PMSolutions
ActivePMSolutions has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247k and a net result of €42k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency73▼-15
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.77 in 2024), and 55.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.2%
Return on assets
7.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
31 d late
2023
28 d late
2022
3 d late
2021
31 d late
2020
18 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€247k▼ 26.3%
2024 · €336k
2018: €88k
2019: €112k
2020: €120k
2021: €112k
2022: €100k
2023: €146k
2024: €336k
2018 → 2025
Total assets
€559k▼ 22.3%
2024 · €720k
2018: €343k
2019: €415k
2020: €423k
2021: €343k
2022: €342k
2023: €602k
2024: €720k
2018 → 2025
Net result
€42k▼ 80.2%
2024 · €212k
2018: €2k
2019: €24k
2020: €50k
2021: €22k
2022: €35k
2023: €46k
2024: €212k
2018 → 2025
Working capital
€24k▼ 80.6%
2024 · €125k
2018: €35k
2019: €79k
2020: €65k
2021: €52k
2022: €42k
2023: €65k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€100k▼ 11.1%€146k▲ 46.2%€336k▲ 130%€247k▼ 26.3%
Operating result€39k-€55k▲ 41.8%€67k▲ 21.6%€294k▲ 340%€58k▼ 80.3%
Net result€22k-€35k▲ 58.3%€46k▲ 31.0%€212k▲ 361%€42k▼ 80.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €559k
Fixed assets
€426k▼ 1.8%
Current assets
€133k▼ 53.4%
Equity and liabilities €559k
Equity
€247k▼ 26.3%
Provisions
€40k▼ 5.1%
Debt
€272k▼ 20.6%
The debt ratio rises from 47.5% to 48.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€92k▼
2024 · €316k
Cash flow
€76k▼
2024 · €235k
Solvency
44.2%▼
2024 · 46.6%
Current ratio
1.22▼
2024 · 1.77
Quick ratio
0.21▼
2024 · 1.04
Debt / equity
1.10▲
2024 · 1.02
ROE
17.0%▼
2024 · 63.3%
ROA
7.5%▼
2024 · 29.5%
Interest coverage
19.32▼
2024 · 35.81
Debt
€272k▼
2024 · €342k
Debt ≤ 1 year
€109k▼
2024 · €162k
Debt > 1 year
€163k▼
2024 · €180k
Income taxes
€13k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€720k€559k▼
Fixed assets21/28€433k€426k▼
Tangible fixed assets22/27€422k€415k▼
Land and buildings22€347k€339k▼
Furniture and vehicles24€23k€34k▲
Other tangible fixed assets26€52k€41k▼
Financial fixed assets28€11k€11k=
Current assets29/58€287k€133k▼
Stocks and contracts in progress3€118k€110k▼
Stocks30/36€118k€110k▼
Amounts receivable within one year40/41€163k€2k▼
Trade receivables40€100k-
Other amounts receivable41€63k€2k▼
Cash at bank and in hand54/58€6k€21k▲
Equity and liabilities
Total equity and liabilities10/49€720k€559k▼
Equity10/15€336k€247k▼
Contributions10/11€19k€19k=
Reserves13€129k€122k▼
Tax-exempt reserves132€127k€120k▼
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€188k€106k▼
Provisions and deferred taxes16€42k€40k▼
Deferred taxes168€42k€40k▼
Amounts payable17/49€342k€272k▼
Amounts payable after more than one year17€180k€163k▼
Financial debts170/4€179k€161k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€162k€109k▼
Current portion of amounts payable after more than one year42€17k€30k▲
Trade debts44€68k€29k▼
Suppliers440/4€68k€29k▼
Taxes, remuneration and social security45€51k€11k▼
Taxes450/3€51k€11k▼
Other amounts payable47/48€27k€39k▲
Income statement
Code20242025
Non-recurring operating income76A€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€34k▲
Other operating charges640/8€7k€5k▼
Gross operating margin9900€323k€97k▼
Operating profit (loss)9901€294k€58k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€9k€5k▼
Recurring financial charges65€9k€5k▼
Profit (loss) for the period before taxes9903€285k€53k▼
Transfer from deferred taxes780€2k€2k=
Transfer to deferred taxes680€44k-
Income taxes67/77€31k€13k▼
Profit (loss) for the period9904€212k€42k▼
Transfer from tax-exempt reserves789€6k€6k=
Transfer to tax-exempt reserves689€133k-
Profit (loss) for the period to be appropriated9905€86k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€211k€237k▲
Profit (loss) brought forward from the previous period14P€125k€188k▲
Profit to be distributed694/7€23k€131k▲
Return on contributions (dividend)694€23k€131k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €212k ▲361%
Operating result €294k, net result €212k, both a record.
31-12
Financial
Equity above €200kEq €336k ▲130%
7 profitable years in a row build equity to €336k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €100kEq €146k ▲46.2%
6 profitable years in a row build equity to €146k.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Equity above €100kEq €112k ▲27.4%
2 profitable years in a row build equity to €112k.
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 44 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos du Verger 51330 RixensartGround area
1,912 m²
Building footprint
342 m²
Volume, LiDAR
929 m³
2 parcels, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PMSolutions
since 20162.249.616.971
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091B0451/00C000 | Wallonia | 1,315 m² | 1 · 238 m² | - |
| 25091A1018/00_000 | Wallonia | 597 m² | 1 · 104 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AXPATRIM
BE 0842.487.560
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MUBECO
BE 0726.812.387
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BC Research
BE 0478.639.570
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TIM BOGEMANS
BE 0820.965.438
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EnVega IT Solutions
BE 0787.202.411
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 38,833 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.