POEF
ActivePOEF has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €24k. Equity is growing by ~53.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency99▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.91 against 2.59 in 2024; short-term debt: 25.9% and cash: 54.6% of total assets), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.1%
Return on assets
24%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
92 d early
2024
30 d early
2023
121 d early
2022
91 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 48.1%
2024 · €51k
2022: €21k
2023: €32k
2024: €51k
2022 → 2025
Total assets
€102k▲ 36.9%
2024 · €74k
2022: €38k
2023: €45k
2024: €74k
2022 → 2025
Net result
€24k▲ 28.6%
2024 · €19k
2022: €19k
2023: €11k
2024: €19k
2022 → 2025
Working capital
€51k▲ 35.5%
2024 · €37k
2022: €17k
2023: €28k
2024: €37k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€21k-€32k▲ 53.9%€51k▲ 59.7%€75k▲ 48.1%
Operating result€26k-€17k▼ 34.2%€27k▲ 57.1%€34k▲ 27.3%
Net result€19k-€11k▼ 40.3%€19k▲ 70.3%€24k▲ 28.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€25k▲ 82.5%
Current assets
€77k▲ 26.7%
Equity and liabilities €102k
Equity
€75k▲ 48.1%
Debt
€26k▲ 12.6%
The debt ratio falls from 31.5% to 25.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▲
2024 · €29k
Cash flow
€28k▲
2024 · €22k
Solvency
74.1%▲
2024 · 68.5%
Current ratio
2.91▲
2024 · 2.59
Quick ratio
2.91▲
2024 · 2.59
Debt / equity
0.35▼
2024 · 0.46
ROE
32.5%▼
2024 · 37.4%
ROA
24.0%▼
2024 · 25.6%
Interest coverage
52.82▲
2024 · 29.83
Debt
€26k▲
2024 · €23k
Debt ≤ 1 year
€26k▲
2024 · €23k
Income taxes
€9k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€102k▲
Fixed assets21/28€14k€25k▲
Tangible fixed assets22/27€13k€25k▲
Plant, machinery and equipment23€1k€740▼
Furniture and vehicles24€12k€24k▲
Financial fixed assets28€115€115=
Current assets29/58€61k€77k▲
Amounts receivable within one year40/41€25k€20k▼
Trade receivables40€25k€20k▼
Other amounts receivable41€162€162=
Cash at bank and in hand54/58€35k€56k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€74k€102k▲
Equity10/15€51k€75k▲
Contributions10/11€2k€2k=
Reserves13€49k€73k▲
Distributable reserves133€49k€73k▲
Amounts payable17/49€23k€26k▲
Amounts payable within one year42/48€23k€26k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€19k€20k▲
Taxes450/3€17k€20k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€820€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€1k€816▼
Gross operating margin9900€30k€38k▲
Operating profit (loss)9901€27k€34k▲
Financial income75/76B€12€29▲
Recurring financial income75€12€29▲
Financial charges65/66B€981€701▼
Recurring financial charges65€981€701▼
Profit (loss) for the period before taxes9903€26k€33k▲
Income taxes67/77€7k€9k▲
Profit (loss) for the period9904€19k€24k▲
Profit (loss) for the period to be appropriated9905€19k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€24k▲
Transfer to equity691/2€19k€24k▲
To other reserves6921€19k€24k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €24k ▲28.6%
Operating result €34k, net result €24k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €11k ▼40.3%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
01-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klapdorp 332000 AntwerpenGround area
68 m²
Building footprint
63 m²
Volume, LiDAR
623 m³
Parcel 11002A0716/00D000, Flanders · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
POEF
since 20222.330.187.250
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A0716/00D000 | Flanders | 68 m² | 1 · 63 m² | 16.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCHUMACHER CONSULT
BE 0797.088.194
Charleroi · Eq €75k
JABO 114
BE 1011.199.957
Ukkel · Eq €75k
PREMIC
BE 0453.954.159
Fleurus · Eq €75k
MIRAMARE GROUP
BE 1021.668.435
Antwerpen · Eq €75k
Van den Houte Consulting
BE 0809.450.053
Merchtem · Eq €75k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,910 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:poef.rocks
E-mail:frank@poef.rocks