PODUM
ActiveSummary
The computed 12-month bankruptcy probability of PODUM is 2.2% (moderate). The 2025 annual accounts show equity of €36k and a net result of €14k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 55% of 27786 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+12
Solvency76▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.68 in 2024; short-term debt: 46.8% and cash: 8.8% of total assets), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-10-2025, 13 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
13 d early
2024
47 d early
2023
40 d early
2022
28 d early
2021
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k▲ 85.0%
2024 · €7k
2021: €15k
2022: €15k
2023: €14k
2024: €7k
2021 → 2025
Working capital
€32k▲ 21.8%
2024 · €26k
2021: €14k
2022: €24k
2023: €43k
2024: €26k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€35k▲ 78.2%€49k▲ 40.8%€34k▼ 31.5%€36k▲ 7.0%
Operating result€21k-€23k▲ 9.2%€22k▼ 5.6%€16k▼ 28.3%€24k▲ 52.8%
Net result€15k-€15k▲ 4.9%€14k▼ 6.9%€7k▼ 47.6%€14k▲ 85.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 53% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€6k ▼ 50.3%
Current assets
€65k ▲ 0.7%
Equity and liabilities €70k
Equity
€36k ▲ 7.0%
Debt
€34k ▼ 18.5%
Debt's share of the balance-sheet total falls from 55.5% to 48.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▲
2024 · €23k
Cash flow
€20k▲
2024 · €15k
Current ratio
1.96▲
2024 · 1.68
Debt to equity
0.95▼
2024 · 1.25
ROE
38.4%▲
2024 · 22.2%
ROA
19.7%▲
2024 · 9.9%
Interest coverage
12.41▲
2024 · 10.34
Debt ≤ 1 year
€33k▼
2024 · €38k
Debt > 1 year
€1k▼
2024 · €4k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€76k€70k▼
Fixed assets21/28€12k€6k▼
Tangible fixed assets22/27€12k€6k▼
Plant, machinery and equipment23€1k€576▼
Leasing and similar rights25€11k€5k▼
Current assets29/58€64k€65k▲
Amounts receivable within one year40/41€34k€58k▲
Trade receivables40€24k€44k▲
Other amounts receivable41€10k€14k▲
Cash at bank and in hand54/58€23k€6k▼
Deferred charges and accrued income490/1€7k€322▼
Equity and liabilities
Total equity and liabilities10/49€76k€70k▼
Equity10/15€34k€36k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€29k€31k▲
Amounts payable17/49€42k€34k▼
Amounts payable after more than one year17€4k€1k▼
Financial debts170/4€4k€1k▼
Amounts payable within one year42/48€38k€33k▼
Current portion of amounts payable after more than one year42€6k€4k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€6k€16k▲
Taxes450/3€6k€16k▲
Other amounts payable47/48€20k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€16k€2k▼
Gross operating margin9900€39k€31k▼
Operating profit (loss)9901€16k€24k▲
Financial income75/76B€124€36▼
Recurring financial income75€124€36▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€13k€21k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€7k€14k▲
Profit (loss) for the period to be appropriated9905€7k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€43k▼
Profit (loss) brought forward from the previous period14P€44k€29k▼
Profit to be distributed694/7€23k€12k▼
Return on contributions (dividend)694€23k€12k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
14-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €7k ▼47.6%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-03
Financial
Highest result since 2021net €15k ▲4.9%
Net result €15k, the highest in the series.
2021
14-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
W.A. Mozartlaan 21620 DrogenbosGround area
1.1 ha
Building footprint
927 m²
Volume, LiDAR
11,116 m³
2 parcels, Brussels, Flanders · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PODUM
since 20192.338.638.128
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
| 21815D0006/00Z002 | Brussels | 132 m² | 1 · 133 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Jes Projects
BE 0772.549.273
Oostende · Eq €36,019
KUJA
BE 0831.539.626
Hulshout · Eq €36,317
BARY TECH
BE 0730.707.334
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Of 3,962 companies in sector 43331 we hold annual accounts for 1,790. 1,510 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2019
Fiscal year end31-03
Activities, NACEBEL 2025
43331Floor and wall tiling
43222Installation of electric heating, air conditioning, cooling and ventilation
52250Logistics services
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.