PODOLYMPIA
ActivePODOLYMPIA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €8k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-15
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 9.16 against 3.54 in 2024; short-term debt: 8.8% and cash: 12.3% of total assets), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
6.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
34 d early
2023
42 d early
2022
35 d early
2021
60 d early
2020
61 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▲ 7.1%
2024 · €111k
2018: €58k
2019: €55k
2020: €71k
2021: €105k
2022: €102k
2023: €99k
2024: €111k
2018 → 2025
Total assets
€130k▼ 6.9%
2024 · €140k
2018: €61k
2019: €58k
2020: €75k
2021: €115k
2022: €125k
2023: €132k
2024: €140k
2018 → 2025
Net result
€8k▼ 68.6%
2024 · €25k
2018: €14k
2019: €-3k
2020: €17k
2021: €34k
2022: €20k
2023: €294
2024: €25k
2018 → 2025
Working capital
€94k▲ 27.3%
2024 · €73k
2018: €48k
2019: €38k
2020: €53k
2021: €86k
2022: €66k
2023: €72k
2024: €73k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€102k▼ 2.6%€99k▼ 3.1%€111k▲ 11.7%€119k▲ 7.1%
Operating result€49k-€27k▼ 45.0%€889▼ 96.7%€38k▲ 4,160%€12k▼ 67.3%
Net result€34k-€20k▼ 41.5%€294▼ 98.5%€25k▲ 8,457%€8k▼ 68.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€25k▼ 32.6%
Current assets
€105k▲ 2.5%
Equity and liabilities €130k
Equity
€119k▲ 7.1%
Debt
€11k▼ 60.4%
The debt ratio falls from 20.7% to 8.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €48k
Cash flow
€20k▼
2024 · €36k
Solvency
91.2%▲
2024 · 79.3%
Current ratio
9.16▲
2024 · 3.54
Quick ratio
9.15▲
2024 · 3.52
Debt / equity
0.10▼
2024 · 0.26
ROE
6.7%▼
2024 · 22.8%
ROA
6.1%▼
2024 · 18.0%
Interest coverage
84.12▼
2024 · 180.67
Debt
€11k▼
2024 · €29k
Debt ≤ 1 year
€11k▼
2024 · €29k
Income taxes
€4k▼
2024 · €12k
Staff costs
€69k▼
2024 · €108k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€140k€130k▼
Fixed assets21/28€37k€25k▼
Intangible fixed assets21€390€0▼
Tangible fixed assets22/27€37k€25k▼
Plant, machinery and equipment23€13k€7k▼
Furniture and vehicles24€19k€14k▼
Other tangible fixed assets26€5k€3k▼
Financial fixed assets28€150€150=
Current assets29/58€102k€105k▲
Stocks and contracts in progress3€430€121▼
Stocks30/36€430€121▼
Amounts receivable within one year40/41€60k€79k▲
Trade receivables40€1k€22k▲
Other amounts receivable41€59k€57k▼
Current investments50/53€26k€6k▼
Cash at bank and in hand54/58€13k€16k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€140k€130k▼
Equity10/15€111k€119k▲
Contributions10/11€19k€19k=
Reserves13€92k€100k▲
Distributable reserves133€92k€100k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€29k€11k▼
Amounts payable within one year42/48€29k€11k▼
Financial debts43-€250
Credit institutions430/8-€250
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€24k€10k▼
Taxes450/3€10k€2k▼
Remuneration and social security454/9€13k€7k▼
Other amounts payable47/48€385€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€108k€69k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€505€520▲
Gross operating margin9900€157k€95k▼
Operating profit (loss)9901€38k€12k▼
Financial income75/76B€86€108▲
Recurring financial income75€86€108▲
Financial charges65/66B€268€291▲
Recurring financial charges65€268€291▲
Profit (loss) for the period before taxes9903€38k€12k▼
Income taxes67/77€12k€4k▼
Profit (loss) for the period9904€25k€8k▼
Profit (loss) for the period to be appropriated9905€25k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€8k▼
Transfer from equity791/2€14k€0▼
Transfer to equity691/2€25k€8k▼
To other reserves6921€25k€8k▼
Profit to be distributed694/7€14k€0▼
Return on contributions (dividend)694€14k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 9.16
Current ratio from 3.54 to 9.16; short-term debt falls from €29k to €11k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €111k ▲11.7%
5 profitable years in a row build equity to €111k.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €34k ▲100%
Operating result €49k, net result €34k, both a record.
31-12
Financial
Equity above €100kEq €105k ▲46.9%
2 profitable years in a row build equity to €105k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-3k ▼124%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 392040 AntwerpenGround area
1,076 m²
Building footprint
354 m²
Volume, LiDAR
6,097 m³
2 parcels, Flanders · tallest building 27.5 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
PODOLYMPIA
since 20092.179.900.596
Podolympia
since 20262.393.707.305
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0230/00D003 | Flanders | 576 m² | 1 · 233 m² | 27.5 m · 8 fl. |
| 11819C0059/00Y004 | Flanders | 500 m² | 1 · 121 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 366 EUR awarded · 366 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 222 EUR |
| 2023 | 1 | 222 EUR | 0 EUR |
| 2022 | 1 | 144 EUR | 144 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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PODOPERFORMANCE
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Of 894 companies in sector 86994 we hold annual accounts for 46. 40 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2009
Fiscal year end31-12
Activities, NACEBEL
86905Human health activities
86994Podiatry and foot care
96022Beauty treatment
96220Beauty care and other beauty treatments
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.