-22.5%
2023 · 2.1%
Interest coverage
0.27
2023 · 6.40
Debt
€26k
2023 · €42k
Debt ≤ 1 year
€12k
2023 · €25k
Debt > 1 year
€13k
2023 · €17k
Income taxes
€219
2023 · €1k
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€72k€46k
Fixed assets21/28€27k€21k
Tangible fixed assets22/27€27k€21k
Land and buildings22€246€0
Plant, machinery and equipment23€522€43
Other tangible fixed assets26€27k€21k
Current assets29/58€45k€25k
Stocks and contracts in progress3€14k€13k
Stocks30/36€14k€13k
Amounts receivable within one year40/41€8k€3k
Trade receivables40€8k€662
Other amounts receivable41-€3k
Cash at bank and in hand54/58€23k€9k
Deferred charges and accrued income490/1€499€260
Equity and liabilities
Total equity and liabilities10/49€72k€46k
Equity10/15€30k€20k
Contributions10/11€19k€19k=
Reserves13€12k€2k
Distributable reserves133€12k€2k
Profit (loss) carried forward14€0€-432
Amounts payable17/49€42k€26k
Amounts payable after more than one year17€17k€13k
Financial debts170/4€17k€13k
Amounts payable within one year42/48€25k€12k
Current portion of amounts payable after more than one year42€8k€4k
Trade debts44€3k€445
Suppliers440/4€3k€445
Advances received on contracts in progress46€120€681
Taxes, remuneration and social security45€11k€7k
Taxes450/3€11k€7k
Other amounts payable47/48€3k€0
Accrued charges and deferred income492/3-€247
Income statement Code20232024
Turnover70€123k-
Non-recurring operating income76A€8k€0
Goods, raw materials, services and sundry goods60/61€112k-
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k
Other operating charges640/8€6k€2k
Gross operating margin9900€19k€6k
Operating profit (loss)9901€5k€-6k
Financial income75/76B€1€15
Recurring financial income75€1€15
Financial charges65/66B€2k€5k
Recurring financial charges65€2k€5k
Profit (loss) for the period before taxes9903€3k€-10k
Income taxes67/77€1k€219
Profit (loss) for the period9904€2k€-10k
Profit (loss) for the period to be appropriated9905€2k€-10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-10k
Profit (loss) brought forward from the previous period14P€8k€0
Transfer from equity791/2-€10k
Transfer to equity691/2€10k€0
To the legal reserve6920€10k€0

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-10k ▼770%
Net result drops to €-10k, the lowest in the series.
18-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Back to profitnet €13k
Net result €13k after 2 loss-making years.
31-12
Financial Liquidity triplescurrent ratio 2.43
Current ratio from 0.96 to 2.43; short-term debt falls from €22k to €15k.
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
2016
30-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schepenenlaan 13730 Bilzen-Hoeselt
Ground area
241 m²
Building footprint
180 m²
Volume, LiDAR
1,046 m³
Parcel 73032F0056/00M000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
POINT BLACK
Schepenenlaan 1, 3730 Bilzen-HoeseltWholesale trade
since 20142.232.784.996
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73032F0056/00M000
ProtectedTownscape or village viewKasteel Ter Borch met omgevingSource ↗
Flanders 241 m² 1 · 180 m² 10.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2025 1 2,000 EUR2,000 EUR
Schemes
Hinderpremie bij openbare werken
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 2,185 companies in sector 96992 we hold annual accounts for 129. 109 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-07-2014
Fiscal year end31-12
Activities, NACEBEL
96092Personal service activities
96992Tattoo and piercing services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.