Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for PMP CONCEPT according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €69k and a net result of €29k.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
1 eventsFiling behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 09-10-2025 | 70 d late | 2025-00544065 |
| 31-12-2023 | 31-07-2024 | 31-10-2024 | 92 d late | 2024-00529864 |
| 31-12-2022 | 31-07-2023 | 15-11-2023 | 107 d late | 2023-00512380 |
| 31-12-2021 | 31-07-2022 | 09-11-2022 | 101 d late | 2022-20517430 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Financials
Annual accounts & ratios
Source: NBB · 2024| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €73k |
| Net profit | €29k |
| Cash flow | €55k |
| Staff costs | - |
| Income taxes | €10k |
| Dividends | - |
| Total assets | €162k |
| Equity | €69k |
| Debt | €93k |
| of which ≤ 1y | €72k |
| of which > 1y | €9k |
| Working capital | €71k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 1.99 |
| Quick ratio | 1.99 |
| Working capital ratio | 43.9% |
| Solvency | 42.4% |
| Debt / equity | 1.36 |
| Long-term debt ratio | 0.13 |
| Interest coverage | 9.48 |
| Gross margin | - |
| Net margin | - |
| ROA | 17.7% |
| ROE | 41.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €162k |
| Fixed assets | 21/28 | €19k |
| Tangible fixed assets | 22/27 | €19k |
| Current assets | 29/58 | €143k |
| Amounts receivable within one year | 40/41 | €135k |
| Cash & bank | 54/58 | €8k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €162k |
| Equity | 10/15 | €69k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €15k |
| Accumulated profits (losses) | 14 | €49k |
| Amounts payable | 17/49 | €93k |
| Amounts payable after one year | 17 | €9k |
| Amounts payable within one year | 42/48 | €72k |
| Trade debts payable within one year | 44 | €27k |
| Income statement | ||
| Gross operating margin | 9900 | €75k |
| Operating result | 9901 | €47k |
| Financial income | 75 | €5 |
| Financial charges | 65 | €8k |
| Result before taxes | 9903 | €39k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €29k |
| Result to be appropriated | 9905 | €29k |
Health barometer
FY 2024 · computedThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Directors
Directors & mandates
2 directors-
Current01-07-2025 → present
Former directors (1)
-
Former- → 01-07-2025
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | DIANE OSSIEUR AVENUE H. & F. LIMBOURG 19,
1070 ANDERLECHT |
16-03-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 30-09-2020 |
| Status | Active |
| Postal code | - |
| First BS signal | 01-04-2026 |
| Latest BS signal | 01-04-2026 |
Structure & network
Ownership & control
No ownership or control structure found in the sources.
For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.
1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305C0253/00Z015 | Brussels | 203 m² | 1 · 198 m² | 17.5 m · 4 fl. |
| 21815D0010/00B005 | Brussels | 147 m² | 1 · 103 m² | 12.8 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
1 event from the State GazetteTime machine: BS events + macro context
2021-2026Belgisch Staatsblad · acts
2 acts04-02-2026 Registered office moved from Bruxelles to Anderlecht
- Avenue Prudent Bols 114, 1020 Bruxelles → Rue Carpentier 37, 1070 Anderlecht
02-10-2020 Incorporation of a new SRL
Analysis
Financial profile
4 of 5 axes measuredMixed profile: strong on profitability, weaker on stability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | PMP CONCEPT |