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POELMAN

Active
Private limited companyfounded 198540 yrs activeStaatsbaan 128D, 3945 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0428.334.479
Summary

POELMAN has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65,390 and a net result of €29,776. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
POELMANActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of pharmaceutical products
NACE 47730Warehousing and support activities for transportation NACE 52310
1 site
Size
€709,941total assets 2025
Staff
2.1 FTE
Equity
€65,390
Profit
€29,776
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Parent
DE VIS · 99.2%
Accounts 53 d early0 of 2 deeds read
Why 69- Equity €65,390 (9.2% of total assets)- Sector Retail trade (NACE 47)+ Size: 2.1 FTE, total assets €709,941+ Founded in 1985Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 37% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 34-1
equity 9.2% of total assets
Liquidity 24-9
short-term debt 71.1% · cash 9.4%
Profitability 74-8
return on assets 4.2%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 15 months 08-2025: 1.1%highest value 09-2025: 0.4%▼ -60.9% vs 08-2025 10-2025: 0.4%● 0.0% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%● 0.0% vs 12-2025 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%▼ -2.1% vs 02-2026lowest value 04-2026: 0.4%▲ +3.3% vs 03-2026 05-2026: 0.5%▲ +2.9% vs 04-2026 06-2026: 0.5%▲ +3.3% vs 05-2026 07-2026: 0.7%▲ +40.3% vs 06-2026 08-2026: 0.7%▲ +0.3% vs 07-2026 09-2026: 0.7%● 0.0% vs 08-2026 10-2026: 0.7%● 0.0% vs 09-2026
  • Equity €65,390 (9.2% of total assets) raises the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Size: 2.1 FTE, total assets €709,941 lowers the probability for this profile
  • Founded in 1985 lowers the probability for this profile
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.84 in 2024; short-term debt: 71.1% and cash: 9.4% of total assets), and 90.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 26%, liquidity 21%, profitability 59%, growth against the median 42%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Equity €65,390 (9.2% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: 2.1 FTE, total assets €709,941
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1985
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 11293 sector peers (2025).
NBB · sector comparison
Position among 11293 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
28 d late
2023
26 d late
2022
62 d early
2021
61 d early
2020
60 d early
2019
50 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 June (4 of the last 5 filed years within 80 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet €29,776 ▼55.5%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 20% on solvencysector median 37.2% · 11,293 companies 9.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €29,776 8 years View
  • Controlled by DE VIS 99.2% View

By topic

Financials

Fiscal year
2025
Total assets
€709,941
Profit
€29,776
Solvency
9.2%
Total assets▲ 14.7%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 08-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 28-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of pharmaceutical productsNACE 47730
Founded
27-12-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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