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PNP HOME SOLUTIONS

Active
Private limited companyfounded 2000active for 26 yearsDirkputstraat 65, 2850 Boom, BelgiumKBO/BCE: BE 0471.825.420
Summary

PNP HOME SOLUTIONS has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,017 and a net result of €8,799. Equity has been stable since 2019 (±0.5% per year). Its solvency ranks better than 19% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-05-2000 Normal situation
Activity
Other building finishing work NACE 43350
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 30-09-2024
Establishment unit
2.115.855.753 2850 Boom, since 08-08-2000
Financial year end
30 September
Peppol
Reachable since 03-06-2025

Board and ownership

Board
  • Cobudax CommVDirector
  • Gyprocwerken Tp CommVDirector

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-09-2025
Gross margin
€27,331
▲ 164%
Turnover
≈ €160,000
estimated
Profit
€8,799
Equity
€54,017
▲ 19.5%
Total assets
€323,836
▲ 137%
Staff
≈ 0 FTE
estimated
Filed on 29-04-2026, 1 day before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Equity €54,017 (16.7% of total assets)lowers riskSize: total assets €323,836Founded in 2000Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 38% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 42-16
equity 16.7% of total assets
Liquidity 36-11
short-term debt 70.8% · cash 19.0%
Profitability 72+48
return on assets 2.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.2%lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.2 percentage points vs 04-2025 06-2025: 0.2%▼ -0.2 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.2%▼ -0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 0.3%▼ -0.2 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.15 (1.49 in 2024), below the usual 1.5. Short-term debt is 70.8% and cash 19% of total assets. 83.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 19% of them on solvency, 24% on liquidity, 41% on profitability and 67% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €323,836
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €54,017 (16.7% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 34946 sector peers (2025).
NBB · sector comparison
Position among 34946 sector peers
Solvency
better than 19%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €54,017
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
on the day
2023
28 days early
2022
26 days early
2021
36 days early
2020
32 days early
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 4 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 81% of companies in specialised constructionsector median 46.7% · 34,946 companies 16.7% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments · Miscellaneous
  2. · Gazette deed Resignation: Laufran CommV (director)Permanent representative: François Rombauts
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as PNP HOME SOLUTIONS: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €275,000 and €395,000, founded between 1996 and 2000.

CompanyTotal assetsGross margin
PNP HOME SOLUTIONS Boom€323,836€27,331
A.K.D. Schelle€287,355€23,589
BARNS Bilzen-Hoeselt€334,340€28,428
J-P en C° Geraardsbergen€275,266€33,288
LADDERS SMITS Antwerpen€367,918€43,019
OMBIUS Boortmeerbeek€324,651€37,286
C.E.E.R.E.M. Oudergem€395,261€37,820
Full comparison

Key facts about PNP HOME SOLUTIONS

What is the company number of PNP HOME SOLUTIONS?
The company number of PNP HOME SOLUTIONS is 0471.825.420. The VAT number is the same number with BE in front: BE 0471.825.420.
Where is PNP HOME SOLUTIONS based?
The registered office is at Dirkputstraat 65, 2850 Boom.Company details
What does PNP HOME SOLUTIONS do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of PNP HOME SOLUTIONS?
The legal form of PNP HOME SOLUTIONS is Private limited company (BV).
When was PNP HOME SOLUTIONS founded?
PNP HOME SOLUTIONS was founded on 04-05-2000.
Is PNP HOME SOLUTIONS still active?
Yes, PNP HOME SOLUTIONS is an active enterprise in the KBO register.
How many employees does PNP HOME SOLUTIONS have?
PNP HOME SOLUTIONS had an average of 4 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does PNP HOME SOLUTIONS fall under?
In its 30-09-2024 annual accounts, PNP HOME SOLUTIONS states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of PNP HOME SOLUTIONS?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €27,331 and 87 comparable companies (NACE 433). It probably lies between €110,000 and €280,000.
Is PNP HOME SOLUTIONS profitable?
In financial year 2025, PNP HOME SOLUTIONS made a profit of €8,799.
Where can I find the annual accounts of PNP HOME SOLUTIONS?
PNP HOME SOLUTIONS filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PNP HOME SOLUTIONS due?
PNP HOME SOLUTIONS must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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