Summary
PODIUM.BE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €6.0m and a net result of €638,323. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 85% of 776 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
58 d late
2022
31 d late
2021
74 d late
2020
178 d late
2019
6 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 68 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Equity
€6.0m▲ 12.0%
2023 · €5.3m
Net result
€638,323▲ 80.9%
2023 · €352,871
Total assets
€7.4m▲ 19.3%
2023 · €6.2m
Solvency
80.1%▼ 5.2pp
2023 · 85.3%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result€689,289▼ 41.1%€31,739▼ 95.4%-€78,017€704,619€982,938▲ 39.5%
Net result€421,147above the sector's middle half▼ 48.0%€42,694within the sector's middle half▼ 89.9%-€36,832below the sector's middle half€352,871above the sector's middle half€638,323above the sector's middle half▲ 80.9%
Equity€5.0mabove the sector's middle half▲ 9.3%€5.0mabove the sector's middle half▲ 0.9%€5.0mabove the sector's middle half▼ 0.7%€5.3mabove the sector's middle half▲ 7.1%€6.0mabove the sector's middle half▲ 12.0%
Total assets€6.1mabove the sector's middle half▲ 8.5%€6.0mabove the sector's middle half▼ 2.3%€6.0mabove the sector's middle half=€6.2mabove the sector's middle half▲ 3.9%€7.4mabove the sector's middle half▲ 19.3%
Debt€1.2m▲ 5.5%€994,870▼ 15.7%€1.0m▲ 3.9%€912,669▼ 11.7%€1.5m▲ 61.7%
Working capital€4.0mabove the sector's middle half▲ 14.7%€3.9mabove the sector's middle half▼ 2.9%€3.1mabove the sector's middle half▼ 19.9%€3.6mabove the sector's middle half▲ 14.5%€4.4mabove the sector's middle half▲ 23.6%
Solvency80.8%above the sector's middle half▲ 0.6pp83.4%above the sector's middle half▲ 2.6pp82.8%above the sector's middle half▼ 0.6pp85.3%above the sector's middle half▲ 2.6pp80.1%above the sector's middle half▼ 5.2pp
Current ratio6.08above the sector's middle half▲ 0.816.12above the sector's middle half▲ 0.044.01above the sector's middle half▼ 2.114.90above the sector's middle half▲ 0.894.47above the sector's middle half▼ 0.43
Return on assets (ROA)6.9%within the sector's middle half▼ 7.5pp0.7%below the sector's middle half▼ 6.1pp-0.6%below the sector's middle half▼ 1.3pp5.7%within the sector's middle half▲ 6.3pp8.6%within the sector's middle half▲ 2.9pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 39% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.4m
Fixed assets
€1.8m ▲ 0.2%
Current assets
€5.7m ▲ 26.8%
Equity and liabilities €7.4m
Equity
€6.0m ▲ 12.0%
Debt
€1.5m ▲ 61.7%
Debt's share of the balance-sheet total rises from 14.7% to 19.9%. Equity and debt are higher.
Key figures and ratios
ROE
10.7%▲
2023 · 6.6%
Debt ≤ 1 year
€1.3m▲
2023 · €912,449
Income taxes
€348,968▲
2023 · €251,008
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €439 | €439 | €982 | €1,626 | ▲ 65.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €251,685 | €29,646 | ▼ 88.2% |
| Other operating charges640/8 | - | €440 | €793 | €497 | €318 | ▼ 36.0% |
| Non-recurring operating charges66A | - | - | - | €75 | - | - |
| Gross operating margin9900 | €689,289 | €32,618 | -€76,785 | €957,858 | €1.0m | ▲ 5.9% |
| Operating profit (loss)9901 | €689,289 | €31,739 | -€78,017 | €704,619 | €982,938 | ▲ 39.5% |
| Financial income75/76B | - | €40,499 | €46,984 | €60 | €4,353 | ▲ 7,164% |
| Recurring financial income75 | €1,885 | €40,499 | €46,984 | €60 | €4,353 | ▲ 7,164% |
| Financial charges65/66B | - | €10,171 | €1,706 | €100,800 | - | - |
| Recurring financial charges65 | €613 | €10,171 | €1,706 | €591 | - | - |
| Non-recurring financial charges66B | - | - | - | €100,209 | - | - |
| Profit (loss) for the period before taxes9903 | €690,561 | €62,066 | -€32,739 | €603,879 | €987,291 | ▲ 63.5% |
| Income taxes67/77 | €269,414 | €19,372 | €4,094 | €251,008 | €348,968 | ▲ 39.0% |
| Profit (loss) for the period9904 | €421,147 | €42,694 | -€36,832 | €352,871 | €638,323 | ▲ 80.9% |
| Profit (loss) for the period to be appropriated9905 | €421,147 | €42,694 | -€36,832 | €352,871 | €638,323 | ▲ 80.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.1m | €6.0m | €6.0m | €6.2m | €7.4m | ▲ 19.3% |
| Fixed assets21/28 | €1.4m | €1.4m | €1.9m | €1.8m | €1.8m | ▲ 0.2% |
| Tangible fixed assets22/27 | - | €1,318 | €879 | €2,529 | €6,614 | ▲ 162% |
| Furniture and vehicles24 | - | €1,318 | €879 | €2,529 | €6,614 | ▲ 162% |
| Financial fixed assets28 | €1.4m | €1.4m | €1.9m | €1.8m | €1.8m | = |
| Current assets29/58 | €4.8m | €4.6m | €4.1m | €4.5m | €5.7m | ▲ 26.8% |
| Amounts receivable after more than one year29 | - | - | - | - | €294,542 | - |
| Other amounts receivable291 | - | - | - | - | €294,542 | - |
| Amounts receivable within one year40/41 | €4.3m | €4.3m | €3.6m | €4.2m | €5.1m | ▲ 21.5% |
| Trade receivables40 | - | €620,662 | €620,662 | €1.4m | €2.4m | ▲ 67.9% |
| Other amounts receivable41 | - | €3.7m | €2.9m | €2.8m | €2.8m | ▼ 1.5% |
| Current investments50/53 | - | €244,176 | €244,176 | €244,176 | €244,176 | = |
| Cash at bank and in hand54/58 | €369,146 | €117,040 | €348,197 | €1,229 | €1,229 | = |
| Deferred charges and accrued income490/1 | - | - | - | €6,271 | €247 | ▼ 96.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.1m | €6.0m | €6.0m | €6.2m | €7.4m | ▲ 19.3% |
| Equity10/15 | €5.0m | €5.0m | €5.0m | €5.3m | €6.0m | ▲ 12.0% |
| Contributions10/11 | - | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Reserves13 | €501,145 | €541,145 | €541,145 | €891,145 | €1.5m | ▲ 71.6% |
| Non-distributable reserves130/1 | - | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Reserves not available under the articles1311 | - | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Distributable reserves133 | - | €461,145 | €461,145 | €811,145 | €1.4m | ▲ 78.7% |
| Profit (loss) carried forward14 | €4.4m | €4.4m | €4.3m | €4.3m | €4.3m | = |
| Amounts payable17/49 | €1.2m | €994,870 | €1.0m | €912,669 | €1.5m | ▲ 61.7% |
| Amounts payable within one year42/48 | €786,471 | €758,358 | €1.0m | €912,449 | €1.3m | ▲ 39.0% |
| Financial debts43 | - | €456 | €456 | €456 | €456 | = |
| Credit institutions430/8 | - | €456 | €456 | €456 | €456 | = |
| Trade debts44 | €10,266 | €108,603 | €591,719 | €449,583 | €511,894 | ▲ 13.9% |
| Suppliers440/4 | - | €108,603 | €591,719 | €449,583 | €511,894 | ▲ 13.9% |
| Taxes, remuneration and social security45 | - | €280,583 | €4,094 | €239,769 | €588,737 | ▲ 146% |
| Taxes450/3 | - | €256,583 | €4,094 | €239,769 | €588,737 | ▲ 146% |
| Remuneration and social security454/9 | - | €24,000 | - | - | - | - |
| Other amounts payable47/48 | - | €368,715 | €437,038 | €222,641 | €167,459 | ▼ 24.8% |
| Accrued charges and deferred income492/3 | - | €236,512 | €220 | €220 | €207,500 | ▲ 94,218% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €421,147 | €42,694 | -€36,832 | €352,871 | €638,323 | ▲ 80.9% |
| + Depreciation and write-downs630 | - | €439 | €439 | €982 | €1,626 | ▲ 65.6% |
| Operating cash flow (approximation) | €421,147 | €43,133 | -€36,393 | €353,853 | €639,949 | ▲ 80.9% |
| Investment in fixed assets (approximation) | - | -€1,757 | -€500,000 | €97,577 | -€5,711 | ▼ 106% |
| Change in cash | - | -€252,106 | €231,157 | -€346,968 | €0 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 58 days late
2023
31-12
Financial
Back to profitnet €352,871
Net result €352,871 after one loss-making year.
31-12
Financial
Equity above €5mEq €5.3m ▲7.1%
Equity rises from €5.0m to €5.3m.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet -€36,832
Net result drops to -€36,832, the lowest in the series; recovery starts the following year.
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 74 days late
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 178 days late
2021
31-12
Financial
Equity above €5mEq €5.0m ▲0.9%
4 profitable years in a row build equity to €5.0m.
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 6 days late
2019
31-12
Financial
Highest result since 2018net €809,880 ▲76.7%
Operating result €1.2m, net result €809,880, both a record.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 2 days late
Show earlier events
2018
03-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 34 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège
Ground area
807 m²
Building footprint
300 m²
Volume, LiDAR
3,253 m³
Parcel 62803A1531/00G000, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62803A1531/00G000 ProtectedMonument · Site or landscape |
Wallonia | 807 m² | 1 · 300 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 ownerOwners 1
- Licio D'ONOFRIOnatural personSourceown accounts 2024100%
Holdings 0
The accounts to 31-12-2024 list no holdings, and no other source names one.
According to the 2024 annual accounts of PODIUM.BE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
875500YF08LJ90UKC435
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Of 592 companies in sector 66300 we hold annual accounts for 366. 119 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0543883552
Also
9925:BE0543883552
Registered
30-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.