Poggio
ActivePoggio has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10k and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+3
Solvency35▲+9
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.1 in 2023; short-term debt: 64.2% and cash: 65.5% of total assets), and 89.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
10.3%
Return on assets
8.1%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9520 sector peers (2024).
NBB · sector comparisonPosition among 9520 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
34 d early
2022
25 d early
2021
31 d early
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€10k▲ 568%
2023 · €2k
2018: €4k
2019: €7k
2020: €10k
2021: €676
2022: €-6k
2023: €2k
2018 → 2024
Total assets
€98k▼ 5.9%
2023 · €104k
2018: €171k
2019: €70k
2020: €91k
2021: €93k
2022: €88k
2023: €104k
2018 → 2024
Net result
€8k▲ 27.2%
2023 · €6k
2018: €-7k
2019: €3k
2020: €2k
2021: €-10k
2022: €-6k
2023: €6k
2018 → 2024
Working capital
€21k▲ 168%
2023 · €8k
2018: €8k
2019: €-316
2020: €13k
2021: €29k
2022: €1k
2023: €8k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€10k-€676▼ 93.2%€-6k€2k€10k▲ 568%
Operating result€7k-€-7k€-592▲ 91.5%€15k€16k▲ 3.0%
Net result€2k-€-10k€-6k▲ 39.1%€6k€8k▲ 27.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 3% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €98k
Fixed assets
€14k▼ 23.8%
Current assets
€84k▼ 2.0%
Equity and liabilities €98k
Equity
€10k▲ 568%
Debt
€88k▼ 14.4%
The debt ratio falls from 98.5% to 89.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2023 · €23k
Cash flow
€16k▲
2023 · €14k
Solvency
10.3%▲
2023 · 1.5%
Current ratio
1.33▲
2023 · 1.10
Quick ratio
1.33▲
2023 · 1.10
Debt / equity
8.71▼
2023 · 67.89
ROE
79.1%▼
2023 · 415.1%
ROA
8.1%▲
2023 · 6.0%
Interest coverage
14.98▲
2023 · 10.11
Debt
€88k▼
2023 · €103k
Debt ≤ 1 year
€63k▼
2023 · €78k
Debt > 1 year
€25k=
2023 · €25k
Income taxes
€6k▼
2023 · €7k
Staff costs
€64k▲
2023 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€104k€98k▼
Fixed assets21/28€19k€14k▼
Intangible fixed assets21€13k€8k▼
Tangible fixed assets22/27€6k€6k▲
Plant, machinery and equipment23€6k€6k▲
Current assets29/58€85k€84k▼
Amounts receivable within one year40/41€57k€14k▼
Trade receivables40€52k€14k▼
Other amounts receivable41€5k€388▼
Cash at bank and in hand54/58€21k€64k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€104k€98k▼
Equity10/15€2k€10k▲
Contributions10/11€13k€14k▲
Profit (loss) carried forward14€-12k€-4k▲
Amounts payable17/49€103k€88k▼
Amounts payable after more than one year17€25k€25k=
Financial debts170/4€25k€25k=
Amounts payable within one year42/48€78k€63k▼
Current portion of amounts payable after more than one year42€7k€3k▼
Trade debts44€15k€2k▼
Suppliers440/4€15k€2k▼
Taxes, remuneration and social security45€43k€43k▲
Taxes450/3€22k€23k▲
Remuneration and social security454/9€21k€20k▼
Other amounts payable47/48€12k€14k▲
Income statement
Code20232024
Remuneration, social security and pensions62€53k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€6k€2k▼
Gross operating margin9900€82k€91k▲
Operating profit (loss)9901€15k€16k▲
Financial income75/76B€0€79▲
Recurring financial income75€0€79▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€13k€14k▲
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€6k€8k▲
Profit (loss) for the period to be appropriated9905€6k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-4k▲
Profit (loss) brought forward from the previous period14P€-18k€-12k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €8k ▲27.2%
Operating result €16k, net result €8k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-10k ▼661%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
09-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zammelenstraat 23724 HasseltGround area
482 m²
Building footprint
126 m²
Volume, LiDAR
804 m³
Parcel 73090G0460/00M000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Poggio
since 20172.267.038.072
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73090G0460/00M000 | Flanders | 482 m² | 1 · 126 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,397 EUR awarded · 2,444 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 86 EUR | 86 EUR |
| 2024 | 1 | 50 EUR | 140 EUR |
| 2023 | 1 | 2,180 EUR | 2,137 EUR |
| 2022 | 1 | 81 EUR | 81 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 22,994 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded27-07-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.