PMI
ActiveSummary
PMI has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €290k and a net result of €46k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+3
Solvency63▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.91 in 2024; short-term debt: 14.4% and cash: 5.5% of total assets), and 61.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.1%
Return on assets
6%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
44 d early
2023
32 d early
2022
39 d early
2021
38 d early
2020
39 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€290k▲ 7.2%
2024 · €271k
Total assets
€763k▼ 6.0%
2024 · €812k
Net result
€46k▲ 65.1%
2024 · €28k
Working capital
€5k
2024 · €-10k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€23k▼ 29.8%€99k▲ 327%€33k▼ 66.7%€59k▲ 79.5%€82k▲ 39.1%
Net result€7k▼ 43.9%€59k▲ 723%€14k▼ 75.8%€28k▲ 92.3%€46k▲ 65.1%
Equity€244k▼ 9.0%€283k▲ 16.2%€276k▼ 2.3%€271k▼ 1.9%€290k▲ 7.2%
Total assets€801k▼ 10.7%€818k▲ 2.2%€870k▲ 6.3%€812k▼ 6.6%€763k▼ 6.0%
Debt€557k▼ 11.5%€535k▼ 4.0%€593k▲ 10.9%€541k▼ 8.8%€472k▼ 12.7%
Working capital€27k▼ 60.5%€29k▲ 7.6%€-6k€-10k▼ 79.3%€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 39% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €763k
Fixed assets
€649k ▼ 8.6%
Current assets
€114k ▲ 11.8%
Equity and liabilities €763k
Equity
€290k ▲ 7.2%
Debt
€472k ▼ 12.7%
Debt's share of the balance-sheet total falls from 66.6% to 61.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€151k▲
2024 · €135k
Cash flow
€115k▲
2024 · €103k
Current ratio
1.04▲
2024 · 0.91
Quick ratio
0.83▲
2024 · 0.76
Debt to equity
1.63▼
2024 · 2.00
ROE
15.7%▲
2024 · 10.2%
ROA
6.0%▲
2024 · 3.4%
Interest coverage
15.37▲
2024 · 11.81
Debt ≤ 1 year
€110k▼
2024 · €112k
Debt > 1 year
€363k▼
2024 · €429k
Income taxes
€27k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €15k | - | €952 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €45k | €46k | €51k | €76k | €69k | ▼ 8.6% |
| Other operating charges640/8 | - | €3k | €3k | €3k | €2k | ▼ 20.7% |
| Non-recurring operating charges66A | - | - | €1k | - | - | - |
| Gross operating margin9900 | €74k | €148k | €88k | €138k | €154k | ▲ 11.6% |
| Operating profit (loss)9901 | €23k | €99k | €33k | €59k | €82k | ▲ 39.1% |
| Financial income75/76B | - | €4 | €0 | €2 | €24 | ▲ 1,326% |
| Recurring financial income75 | €0 | €4 | €0 | €2 | €24 | ▲ 1,326% |
| Financial charges65/66B | - | €9k | €11k | €11k | €10k | ▼ 13.7% |
| Recurring financial charges65 | €10k | €9k | €11k | €11k | €10k | ▼ 13.7% |
| Profit (loss) for the period before taxes9903 | €13k | €90k | €22k | €48k | €72k | ▲ 51.8% |
| Income taxes67/77 | €6k | €30k | €8k | €20k | €27k | ▲ 33.6% |
| Profit (loss) for the period9904 | €7k | €59k | €14k | €28k | €46k | ▲ 65.1% |
| Profit (loss) for the period to be appropriated9905 | €7k | €59k | €14k | €28k | €46k | ▲ 65.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €801k | €818k | €870k | €812k | €763k | ▼ 6.0% |
| Fixed assets21/28 | €697k | €692k | €782k | €710k | €649k | ▼ 8.6% |
| Intangible fixed assets21 | €12k | €8k | €4k | - | - | - |
| Tangible fixed assets22/27 | €686k | €684k | €778k | €710k | €649k | ▼ 8.6% |
| Land and buildings22 | - | €549k | €534k | €519k | €504k | ▼ 2.9% |
| Plant, machinery and equipment23 | - | €112k | €90k | €71k | €58k | ▼ 17.8% |
| Furniture and vehicles24 | - | €23k | €154k | €120k | €86k | ▼ 27.9% |
| Current assets29/58 | €103k | €126k | €88k | €102k | €114k | ▲ 11.8% |
| Stocks and contracts in progress3 | €48k | €24k | €28k | €17k | €24k | ▲ 43.3% |
| Stocks30/36 | - | €24k | €28k | €17k | €24k | ▲ 43.3% |
| Amounts receivable within one year40/41 | €34k | €56k | €51k | €48k | €41k | ▼ 13.9% |
| Trade receivables40 | - | €56k | €51k | €48k | €41k | ▼ 13.9% |
| Other amounts receivable41 | - | - | €71 | - | - | - |
| Cash at bank and in hand54/58 | €18k | €43k | €4k | €30k | €42k | ▲ 39.0% |
| Deferred charges and accrued income490/1 | - | €4k | €4k | €7k | €7k | ▼ 3.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €801k | €818k | €870k | €812k | €763k | ▼ 6.0% |
| Equity10/15 | €244k | €283k | €276k | €271k | €290k | ▲ 7.2% |
| Contributions10/11 | - | €205k | €184k | €151k | €125k | ▼ 17.2% |
| Reserves13 | €19k | €78k | €92k | €120k | €165k | ▲ 38.0% |
| Distributable reserves133 | - | €78k | €92k | €120k | €165k | ▲ 38.0% |
| Profit (loss) carried forward14 | €6k | - | - | - | - | - |
| Amounts payable17/49 | €557k | €535k | €593k | €541k | €472k | ▼ 12.7% |
| Amounts payable after more than one year17 | €481k | €437k | €494k | €429k | €363k | ▼ 15.4% |
| Financial debts170/4 | - | €437k | €494k | €429k | €363k | ▼ 15.4% |
| Amounts payable within one year42/48 | €76k | €97k | €93k | €112k | €110k | ▼ 2.2% |
| Current portion of amounts payable after more than one year42 | - | €44k | €65k | €65k | €66k | ▲ 2.5% |
| Trade debts44 | €17k | €30k | €22k | €22k | €16k | ▼ 25.2% |
| Suppliers440/4 | - | €30k | €22k | €22k | €16k | ▼ 25.2% |
| Taxes, remuneration and social security45 | - | €19k | €5k | €25k | €26k | ▲ 7.3% |
| Taxes450/3 | - | €19k | €5k | €25k | €26k | ▲ 7.3% |
| Other amounts payable47/48 | - | €4k | €1k | €788 | €492 | ▼ 37.5% |
| Accrued charges and deferred income492/3 | - | €868 | €7k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €59k | €14k | €28k | €46k | ▲ 65.1% |
| + Depreciation and write-downs630 | €45k | €46k | €51k | €76k | €69k | ▼ 8.6% |
| Operating cash flow (approximation) | €52k | €106k | €65k | €103k | €115k | ▲ 11.1% |
| Investment in fixed assets (approximation) | - | €-40k | €-141k | €-3k | €-8k | ▼ 133% |
| Change in cash | - | €25k | €-39k | €26k | €12k | ▼ 54.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €59k ▲723%
Operating result €99k, net result €59k, both a record.
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €7k ▼43.9%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity quadruplescurrent ratio 9.41
Current ratio from 2.26 to 9.41; short-term debt falls from €100k to €78k.
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2006
Ground area
502 m²
Building footprint
449 m²
Volume, LiDAR
1,226 m³
Parcel 23058B0001/00C002, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PMI
since 20062.160.036.283
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23058B0001/00C002 | Flanders | 502 m² | 1 · 449 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 198 EUR awarded · 198 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 198 EUR | 198 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,597 companies in sector 18120 we hold annual accounts for 807. 619 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-12-2006
Fiscal year end30-09
Activities, NACEBEL 2025
18120Other printing
18130Pre-press and pre-media services
22260Manufacture of rubber and plastic products
46180Agents specialised in the wholesale of other particular products
Contact
Phone
054/567373Pajottegem
Fax
054/568170Pajottegem
Scores and ratios are computed by Checked and are not a credit decision.