POD Immo
ActiveSummary
POD Immo has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €200k and a net result of €-29k. Equity is shrinking by ~4.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability3▼-72
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.12; short-term debt: 10.5% and cash: 1.2% of total assets), and 10.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.5%
Return on assets
-13%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
36 d early
2022
28 d late
2021
31 d late
2020
16 d late
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€200k▼ 12.7%
2023 · €229k
Total assets
€223k▼ 2.4%
2023 · €229k
Net result
€-29k
2023 · €11k
Working capital
€-21k
2022 · €16k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€-9k€-15k▼ 56.5%€-3k▲ 79.2%€11k€-29k
Net result€-11k€-17k▼ 57.6%€-3k▲ 81.3%€11k€-29k
Equity€238k▼ 4.3%€221k▼ 7.1%€218k▼ 1.4%€229k▲ 5.0%€200k▼ 12.7%
Total assets€278k▼ 14.1%€263k▼ 5.6%€258k▼ 1.8%€229k▼ 11.2%€223k▼ 2.4%
Debt€40k▼ 46.7%€41k▲ 3.8%€40k▼ 3.9%€24k
Working capital€-31k▲ 38.4%€13k€16k▲ 23.7%€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €29k after €11k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €223k
Fixed assets
€221k ▼ 3.6%
Current assets
€3k ▲ 35,063%
Equity and liabilities €223k
Equity
€200k
Debt
€24k
Debt finances 10.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€-15k▼
2023 · €21k
Cash flow
€-15k▼
2023 · €21k
Current ratio
0.12
Debt to equity
0.12
ROE
-14.5%▼
2023 · 4.7%
ROA
-13.0%▼
2023 · 4.7%
Interest coverage
-491.57▼
2023 · 394.63
Debt ≤ 1 year
€24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €23k | €12k | €10k | €14k | ▲ 36.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €876 | €876 | = |
| Other operating charges640/8 | - | €3k | €2k | €2k | €2k | ▼ 17.8% |
| Gross operating margin9900 | €7k | €12k | €11k | €25k | €-12k | ▼ 148% |
| Operating profit (loss)9901 | €-9k | €-15k | €-3k | €11k | €-29k | ▼ 365% |
| Financial charges65/66B | - | €1k | €107 | €54 | €30 | ▼ 44.4% |
| Recurring financial charges65 | €921 | €1k | €107 | €54 | €30 | ▼ 44.4% |
| Profit (loss) for the period before taxes9903 | €-10k | €-16k | €-3k | €11k | €-29k | ▼ 367% |
| Income taxes67/77 | €444 | €1k | - | - | - | - |
| Profit (loss) for the period9904 | €-11k | €-17k | €-3k | €11k | €-29k | ▼ 367% |
| Transfer from tax-exempt reserves789 | - | €6k | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €-11k | €-11k | €-3k | €11k | €-29k | ▼ 367% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €278k | €263k | €258k | €229k | €223k | ▼ 2.4% |
| Fixed assets21/28 | €269k | €247k | €240k | €229k | €221k | ▼ 3.6% |
| Tangible fixed assets22/27 | €269k | €247k | €240k | €229k | €221k | ▼ 3.6% |
| Land and buildings22 | - | €246k | €237k | €227k | €220k | ▼ 3.1% |
| Furniture and vehicles24 | - | €1k | €3k | €2k | €800 | ▼ 58.9% |
| Current assets29/58 | €9k | €15k | €18k | €8 | €3k | ▲ 35,063% |
| Current investments50/53 | €1k | - | - | - | - | - |
| Cash at bank and in hand54/58 | €6k | €15k | €18k | €8 | €3k | ▲ 34,325% |
| Deferred charges and accrued income490/1 | - | - | - | - | €57 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €278k | €263k | €258k | €229k | €223k | ▼ 2.4% |
| Equity10/15 | €238k | €221k | €218k | €229k | €200k | ▼ 12.7% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €8k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €224k | €213k | €210k | €221k | €192k | ▼ 13.1% |
| Amounts payable17/49 | €40k | €41k | €40k | - | €24k | - |
| Amounts payable after more than one year17 | - | €39k | €38k | - | - | - |
| Other amounts payable178/9 | - | €39k | €38k | - | - | - |
| Amounts payable within one year42/48 | €40k | €2k | €2k | - | €24k | - |
| Trade debts44 | €278 | €677 | €55 | - | €908 | - |
| Suppliers440/4 | - | €677 | €55 | - | €908 | - |
| Taxes, remuneration and social security45 | - | €981 | €981 | - | - | - |
| Taxes450/3 | - | €981 | €981 | - | - | - |
| Other amounts payable47/48 | - | €789 | €789 | - | €23k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-11k | €-17k | €-3k | €11k | €-29k | ▼ 367% |
| + Depreciation and write-downs630 | €13k | €23k | €12k | €10k | €14k | ▲ 36.8% |
| Operating cash flow (approximation) | €2k | €6k | €9k | €21k | €-15k | ▼ 170% |
| Investment in fixed assets (approximation) | - | €-2k | €-5k | €876 | €-6k | ▼ 790% |
| Change in cash | - | €10k | €2k | €-18k | €3k | ▲ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity times 27current ratio 6.24
Current ratio from 0.23 to 6.24; short-term debt falls from €40k to €2k.
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
30-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2014
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre
Ground area
753 m²
Building footprint
133 m²
Volume, LiDAR
1,041 m³
Parcel 25055B0524/00B002, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055B0524/00B002 | Wallonia | 753 m² | 1 · 133 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-1987
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.