POCKET has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €2k. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 84% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-23
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 4.26 against 5.86 in 2024; short-term debt: 21.4% and cash: 25.5% of total assets), and 22.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.8%
Return on assets
5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
21 d early
2023
9 d late
2022
63 d late
2021
29 d late
2020
180 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 6.8%
2024 · €37k
2018: €-1k
2019: €-1k
2020: €13k
2021: €21k
2022: €29k
2023: €26k
2024: €37k
2018 → 2025
Total assets
€50k▲ 14.1%
2024 · €44k
2018: €12k
2019: €6k
2020: €24k
2021: €43k
2022: €43k
2023: €33k
2024: €44k
2018 → 2025
Net result
€2k▼ 76.0%
2024 · €10k
2018: €4k
2019: €-3
2020: €14k
2021: €8k
2022: €9k
2023: €-3k
2024: €10k
2018 → 2025
Working capital
€35k▲ 10.8%
2024 · €32k
2018: €-4k
2019: €-4k
2020: €9k
2021: €21k
2022: €23k
2023: €20k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€29k▲ 41.2%€26k▼ 11.0%€37k▲ 39.8%€39k▲ 6.8%
Operating result€11k-€12k▲ 17.9%€-5k€14k€3k▼ 78.4%
Net result€8k-€9k▲ 9.7%€-3k€10k€2k▼ 76.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€4k▼ 25.3%
Current assets
€46k▲ 20.1%
Equity and liabilities €50k
Equity
€39k▲ 6.8%
Debt
€11k▲ 49.4%
The debt ratio rises from 17.0% to 22.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▼
2024 · €16k
Cash flow
€4k▼
2024 · €12k
Solvency
77.8%▼
2024 · 83.0%
Current ratio
4.26▼
2024 · 5.86
Quick ratio
4.10▼
2024 · 5.86
Debt / equity
0.29▲
2024 · 0.20
ROE
6.4%▼
2024 · 28.5%
ROA
5.0%▼
2024 · 23.6%
Interest coverage
17.79▲
2024 · 16.70
Debt
€11k▲
2024 · €7k
Debt ≤ 1 year
€11k▲
2024 · €7k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€50k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€1k-
Plant, machinery and equipment23€235-
Other tangible fixed assets26€1k-
Financial fixed assets28€4k€4k=
Current assets29/58€38k€46k▲
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€16k€22k▲
Trade receivables40€16k€20k▲
Other amounts receivable41€640€2k▲
Cash at bank and in hand54/58€12k€13k▲
Deferred charges and accrued income490/1€10k€9k▼
Equity and liabilities
Total equity and liabilities10/49€44k€50k▲
Equity10/15€37k€39k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€17k€19k▲
Amounts payable17/49€7k€11k▲
Amounts payable within one year42/48€7k€11k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Other amounts payable47/48€493€2k▲
Accrued charges and deferred income492/3€958€400▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€65-
Gross operating margin9900€16k€5k▼
Operating profit (loss)9901€14k€3k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€943€255▼
Recurring financial charges65€943€255▼
Profit (loss) for the period before taxes9903€15k€5k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€10k€2k▼
Profit (loss) for the period to be appropriated9905€10k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€19k▲
Profit (loss) brought forward from the previous period14P€6k€17k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 9 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼138%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 63 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 180 days late
2020
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.83
Current ratio from 0.52 to 1.83.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 2432950 KapellenGround area
890 m²
Building footprint
180 m²
Volume, LiDAR
786 m³
Parcel 11362M0491/00M002, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
POCKET
since 19992.092.001.374
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0491/00M002 | Flanders | 890 m² | 1 · 180 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 2,817 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-1999
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.