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PMCV CONSTRUCT

Open bankruptcy
Private limited companyfounded 2020Fabriekstraat 2, 1601 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0743.645.847

A bankruptcy procedure is open for PMCV CONSTRUCT according to publications in the Belgian State Gazette; curator: Stijn VANSCHOUBROEK.

Summary

The 2023 annual accounts show equity of €67,812 and a net result of €7,532.

PMCV CONSTRUCTOpen bankruptcy

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Brussels
Declared bankrupt
9 December 2025
Supervising judge
Stephan Janssens
Official Gazette
15-12-2025 (pdf) ↗search the document for 2025/152070

Curator

  • Stijn VanschoubroekKeizer Karel- Laan 586 Bus 9, 1082 Sint-Agatha-Berchemsvanschoubroek@racine.eu

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 16-01-2024, 15 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
15 d early
2022
71 d late
2021
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 February 2020, PMCV CONSTRUCT was incorporated as a Private limited company.1 Total assets went from EUR 93,663 in 2021 to EUR 113,347 in 2023.2 The company was declared bankrupt on 9 December 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2023
  3. 3Belgian State Gazette, 15-12-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2023, micro schema

Equity
€67,812▲ 12.5%
2022 · €60,280
Total assets
€113,347▼ 27.1%
2022 · €155,452
Net result
€7,532▼ 83.0%
2022 · €44,290
Working capital
€63,847▲ 38.0%
2022 · €46,260
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202120222023
Operating result€63,484-€56,794▼ 10.5%€13,719▼ 75.8%
Net result€54,890-€44,290▼ 19.3%€7,532▼ 83.0%
Equity€30,990-€60,280▲ 94.5%€67,812▲ 12.5%
Total assets€93,663-€155,452▲ 66.0%€113,347▼ 27.1%
Debt€62,673-€95,172▲ 51.9%€45,535▼ 52.2%
Working capital€16,320-€46,260▲ 183%€63,847▲ 38.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2021: €63,484€63,484Net result 2021: €54,890€54,890Operating result 2022: €56,794€56,794Net result 2022: €44,290€44,290Operating result 2023: €13,719€13,719Net result 2023: €7,532€7,532202120222023€0€20,000€40,000€60,000Operating result 2021: €63,484€63,500Net result 2021: €54,890€54,900Operating result 2022: €56,794€56,800Net result 2022: €44,290€44,300Operating result 2023: €13,719€13,700Net result 2023: €7,532€7,530202120222023
The operating result has fallen two years in a row; 2023 is 76% below 2022 and is the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €113,347
Fixed assets €17,968 ▼ 47.0%
Current assets €95,379 ▼ 21.5%
Equity and liabilities €113,347
Equity €67,812 ▲ 12.5%
Debt €45,535 ▼ 52.2%
Debt's share of the balance-sheet total falls from 61.2% to 40.2%. Equity is higher and debt is lower.
Key figures and ratios
2023 value · change against 2022
EBITDA
€29,630▼
2022 · €66,816
Cash flow
€23,442▼
2022 · €54,312
Current ratio
3.02▲
2022 · 1.61
Debt to equity
0.67▼
2022 · 1.58
ROE
11.1%▼
2022 · 73.5%
ROA
6.6%▼
2022 · 28.5%
Interest coverage
13.55▼
2022 · 46.24
Debt ≤ 1 year
€31,532▼
2022 · €75,313
Debt > 1 year
€14,003▼
2022 · €19,859
Income taxes
€7,178▼
2022 · €13,557
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 45 lines
Balance sheet Code20222023
Assets
Total assets20/58€155,452€113,347▼
Fixed assets21/28€33,878€17,968▼
Tangible fixed assets22/27€33,878€17,968▼
Plant, machinery and equipment23€676-
Furniture and vehicles24€33,202€17,968▼
Current assets29/58€121,573€95,379▼
Amounts receivable within one year40/41€113,857€83,088▼
Trade receivables40€60,849€42,542▼
Other amounts receivable41€53,009€40,546▼
Cash at bank and in hand54/58€4,722€10,644▲
Deferred charges and accrued income490/1€2,994€1,647▼
Equity and liabilities
Total equity and liabilities10/49€155,452€113,347▼
Equity10/15€60,280€67,812▲
Contributions10/11€2,100€2,100=
Reserves13€210€210=
Non-distributable reserves130/1€210€210=
Reserves not available under the articles1311€210€210=
Profit (loss) carried forward14€57,970€65,502▲
Amounts payable17/49€95,172€45,535▼
Amounts payable after more than one year17€19,859€14,003▼
Financial debts170/4€19,859€14,003▼
Amounts payable within one year42/48€75,313€31,532▼
Current portion of amounts payable after more than one year42€7,966€5,856▼
Trade debts44€33,440€4,723▼
Suppliers440/4€33,440€4,723▼
Taxes, remuneration and social security45€18,907€20,953▲
Taxes450/3€13,541€20,953▲
Remuneration and social security454/9€5,366-
Other amounts payable47/48€15,000-
Income statement Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,022€15,910▲
Other operating charges640/8€1,829€1,458▼
Gross operating margin9900€68,645€31,088▼
Operating profit (loss)9901€56,794€13,719▼
Financial income75/76B€2,498€3,177▲
Recurring financial income75€2,498€3,177▲
Financial charges65/66B€1,445€2,187▲
Recurring financial charges65€1,445€2,187▲
Profit (loss) for the period before taxes9903€57,847€14,710▼
Income taxes67/77€13,557€7,178▼
Profit (loss) for the period9904€44,290€7,532▼
Profit (loss) for the period to be appropriated9905€44,290€7,532▼
Appropriation of the result
Profit (loss) to be appropriated9906€72,970€65,502▼
Profit (loss) brought forward from the previous period14P€28,680€57,970▲
Profit to be distributed694/7€15,000-
Directors or managers695€15,000-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202120222023Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,506€10,022€15,910▲ 58.7%
Other operating charges640/8-€1,829€1,458▼ 20.3%
Gross operating margin9900€69,546€68,645€31,088▼ 54.7%
Operating profit (loss)9901€63,484€56,794€13,719▼ 75.8%
Financial income75/76B-€2,498€3,177▲ 27.2%
Recurring financial income75€1,511€2,498€3,177▲ 27.2%
Financial charges65/66B-€1,445€2,187▲ 51.4%
Recurring financial charges65€1,110€1,445€2,187▲ 51.4%
Profit (loss) for the period before taxes9903€63,884€57,847€14,710▼ 74.6%
Income taxes67/77€8,994€13,557€7,178▼ 47.1%
Profit (loss) for the period9904€54,890€44,290€7,532▼ 83.0%
Profit (loss) for the period to be appropriated9905€54,890€44,290€7,532▼ 83.0%
Line202120222023Change
Assets
Total assets20/58€93,663€155,452€113,347▼ 27.1%
Fixed assets21/28€24,522€33,878€17,968▼ 47.0%
Tangible fixed assets22/27€24,522€33,878€17,968▼ 47.0%
Plant, machinery and equipment23-€676--
Furniture and vehicles24-€33,202€17,968▼ 45.9%
Current assets29/58€69,141€121,573€95,379▼ 21.5%
Amounts receivable within one year40/41€65,131€113,857€83,088▼ 27.0%
Trade receivables40-€60,849€42,542▼ 30.1%
Other amounts receivable41-€53,009€40,546▼ 23.5%
Cash at bank and in hand54/58€2,228€4,722€10,644▲ 125%
Deferred charges and accrued income490/1-€2,994€1,647▼ 45.0%
Equity and liabilities
Total equity and liabilities10/49€93,663€155,452€113,347▼ 27.1%
Equity10/15€30,990€60,280€67,812▲ 12.5%
Contributions10/11€2,100€2,100€2,100=
Reserves13€210€210€210=
Non-distributable reserves130/1-€210€210=
Reserves not available under the articles1311-€210€210=
Profit (loss) carried forward14€28,680€57,970€65,502▲ 13.0%
Amounts payable17/49€62,673€95,172€45,535▼ 52.2%
Amounts payable after more than one year17€9,852€19,859€14,003▼ 29.5%
Financial debts170/4-€19,859€14,003▼ 29.5%
Amounts payable within one year42/48€52,821€75,313€31,532▼ 58.1%
Current portion of amounts payable after more than one year42-€7,966€5,856▼ 26.5%
Trade debts44€9,980€33,440€4,723▼ 85.9%
Suppliers440/4-€33,440€4,723▼ 85.9%
Taxes, remuneration and social security45-€18,907€20,953▲ 10.8%
Taxes450/3-€13,541€20,953▲ 54.7%
Remuneration and social security454/9-€5,366--
Other amounts payable47/48-€15,000--
Line202120222023Change
Profit (loss) for the period9904€54,890€44,290€7,532▼ 83.0%
+ Depreciation and write-downs630€4,506€10,022€15,910▲ 58.7%
Operating cash flow (approximation)€59,396€54,312€23,442▼ 56.8%
Investment in fixed assets (approximation)--€19,379€0▲ 100%
Change in cash-€2,494€5,922▲ 137%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
15-12
Bankruptcy Opening
Ondernemingsrechtbank Brussel · event 09-12-2025
25-02
Bankruptcy Bankruptcy reversal
Ondernemingsrechtbank Gent, afdeling Gent · event 19-07-2024
2024
16-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Weakest financial yearnet €7,532 ▼83%
Net result drops to €7,532, the lowest in the series.
12-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
10-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
491 m²
Building footprint
464 m²
Volume, LiDAR
3,128 m³
2 parcels, Brussels, Flanders · tallest building 16.8 m, ±1 floor. Linked by address, not a title deed.
51 companies at this address See who is registered here
1 establishment unit
PMCV CONSTRUCT
François-Joseph Navezstraat 27, 1030 SchaarbeekLaying of wooden floor and wall coverings
since 20202.301.986.677
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21910E0123/00A006 Brussels 297 m² 1 · 296 m² 16.8 m · 1 fl.
23069A0144/00M004 Flanders 194 m² 1 · 168 m² 11.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator Stijn VANSCHOUBROEK
KEIZER KAREL- LAAN 586 BUS 9, 1082 SINT-AGATHA-BERCHEM-
09-12-2025 → present

Similar companies · same sector, comparable size

Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 6,208 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-02-2020
Fiscal year end30-06
Activities, NACEBEL 2025
43990Other specialised construction activities
43310Plastering work
43331Floor and wall tiling
43341Painting of buildings
43410Roofing work
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.