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POGEM

Active
BE 0794.773.854
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of POGEM is 0.4% (very low). The 2025 annual accounts show equity of €31k and a net result of €2k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 4662 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k-91.9%
Working capital€6k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 16-03-2026 with the NBB · fiscal year 2025 · micro
€0€10k€20k€30kOperating result 2023: €14k€14kNet result 2023: €10k€10kOperating result 2024: €26k€26kNet result 2024: €19k€19kOperating result 2025: €2k€2kNet result 2025: €2k€2k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~34.3%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€20k€40k€60k2026: €41k (€38k - €43k)2027: €51k (€48k - €53k)2028: €61k (€59k - €63k)2023: €11k2024: €29k2025: €31k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 47.4% 55.1%
better than 44% of 4662 sector peers
Net result €2k €38k
better than 16% of 4661 sector peers
Equity €31k €64k
better than 34% of 4662 sector peers
Gross operating margin €14k €61k
better than 18% of 4655 sector peers
Total assets €65k €145k
better than 21% of 4662 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€13k
-63.8% +2% vs sector
Net profit
€2k
-91.9% -79% vs sector
Cash flow
€12k
-58.0% +18% vs sector
Total assets
€65k
-8.9% -56% vs sector
Equity
€31k
+5.2% -76% vs sector
Working capital
€6k
- -94% vs sector
Income taxes
€883
-87.7% -65% vs sector
Debt
€34k
-18.7% +152% vs sector
Debt ≤ 1y
€34k
-18.7% +152% vs sector
Current ratio
1.17
+38.2% -84% vs sector
Quick ratio
1.17
+38.2% -84% vs sector
Solvency
47.4%
+15.5% -48% vs sector
Debt / equity
1.11
-22.7% far above sector median
ROE
4.9%
-92.3% -15% vs sector
ROA
2.3%
-91.1% -56% vs sector
Interest coverage
327.28
-65.0% +128% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€13k
Net profit€2k
Cash flow€12k
Staff costs-
Income taxes€883
Dividends-
Total assets€65k
Equity€31k
Debt€34k
of which ≤ 1y€34k
of which > 1y-
Working capital€6k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.17
Quick ratio1.17
Working capital ratio9.2%
Solvency47.4%
Debt / equity1.11
Long-term debt ratio-
Interest coverage327.28
Gross margin-
Net margin-
ROA2.3%
ROE4.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€65k
Fixed assets 21/28€25k
Tangible fixed assets 22/27€25k
Current assets 29/58€40k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€32k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€65k
Equity 10/15€31k
Contributions / capital 10/11€1k
Reserves 13€30k
Amounts payable 17/49€34k
Amounts payable within one year 42/48€34k
Trade debts payable within one year 44€488
Income statement
Gross operating margin 9900€14k
Operating result 9901€2k
Financial charges 65€40
Result before taxes 9903€2k
Income taxes 67/77€883
Net result for the period 9904€2k
Result to be appropriated 9905€2k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
74 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
POGEM
De vier vaantjes 39, 3000 LeuvenInstallatie van hulpvoedingssystemen (generatoraggregaten)
since 20222.339.361.866
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area615 m²
Buildings1
Building footprint103 m²
Volume (LiDAR)694 m³
Tallest building8.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24514A0084/00B004 Flanders 615 m² 1 · 103 m² 8.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health74Profitability24Solvency74Growth52Stability94
64 / 100

Strong profile, led by stability.

Health 74
Profitability 24
Solvency 74
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999
Primary activity highlighted.
Names & trade names
Legal nameNL POGEM
Registered office
De vier vaantjes 39
3000 Leuven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.