PMGD BW
ActiveSummary
PMGD BW has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €36k. Equity is growing by ~39.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 12.61 against 3.95 in 2024; short-term debt: 7.9% and cash: 49.8% of total assets), and 7.9% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.1%
Return on assets
25.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
20 d early
2023
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€127k▲ 39.0%
2024 · €91k
Total assets
€138k▲ 12.7%
2024 · €122k
Net result
€36k▼ 0.3%
2024 · €36k
Working capital
€127k▲ 39.0%
2024 · €91k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€74k-€48k▼ 34.7%€48k▲ 0.5%
Net result€54k-€36k▼ 33.3%€36k▼ 0.3%
Equity€56k-€91k▲ 64.3%€127k▲ 39.0%
Total assets€90k-€122k▲ 35.6%€138k▲ 12.7%
Debt€35k-€31k▼ 10.5%€11k▼ 64.7%
Working capital€56k-€91k▲ 64.3%€127k▲ 39.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €138k
Equity
€127k ▲ 39.0%
Debt
€11k ▼ 64.7%
Debt's share of the balance-sheet total falls from 25.3% to 7.9%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
12.61▲
2024 · 3.95
Debt to equity
0.09▼
2024 · 0.34
ROE
28.1%▼
2024 · 39.1%
ROA
25.9%▼
2024 · 29.2%
Debt ≤ 1 year
€11k▼
2024 · €31k
Income taxes
€15k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | - | - | - |
| Other operating charges640/8 | €434 | €427 | €1k | ▲ 191% |
| Gross operating margin9900 | €76k | €49k | €50k | ▲ 2.2% |
| Operating profit (loss)9901 | €74k | €48k | €48k | ▲ 0.5% |
| Financial income75/76B | €276 | €2k | €2k | ▲ 10.9% |
| Recurring financial income75 | €276 | €2k | €2k | ▲ 10.9% |
| Financial charges65/66B | - | €77 | €150 | ▲ 96.3% |
| Recurring financial charges65 | - | €77 | €150 | ▲ 96.3% |
| Profit (loss) for the period before taxes9903 | €74k | €50k | €51k | ▲ 0.8% |
| Income taxes67/77 | €21k | €15k | €15k | ▲ 3.5% |
| Profit (loss) for the period9904 | €54k | €36k | €36k | ▼ 0.3% |
| Profit (loss) for the period to be appropriated9905 | €54k | €36k | €36k | ▼ 0.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €90k | €122k | €138k | ▲ 12.7% |
| Current assets29/58 | €90k | €122k | €138k | ▲ 12.7% |
| Amounts receivable within one year40/41 | €81k | €43k | €69k | ▲ 59.2% |
| Trade receivables40 | €48k | - | €18k | - |
| Other amounts receivable41 | €33k | €43k | €51k | ▲ 17.4% |
| Cash at bank and in hand54/58 | €9k | €79k | €69k | ▼ 12.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €90k | €122k | €138k | ▲ 12.7% |
| Equity10/15 | €56k | €91k | €127k | ▲ 39.0% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Reserves13 | €54k | €89k | €125k | ▲ 39.9% |
| Distributable reserves133 | €54k | €89k | €125k | ▲ 39.9% |
| Amounts payable17/49 | €35k | €31k | €11k | ▼ 64.7% |
| Amounts payable within one year42/48 | €35k | €31k | €11k | ▼ 64.7% |
| Trade debts44 | €1k | €3k | €739 | ▼ 73.2% |
| Suppliers440/4 | €1k | €3k | €739 | ▼ 73.2% |
| Taxes, remuneration and social security45 | €33k | €28k | €10k | ▼ 63.9% |
| Taxes450/3 | €33k | €28k | €10k | ▼ 63.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €54k | €36k | €36k | ▼ 0.3% |
| + Depreciation and write-downs630 | €2k | - | - | - |
| Operating cash flow (approximation) | €56k | €36k | €36k | ▼ 0.3% |
| Change in cash | - | €69k | €-10k | ▼ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €36k ▼0.3%
Net result drops to €36k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 12.61
Current ratio from 3.95 to 12.61; short-term debt falls from €31k to €11k.
31-12
Financial
Equity above €100kEq €127k ▲39%
3 profitable years in a row build equity to €127k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av la Douce Colline 21420 Braine-l'Alleud1 establishment unit
Av la Douce Colline 2, 1420 Braine-l'Alleud
since 20232.346.783.158
Similar companies · same sector, comparable size
ADMS MANAGEMENT
BE 1003.615.943
Dessel · Eq €126,887
Atlas Consulting
BE 1021.808.391
Antwerpen · Eq €126,841
arC.Point
BE 0553.957.991
Destelbergen · Eq €126,912
SB1 Consulting
BE 0768.791.712
Antwerpen · Eq €126,920
LAKO CONSULT
BE 1011.120.278
Kruisem · Eq €126,822
Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,853 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.