PMI
ActiveSummary
PMI has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €290,498 and a net result of €45,579. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 969 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+3
Solvency63▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.91 in 2024; short-term debt: 14.4% and cash: 5.5% of total assets), and 61.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.1%
Return on assets
6%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
44 d early
2023
32 d early
2022
39 d early
2021
38 d early
2020
39 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€290,498▲ 7.2%
2024 · €270,919
Total assets
€762,889▼ 6.0%
2024 · €811,915
Net result
€45,579▲ 65.1%
2024 · €27,613
Working capital
€4,625
2024 · -€9,865
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€23,137▼ 29.8%€98,819▲ 327%€32,931▼ 66.7%€59,096▲ 79.5%€82,226▲ 39.1%
Net result€7,222▼ 43.9%€59,446▲ 723%€14,358▼ 75.8%€27,613▲ 92.3%€45,579▲ 65.1%
Equity€243,502▼ 9.0%€282,948▲ 16.2%€276,306▼ 2.3%€270,919▼ 1.9%€290,498▲ 7.2%
Total assets€800,600▼ 10.7%€817,820▲ 2.2%€869,608▲ 6.3%€811,915▼ 6.6%€762,889▼ 6.0%
Debt€557,097▼ 11.5%€534,871▼ 4.0%€593,302▲ 10.9%€540,996▼ 8.8%€472,391▼ 12.7%
Working capital€27,118▼ 60.5%€29,179▲ 7.6%-€5,503-€9,865▼ 79.3%€4,625
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 39% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €762,889
Fixed assets
€648,710 ▼ 8.6%
Current assets
€114,179 ▲ 11.8%
Equity and liabilities €762,889
Equity
€290,498 ▲ 7.2%
Debt
€472,391 ▼ 12.7%
Debt's share of the balance-sheet total falls from 66.6% to 61.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€151,461▲
2024 · €134,845
Cash flow
€114,815▲
2024 · €103,362
Current ratio
1.04▲
2024 · 0.91
Quick ratio
0.83▲
2024 · 0.76
Debt to equity
1.63▼
2024 · 2.00
ROE
15.7%▲
2024 · 10.2%
ROA
6.0%▲
2024 · 3.4%
Interest coverage
15.37▲
2024 · 11.81
Debt ≤ 1 year
€109,554▼
2024 · €111,974
Debt > 1 year
€362,837▼
2024 · €429,022
Income taxes
€26,817▲
2024 · €20,068
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,792 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,792 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €14,876 | - | €952 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €45,025 | €46,187 | €50,967 | €75,749 | €69,236 | ▼ 8.6% |
| Other operating charges640/8 | - | €2,825 | €2,502 | €2,915 | €2,312 | ▼ 20.7% |
| Non-recurring operating charges66A | - | - | €1,358 | - | - | - |
| Gross operating margin9900 | €74,123 | €147,831 | €87,759 | €137,759 | €153,773 | ▲ 11.6% |
| Operating profit (loss)9901 | €23,137 | €98,819 | €32,931 | €59,096 | €82,226 | ▲ 39.1% |
| Financial income75/76B | - | €4 | €0 | €2 | €24 | ▲ 1,326% |
| Recurring financial income75 | €0 | €4 | €0 | €2 | €24 | ▲ 1,326% |
| Financial charges65/66B | - | €9,154 | €10,645 | €11,416 | €9,854 | ▼ 13.7% |
| Recurring financial charges65 | €9,967 | €9,154 | €10,645 | €11,416 | €9,854 | ▼ 13.7% |
| Profit (loss) for the period before taxes9903 | €13,170 | €89,669 | €22,286 | €47,681 | €72,396 | ▲ 51.8% |
| Income taxes67/77 | €5,948 | €30,223 | €7,929 | €20,068 | €26,817 | ▲ 33.6% |
| Profit (loss) for the period9904 | €7,222 | €59,446 | €14,358 | €27,613 | €45,579 | ▲ 65.1% |
| Profit (loss) for the period to be appropriated9905 | €7,222 | €59,446 | €14,358 | €27,613 | €45,579 | ▲ 65.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €800,600 | €817,820 | €869,608 | €811,915 | €762,889 | ▼ 6.0% |
| Fixed assets21/28 | €697,418 | €691,608 | €782,065 | €709,807 | €648,710 | ▼ 8.6% |
| Intangible fixed assets21 | €11,583 | €7,722 | €3,861 | - | - | - |
| Tangible fixed assets22/27 | €685,835 | €683,886 | €778,203 | €709,807 | €648,710 | ▼ 8.6% |
| Land and buildings22 | - | €548,867 | €533,849 | €518,831 | €503,813 | ▼ 2.9% |
| Plant, machinery and equipment23 | - | €112,466 | €90,213 | €71,167 | €58,497 | ▼ 17.8% |
| Furniture and vehicles24 | - | €22,553 | €154,141 | €119,808 | €86,400 | ▼ 27.9% |
| Current assets29/58 | €103,181 | €126,212 | €87,544 | €102,108 | €114,179 | ▲ 11.8% |
| Stocks and contracts in progress3 | €48,069 | €23,727 | €28,019 | €16,508 | €23,656 | ▲ 43.3% |
| Stocks30/36 | - | €23,727 | €28,019 | €16,508 | €23,656 | ▲ 43.3% |
| Amounts receivable within one year40/41 | €33,869 | €55,596 | €51,314 | €47,853 | €41,194 | ▼ 13.9% |
| Trade receivables40 | - | €55,596 | €51,243 | €47,853 | €41,194 | ▼ 13.9% |
| Other amounts receivable41 | - | - | €71 | - | - | - |
| Cash at bank and in hand54/58 | €17,612 | €42,951 | €4,273 | €30,391 | €42,232 | ▲ 39.0% |
| Deferred charges and accrued income490/1 | - | €3,937 | €3,937 | €7,356 | €7,097 | ▼ 3.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €800,600 | €817,820 | €869,608 | €811,915 | €762,889 | ▼ 6.0% |
| Equity10/15 | €243,502 | €282,948 | €276,306 | €270,919 | €290,498 | ▲ 7.2% |
| Contributions10/11 | - | €205,000 | €184,000 | €151,000 | €125,000 | ▼ 17.2% |
| Reserves13 | €18,502 | €77,948 | €92,306 | €119,919 | €165,498 | ▲ 38.0% |
| Distributable reserves133 | - | €77,948 | €92,306 | €119,919 | €165,498 | ▲ 38.0% |
| Profit (loss) carried forward14 | €5,887 | - | - | - | - | - |
| Amounts payable17/49 | €557,097 | €534,871 | €593,302 | €540,996 | €472,391 | ▼ 12.7% |
| Amounts payable after more than one year17 | €481,035 | €436,970 | €493,588 | €429,022 | €362,837 | ▼ 15.4% |
| Financial debts170/4 | - | €436,970 | €493,588 | €429,022 | €362,837 | ▼ 15.4% |
| Amounts payable within one year42/48 | €76,063 | €97,033 | €93,046 | €111,974 | €109,554 | ▼ 2.2% |
| Current portion of amounts payable after more than one year42 | - | €44,064 | €64,641 | €64,566 | €66,185 | ▲ 2.5% |
| Trade debts44 | €16,547 | €30,375 | €21,826 | €21,955 | €16,414 | ▼ 25.2% |
| Suppliers440/4 | - | €30,375 | €21,826 | €21,955 | €16,414 | ▼ 25.2% |
| Taxes, remuneration and social security45 | - | €18,877 | €5,183 | €24,665 | €26,463 | ▲ 7.3% |
| Taxes450/3 | - | €18,877 | €5,183 | €24,665 | €26,463 | ▲ 7.3% |
| Other amounts payable47/48 | - | €3,717 | €1,396 | €788 | €492 | ▼ 37.5% |
| Accrued charges and deferred income492/3 | - | €868 | €6,668 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,222 | €59,446 | €14,358 | €27,613 | €45,579 | ▲ 65.1% |
| + Depreciation and write-downs630 | €45,025 | €46,187 | €50,967 | €75,749 | €69,236 | ▼ 8.6% |
| Operating cash flow (approximation) | €52,247 | €105,633 | €65,325 | €103,362 | €114,815 | ▲ 11.1% |
| Investment in fixed assets (approximation) | - | -€40,377 | -€141,424 | -€3,491 | -€8,140 | ▼ 133% |
| Change in cash | - | €25,340 | -€38,678 | €26,118 | €11,841 | ▼ 54.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €59,446 ▲723%
Operating result €98,819, net result €59,446, both a record.
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €7,222 ▼43.9%
Net result drops to €7,222, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity quadruplescurrent ratio 9.41
Current ratio from 2.26 to 9.41; short-term debt falls from €99,886 to €78,212.
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2006
Ground area
502 m²
Building footprint
449 m²
Volume, LiDAR
1,226 m³
Parcel 23058B0001/00C002, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PMI
since 20062.160.036.283
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23058B0001/00C002 | Flanders | 502 m² | 1 · 449 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 198 EUR awarded · 198 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 198 EUR | 198 EUR |
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Of 1,597 companies in sector 18120 we hold annual accounts for 807. 618 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-12-2006
Fiscal year end30-09
Activities, NACEBEL 2025
18120Other printing
18130Pre-press and pre-media services
22260Manufacture of rubber and plastic products
46180Agents specialised in the wholesale of other particular products
Contact
Phone
054/567373Pajottegem
Fax
054/568170Pajottegem
E-invoicing
Reachable via Peppol
Peppol ID
0208:0885817658
Also
9925:BE0885817658
Registered
03-12-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.