PMT GROUP
ActivePMT GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2022 annual accounts show equity of €3.60M and a net result of €59k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 75% of 5512 sector peers (fiscal year 2022). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline14-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
31 d late
2021
358 d late
2020
584 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, abbreviated schema
Equity
€3.60M▲ 1.7%
2021 · €3.54M
2018: €2.33M
2019: €3.41M
2020: €3.49M
2021: €3.54M
2018 → 2022
Net result
€59k▲ 16.3%
2021 · €51k
2018: €54k
2019: €1.07M
2020: €79k
2021: €51k
2018 → 2022
Total assets
€4.63M▲ 8.1%
2021 · €4.29M
2018: €2.56M
2019: €3.61M
2020: €3.87M
2021: €4.29M
2018 → 2022
Solvency
77.6%▼ 4.9pp
2021 · 82.5%
2018: 91.0%
2019: 94.3%
2020: 90.0%
2021: 82.5%
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€2.33M-€3.41M▲ 45.9%€3.49M▲ 2.3%€3.54M▲ 1.5%€3.60M▲ 1.7%
Operating result€-19k-€-6k▲ 71.3%€-9k▼ 56.6%€-8k▲ 3.1%€-14k▼ 69.3%
Net result€54k-€1.07M▲ 1,889%€79k▼ 92.7%€51k▼ 34.9%€59k▲ 16.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2022 against €8k in 2021; the loss grows.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €4.63M
Fixed assets
€18k=
Current assets
€4.61M▲ 8.1%
Equity and liabilities €4.63M
Equity
€3.60M▲ 1.7%
Debt
€1.04M▲ 38.3%
The debt ratio rises from 17.5% to 22.4%: debt grows faster than equity.
Key figures and ratios
Solvency
77.6%▼
2021 · 82.5%
ROE
1.7%▲
2021 · 1.4%
ROA
1.3%▲
2021 · 1.2%
Debt
€1.04M▲
2021 · €749k
Debt ≤ 1 year
€1.04M▲
2021 · €749k
Income taxes
€21k▼
2021 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€4.29M€4.63M▲
Fixed assets21/28€18k€18k=
Financial fixed assets28€18k€18k=
Current assets29/58€4.27M€4.61M▲
Amounts receivable after more than one year29€2.57M€2.93M▲
Other amounts receivable291€2.57M€2.93M▲
Amounts receivable within one year40/41€1.69M€1.68M▼
Trade receivables40€140k€140k=
Other amounts receivable41€1.55M€1.54M▼
Cash at bank and in hand54/58€101€64▼
Equity and liabilities
Total equity and liabilities10/49€4.29M€4.63M▲
Equity10/15€3.54M€3.60M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€3.47M€3.53M▲
Amounts payable17/49€749k€1.04M▲
Amounts payable within one year42/48€749k€1.04M▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€133k€142k▲
Suppliers440/4€133k€142k▲
Taxes, remuneration and social security45€43k€61k▲
Taxes450/3€43k€61k▲
Other amounts payable47/48€573k€831k▲
Income statement
Code20212022
Other operating charges640/8€969€525▼
Gross operating margin9900€-8k€-14k▼
Operating profit (loss)9901€-8k€-14k▼
Financial income75/76B€89k€130k▲
Recurring financial income75€89k€130k▲
Financial charges65/66B€832€35k▲
Recurring financial charges65€832€35k▲
Profit (loss) for the period before taxes9903€80k€81k▲
Income taxes67/77€28k€21k▼
Profit (loss) for the period9904€51k€59k▲
Profit (loss) for the period to be appropriated9905€51k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3.47M€3.53M▲
Profit (loss) brought forward from the previous period14P€3.42M€3.47M▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 358 days late
07-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 584 days late
2021
31-12
Financial
Weakest financial yearnet €51k ▼34.9%
Net result drops to €51k, the lowest in the series; recovery starts the following year.
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 394 days late
2019
31-12
Financial
Highest result since 2018net €1.07M ▲1889%
Operating result €-6k, net result €1.07M, both a record.
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 114 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
13-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 317 days late
2015
06-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 67 days late
06-10
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 432 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torfhoeken 192970 SchildeGround area
2,920 m²
Building footprint
333 m²
Volume, LiDAR
2,062 m³
Parcel 11039A0343/00K000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Impact Equity
since 20042.219.734.241
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039A0343/00K000 | Flanders | 2,920 m² | 1 · 333 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 9,126 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-12-2004
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.