PNEUMO-FG
ActivePNEUMO-FG has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172k and a net result of €4k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 25% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-20
Solvency53▼-20
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 6.02 in 2024; short-term debt: 43.9% and cash: 49.1% of total assets), but 71.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.1%
Return on assets
0.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 16527 sector peers (2025).
NBB · sector comparisonPosition among 16527 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
23 d early
2023
21 d early
2022
28 d early
2021
4 d early
2020
15 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€172k▼ 24.0%
2024 · €227k
2018: €251k
2019: €196k
2020: €188k
2021: €133k
2022: €123k
2023: €170k
2024: €227k
2018 → 2025
Total assets
€613k▲ 29.9%
2024 · €472k
2018: €431k
2019: €412k
2020: €480k
2021: €402k
2022: €402k
2023: €508k
2024: €472k
2018 → 2025
Net result
€4k▼ 93.8%
2024 · €57k
2018: €-9k
2019: €-55k
2020: €119k
2021: €-8k
2022: €15k
2023: €48k
2024: €57k
2018 → 2025
Working capital
€287k▼ 16.0%
2024 · €342k
2018: €174k
2019: €126k
2020: €119k
2021: €80k
2022: €56k
2023: €109k
2024: €342k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€123k▼ 7.5%€170k▲ 38.8%€227k▲ 33.3%€172k▼ 24.0%
Operating result€125k-€130k▲ 3.5%€216k▲ 66.1%€165k▼ 23.5%€171k▲ 3.8%
Net result€-8k-€15k€48k▲ 215%€57k▲ 19.0%€4k▼ 93.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €613k
Fixed assets
€56k▼ 8.2%
Current assets
€556k▲ 35.6%
Equity and liabilities €613k
Equity
€172k▼ 24.0%
Debt
€440k▲ 79.9%
The debt ratio rises from 51.9% to 71.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€195k▲
2024 · €194k
Cash flow
€28k▼
2024 · €86k
Solvency
28.1%▼
2024 · 48.1%
Current ratio
2.07▼
2024 · 6.02
Quick ratio
2.07▼
2024 · 6.02
Debt / equity
2.55▲
2024 · 1.08
ROE
2.0%▼
2024 · 25.0%
ROA
0.6%▼
2024 · 12.0%
Interest coverage
1.18▼
2024 · 1.79
Debt
€440k▲
2024 · €245k
Debt ≤ 1 year
€269k▲
2024 · €68k
Debt > 1 year
€171k▼
2024 · €177k
Income taxes
€5k▼
2024 · €26k
Staff costs
€20k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€472k€613k▲
Fixed assets21/28€62k€56k▼
Tangible fixed assets22/27€62k€56k▼
Land and buildings22€37k€30k▼
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24€16k€14k▼
Other tangible fixed assets26€7k€5k▼
Current assets29/58€410k€556k▲
Amounts receivable within one year40/41-€16k
Other amounts receivable41-€16k
Current investments50/53€127k€52k▼
Cash at bank and in hand54/58€27k€301k▲
Deferred charges and accrued income490/1€256k€187k▼
Equity and liabilities
Total equity and liabilities10/49€472k€613k▲
Equity10/15€227k€172k▼
Contributions10/11€12k€12k=
Reserves13€212k€158k▼
Distributable reserves133€212k€158k▼
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€245k€440k▲
Amounts payable after more than one year17€177k€171k▼
Financial debts170/4€177k€171k▼
Amounts payable within one year42/48€68k€269k▲
Current portion of amounts payable after more than one year42€7k€5k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€26k€27k▲
Taxes450/3€23k€24k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€33k€233k▲
Income statement
Code20242025
Non-recurring operating income76A€342-
Remuneration, social security and pensions62€20k€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€24k▼
Other operating charges640/8€3k€8k▲
Gross operating margin9900€217k€223k▲
Operating profit (loss)9901€165k€171k▲
Financial income75/76B€26k€3k▼
Recurring financial income75€26k€3k▼
Financial charges65/66B€108k€166k▲
Recurring financial charges65€108k€166k▲
Profit (loss) for the period before taxes9903€83k€8k▼
Income taxes67/77€26k€5k▼
Profit (loss) for the period9904€57k€4k▼
Profit (loss) for the period to be appropriated9905€57k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€6k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer from equity791/2-€58k
Transfer to equity691/2€57k€4k▼
To other reserves6921€57k€4k▼
Profit to be distributed694/7-€58k
Return on contributions (dividend)694-€58k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 6.02
Current ratio from 1.34 to 6.02; short-term debt falls from €325k to €68k.
31-12
Financial
Equity above €200kEq €227k ▲33.3%
3 profitable years in a row build equity to €227k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €170k ▲38.8%
2 profitable years in a row build equity to €170k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €119k
Net result €119k after 2 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Burdinne · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Neuve(BUR) 224210 BurdinneGround area
2,121 m²
Building footprint
82 m²
Volume, LiDAR
480 m³
Parcel 61010B0510/00N000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PNEUMO-FG
since 20032.279.724.286
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61010B0510/00N000 | Wallonia | 2,121 m² | 1 · 82 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
54930008VN03JVKZBG61
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CRELIKUS
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 6,814 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2003
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.