PMB Consulting
ActivePMB Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €77k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.35 against 2.4 in 2024; short-term debt: 29.6% and cash: 84.3% of total assets), and 29.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.4%
Return on assets
41.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 d early
2024
59 d early
2023
2 d early
2022
3 d early
2021
12 d late
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€132k▲ 39.7%
2024 · €94k
2019: €52k
2020: €72k
2021: €108k
2022: €108k
2023: €68k
2024: €94k
2019 → 2025
Total assets
€187k▲ 17.3%
2024 · €160k
2019: €63k
2020: €81k
2021: €165k
2022: €159k
2023: €110k
2024: €160k
2019 → 2025
Net result
€77k▲ 19.4%
2024 · €65k
2019: €46k
2020: €20k
2021: €46k
2022: €24k
2023: €37k
2024: €65k
2019 → 2025
Working capital
€130k▲ 42.3%
2024 · €92k
2019: €43k
2020: €63k
2021: €96k
2022: €98k
2023: €57k
2024: €92k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€108k=€68k▼ 37.1%€94k▲ 39.1%€132k▲ 39.7%
Operating result€60k-€32k▼ 46.4%€48k▲ 50.0%€83k▲ 73.3%€103k▲ 23.9%
Net result€46k-€24k▼ 47.0%€37k▲ 51.8%€65k▲ 75.0%€77k▲ 19.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€1k▼ 51.7%
Current assets
€186k▲ 18.4%
Equity and liabilities €187k
Equity
€132k▲ 39.7%
Debt
€55k▼ 15.2%
The debt ratio falls from 40.9% to 29.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€105k▲
2024 · €92k
Cash flow
€79k▲
2024 · €73k
Solvency
70.4%▲
2024 · 59.1%
Current ratio
3.35▲
2024 · 2.40
Quick ratio
3.35▲
2024 · 2.40
Debt / equity
0.42▼
2024 · 0.69
ROE
58.8%▼
2024 · 68.8%
ROA
41.4%▲
2024 · 40.6%
Interest coverage
505.69▲
2024 · 389.45
Debt
€55k▼
2024 · €65k
Debt ≤ 1 year
€55k▼
2024 · €65k
Income taxes
€26k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€187k▲
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€157k€186k▲
Amounts receivable within one year40/41€47k€24k▼
Trade receivables40€37k€16k▼
Other amounts receivable41€10k€8k▼
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€106k€158k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€160k€187k▲
Equity10/15€94k€132k▲
Contributions10/11€4k€4k=
Reserves13€91k€128k▲
Distributable reserves133€91k€128k▲
Amounts payable17/49€65k€55k▼
Amounts payable within one year42/48€65k€55k▼
Current portion of amounts payable after more than one year42€565-
Trade debts44€854€1k▲
Suppliers440/4€854€1k▲
Taxes, remuneration and social security45€26k€14k▼
Taxes450/3€23k€12k▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€38k€40k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€2k▼
Other operating charges640/8€9k€6k▼
Gross operating margin9900€100k€110k▲
Operating profit (loss)9901€83k€103k▲
Financial income75/76B€583€710▲
Recurring financial income75€583€710▲
Financial charges65/66B€235€207▼
Recurring financial charges65€235€207▼
Profit (loss) for the period before taxes9903€83k€103k▲
Income taxes67/77€19k€26k▲
Profit (loss) for the period9904€65k€77k▲
Profit (loss) for the period to be appropriated9905€65k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€77k▲
Transfer to equity691/2€27k€37k▲
To other reserves6921€27k€37k▲
Profit to be distributed694/7€38k€40k▲
Return on contributions (dividend)694€38k€40k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €77k ▲19.4%
Operating result €103k, net result €77k, both a record.
31-12
Financial
Equity above €100kEq €132k ▲39.7%
7 profitable years in a row build equity to €132k.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Equity above €100kEq €108k ▲49.1%
3 profitable years in a row build equity to €108k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €20k ▼56.8%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place des Combattants(LVG) 74141 SprimontGround area
428 m²
Building footprint
130 m²
Volume, LiDAR
1,119 m³
Parcel 62067B0579/00E000, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Place des Combattants(LVG) 7, 4141 Sprimont
since 20192.284.272.497
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62067B0579/00E000 | Wallonia | 428 m² | 1 · 130 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PATRYK PAWLAK DIGILATERAL CONSULTING
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JCO INTERNATIONAL
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Liselotte Ampe
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,503 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.