PMS-PB
ActiveSummary
PMS-PB has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €64,384 and a net result of €23,830. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 73% of 290 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability97▼-3
Solvency86▲+15
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.27 against 1.48 in 2023; short-term debt: 38.8% and cash: 67.7% of total assets), and 38.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-09-2025, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
46 d late
2023
41 d late
2022
86 d late
2021
46 d early
2020
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€23,830▼ 29.1%
2023 · €33,593
Working capital
€51,767▲ 126%
2023 · €22,942
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€44,983-€14,225▼ 68.4%€50,989▲ 258%€43,293▼ 15.1%€31,610▼ 27.0%
Net result€36,105within the sector's middle half-€10,141within the sector's middle half▼ 71.9%€39,715within the sector's middle half▲ 292%€33,593within the sector's middle half▼ 15.4%€23,830within the sector's middle half▼ 29.1%
Equity€39,105within the sector's middle half-€49,246within the sector's middle half▲ 25.9%€88,961within the sector's middle half▲ 80.6%€40,554within the sector's middle half▼ 54.4%€64,384within the sector's middle half▲ 58.8%
Total assets€66,275below the sector's middle half-€69,547below the sector's middle half▲ 4.9%€118,141within the sector's middle half▲ 69.9%€88,783below the sector's middle half▼ 24.8%€105,252below the sector's middle half▲ 18.5%
Debt€27,170-€20,301▼ 25.3%€29,180▲ 43.7%€48,229▲ 65.3%€40,869▼ 15.3%
Working capital€37,862-€47,475▲ 25.4%€66,699▲ 40.5%€22,942▼ 65.6%€51,767▲ 126%
Solvency59.0%within the sector's middle half-70.8%above the sector's middle half▲ 11.8pp75.3%above the sector's middle half▲ 4.5pp45.7%within the sector's middle half▼ 29.6pp61.2%within the sector's middle half▲ 15.5pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 27% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €105,252
Fixed assets
€12,617 ▼ 28.4%
Current assets
€92,635 ▲ 30.2%
Equity and liabilities €105,252
Equity
€64,384 ▲ 58.8%
Debt
€40,869 ▼ 15.3%
Debt's share of the balance-sheet total falls from 54.3% to 38.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36,603▼
2023 · €48,853
Cash flow
€28,823▼
2023 · €39,153
Current ratio
2.27▲
2023 · 1.48
Debt to equity
0.63▼
2023 · 1.19
ROE
37.0%▼
2023 · 82.8%
ROA
22.6%▼
2023 · 37.8%
Interest coverage
63.05▼
2023 · 72.48
Debt ≤ 1 year
€40,869▼
2023 · €48,229
Income taxes
€7,200▼
2023 · €9,026
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €249 | €432 | €1,254 | €5,560 | €4,993 | ▼ 10.2% |
| Other operating charges640/8 | - | €3,676 | €1,728 | €1,791 | €673 | ▼ 62.4% |
| Gross operating margin9900 | €46,387 | €18,333 | €53,971 | €50,644 | €37,276 | ▼ 26.4% |
| Operating profit (loss)9901 | €44,983 | €14,225 | €50,989 | €43,293 | €31,610 | ▼ 27.0% |
| Financial income75/76B | - | - | €1,125 | - | - | - |
| Recurring financial income75 | - | - | €1,125 | - | - | - |
| Financial charges65/66B | - | €744 | €999 | €674 | €581 | ▼ 13.9% |
| Recurring financial charges65 | €48 | €744 | €999 | €674 | €581 | ▼ 13.9% |
| Profit (loss) for the period before taxes9903 | €44,935 | €13,481 | €51,115 | €42,619 | €31,030 | ▼ 27.2% |
| Income taxes67/77 | €8,830 | €3,340 | €11,400 | €9,026 | €7,200 | ▼ 20.2% |
| Profit (loss) for the period9904 | €36,105 | €10,141 | €39,715 | €33,593 | €23,830 | ▼ 29.1% |
| Profit (loss) for the period to be appropriated9905 | €36,105 | €10,141 | €39,715 | €33,593 | €23,830 | ▼ 29.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €66,275 | €69,547 | €118,141 | €88,783 | €105,252 | ▲ 18.5% |
| Fixed assets21/28 | €1,243 | €1,771 | €22,262 | €17,612 | €12,617 | ▼ 28.4% |
| Tangible fixed assets22/27 | €1,243 | €1,771 | €22,262 | €17,612 | €12,617 | ▼ 28.4% |
| Plant, machinery and equipment23 | - | €827 | €909 | €840 | €429 | ▼ 48.9% |
| Furniture and vehicles24 | - | €944 | €2,307 | €1,665 | €1,023 | ▼ 38.5% |
| Other tangible fixed assets26 | - | - | €19,046 | €15,107 | €11,165 | ▼ 26.1% |
| Current assets29/58 | €65,032 | €67,776 | €95,879 | €71,171 | €92,635 | ▲ 30.2% |
| Amounts receivable within one year40/41 | €23,988 | - | €65,508 | €5,079 | €21,377 | ▲ 321% |
| Trade receivables40 | - | - | €12,342 | €2,952 | - | - |
| Other amounts receivable41 | - | - | €53,166 | €2,127 | €21,377 | ▲ 905% |
| Cash at bank and in hand54/58 | €41,044 | €67,776 | €30,371 | €66,092 | €71,258 | ▲ 7.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €66,275 | €69,547 | €118,141 | €88,783 | €105,252 | ▲ 18.5% |
| Equity10/15 | €39,105 | €49,246 | €88,961 | €40,554 | €64,384 | ▲ 58.8% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Capital10 | - | €3,000 | - | - | €3,000 | - |
| Issued capital100 | - | €3,000 | - | - | €3,000 | - |
| Outside capital11 | - | - | €3,000 | €3,000 | - | - |
| Other1109/19 | - | - | €3,000 | €3,000 | - | - |
| Reserves13 | €2,105 | €2,105 | €2,105 | €2,105 | €2,105 | = |
| Non-distributable reserves130/1 | - | €2,105 | €2,105 | €2,105 | €2,105 | = |
| Legal reserve130 | - | €2,105 | €2,105 | €2,105 | €2,105 | = |
| Profit (loss) carried forward14 | €34,000 | €44,141 | €83,856 | €35,449 | €59,279 | ▲ 67.2% |
| Amounts payable17/49 | €27,170 | €20,301 | €29,180 | €48,229 | €40,869 | ▼ 15.3% |
| Amounts payable within one year42/48 | €27,170 | €20,301 | €29,180 | €48,229 | €40,869 | ▼ 15.3% |
| Trade debts44 | €6,998 | €10,808 | €5,300 | €9,554 | €23,170 | ▲ 143% |
| Suppliers440/4 | - | €10,808 | €5,300 | €9,554 | €23,170 | ▲ 143% |
| Taxes, remuneration and social security45 | - | €8,938 | €23,880 | €38,675 | €17,524 | ▼ 54.7% |
| Taxes450/3 | - | €8,938 | €23,880 | €38,675 | €15,991 | ▼ 58.7% |
| Remuneration and social security454/9 | - | - | - | - | €1,533 | - |
| Other amounts payable47/48 | - | €555 | - | - | €175 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,105 | €10,141 | €39,715 | €33,593 | €23,830 | ▼ 29.1% |
| + Depreciation and write-downs630 | €249 | €432 | €1,254 | €5,560 | €4,993 | ▼ 10.2% |
| Operating cash flow (approximation) | €36,354 | €10,573 | €40,969 | €39,153 | €28,823 | ▼ 26.4% |
| Investment in fixed assets (approximation) | - | -€960 | -€21,745 | -€910 | €2 | ▲ 100% |
| Change in cash | - | €26,732 | -€37,405 | €35,721 | €5,166 | ▼ 85.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 46 days late
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 41 days late
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 86 days late
2022
31-12
Financial
Highest result since 2020net €39,715 ▲292%
Operating result €50,989, net result €39,715, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €10,141 ▼71.9%
Net result drops to €10,141, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2019
Ground area
270 m²
Building footprint
162 m²
Volume, LiDAR
2,120 m³
2 parcels, Brussels · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Jean-Baptiste Labarrestraat 3, 1180 Ukkel
since 20192.293.875.596
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0007/00D004 | Brussels | 174 m² | 1 · 76 m² | 16.2 m · 4 fl. |
| 21616A0174/00G025 | Brussels | 95 m² | 1 · 86 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,561 companies in sector 74999 we hold annual accounts for 1,935. 1,556 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0734726795
Registered
19-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.