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PMG CONSULT

Active
Private limited companyfounded 20232 yrs activeOverreke 32, 9000 Gent, BelgiumKBO/BCE: BE 1003.348.204
Summary

PMG CONSULT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €209k. Its solvency ranks better than 59% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency90
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days only on tighter terms
Liquidity ample (current ratio 2.9; short-term debt: 34.5% and cash: 86.5% of total assets), and 34.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
65.5%
Return on assets
62.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-01-2026, 11 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
11 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€219k
Total assets
€335k
Net result
€209k
Working capital
€219k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €335k
Equity €219k
Debt €115k
Debt finances 34.5% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.90
Debt to equity
0.53
ROE
95.4%
ROA
62.5%
Debt ≤ 1 year
€115k
Income taxes
€91k
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€335k
Current assets29/58€335k
Amounts receivable within one year40/41€45k
Trade receivables40€45k
Cash at bank and in hand54/58€289k
Equity and liabilities
Total equity and liabilities10/49€335k
Equity10/15€219k
Contributions10/11€10k
Reserves13€209k
Distributable reserves133€209k
Amounts payable17/49€115k
Amounts payable within one year42/48€115k
Trade debts44€244
Suppliers440/4€244
Taxes, remuneration and social security45€111k
Taxes450/3€111k
Other amounts payable47/48€4k
Income statement Code2025
Gross operating margin9900€300k
Operating profit (loss)9901€300k
Financial charges65/66B€196
Recurring financial charges65€196
Profit (loss) for the period before taxes9903€300k
Income taxes67/77€91k
Profit (loss) for the period9904€209k
Profit (loss) for the period to be appropriated9905€209k
Appropriation of the result
Profit (loss) to be appropriated9906€209k
Transfer to equity691/2€209k
To other reserves6921€209k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
20-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Overreke 329000 Gent
Ground area
3,439 m²
Building footprint
1,115 m²
Volume, LiDAR
3,512 m³
Parcel 44021A2735/00P002, Flanders · tallest building 17.5 m. Linked by address, not a title deed.
1 establishment unit
PMG CONSULT
Overreke 32, 9000 GentFinancial service activities, except insurance and pension funding
since 20232.353.146.160
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44021A2735/00P002 Flanders 3,439 m² 1 · 1,115 m² 17.5 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,482 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-12-2023
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.