PMBE
ActiveThe computed 12-month bankruptcy probability of PMBE is 2.9% (moderate). The 2024 annual accounts show equity of €24k and a net result of €-3k. Equity is growing by ~36.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 36382 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency48▲+18
Growth52=
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.36 against 0.82 in 2023), and 62.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.8%
Return on assets
-4.2%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
2021222324
2020 to 2024 · latest year -€3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
30 d late
2022
145 d early
2021
30 d late
2020
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€24k▼ 10.1%
2023 · €27k
2020: €8k
2021: €13k
2022: €25k
2023: €27k
2020 → 2024
Total assets
€63k▼ 43.9%
2023 · €113k
2020: €47k
2021: €35k
2022: €93k
2023: €113k
2020 → 2024
Net result
€-3k▲ 75.4%
2023 · €-11k
2020: €2k
2021: €5k
2022: €12k
2023: €-11k
2020 → 2024
Working capital
€-7k▼ 45.6%
2023 · €-5k
2020: €11k
2021: €6k
2022: €423
2023: €-5k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€8k-€13k▲ 68.2%€25k▲ 89.6%€27k▲ 6.1%€24k▼ 10.1%
Operating result€7k-€13k▲ 70.0%€20k▲ 57.9%€-7k€147
Net result€2k-€5k▲ 221%€12k▲ 121%€-11k€-3k▲ 75.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €147 after a loss of €7k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €31k
Fixed assets
€28k▼ 47.0%
Current assets
€4k▼ 81.5%
Equity and liabilities €63k
Equity
€24k▼ 10.1%
Debt
€39k▼ 54.4%
The debt ratio falls from 76.5% to 62.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€18k▲
2023 · €9k
Cash flow
€15k▲
2023 · €6k
Solvency
37.8%▲
2023 · 23.5%
Current ratio
0.36▼
2023 · 0.82
Quick ratio
0.36▼
2023 · 0.62
Debt / equity
1.65▼
2023 · 3.25
ROE
-11.2%▲
2023 · -40.8%
ROA
-4.2%▲
2023 · -9.6%
Interest coverage
6.78▲
2023 · 2.71
Debt
€39k▼
2023 · €87k
Debt ≤ 1 year
€11k▼
2023 · €26k
Debt > 1 year
€29k▼
2023 · €61k
Income taxes
€140▲
2023 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Total assets
20/58€113k€63k▼
Fixed assets
21/28€52k€28k▼
Formation expenses
20€40k€32k▼
Tangible fixed assets
22/27€52k€28k▼
Current assets
29/58€21k€4k▼
Stocks & contracts in progress
3€5k-
Amounts receivable within one year
40/41€6k€509▼
Cash & bank
54/58€8k€1k▼
Total equity & liabilities
10/49€113k€63k▼
Equity
10/15€27k€24k▼
Contributions / capital
10/11€19k€19k=
Accumulated profits (losses)
14€8k€5k▼
Amounts payable
17/49€87k€39k▼
Amounts payable after one year
17€61k€29k▼
Amounts payable within one year
42/48€26k€11k▼
Trade debts payable within one year
44€15k€4k▼
Income statement
Code20232024
Gross operating margin
9900€10k€19k▲
Operating result
9901€-7k€147▲
Financial charges
65€3k€3k▼
Result before taxes
9903€-11k€-3k▲
Income taxes
67/77€132€140▲
Net result for the period
9904€-11k€-3k▲
Result to be appropriated
9905€-11k€-3k▲
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
19-05
State Gazette act
Director changes
19-05
State Gazette act
Registered-office change
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
16-02
State Gazette act
Registered-office change
2023
31-12
Financial
Weakest financial yearnet €-11k ▼192%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
06-04
State Gazette act
Registered-office change
08-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2020net €12k ▲121%
Operating result €20k, net result €12k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Janssen Bart
CurrentDirector · since 18-10-2024
18-10-2024
Appointed as Director
Location & real-estate footprint
Registered office, Zutendaal · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
15 Augustusstraat 823690 ZutendaalGround area
221 m²
Building footprint
67 m²
Volume, LiDAR
423 m³
Parcel 71067B0772/00H000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PMBE bvba
since 20192.301.944.612
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71067B0772/00H000 | Flanders | 221 m² | 1 · 67 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
GLOBAL STROOM
BE 0730.853.131
Wommelgem · Eq €24k
ELTB
BE 0742.796.702
Beveren-Kruibeke-Zwijndrecht · Eq €24k
Denem Tech
BE 1017.266.516
Heusden-Zolder · Eq €24k
EBM-Service
BE 1031.713.972
Pelt · Eq €24k
GSTV
BE 1028.229.692
Nivelles · Eq €24k
Of 22,725 companies in sector 43211 we hold annual accounts for 10,163. 7,437 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-01-2019
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.