PM VENTURES
ActiveSummary
PM VENTURES has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €974 and a net result of €85,320. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency27▼-63
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.9%
Return on assets
166.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 32023 sector peers (2025).
NBB · sector comparisonPosition among 32023 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
4 d late
2024
7 d early
2023
6 d early
2022
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€974▼ 99.0%
2024 · €100,796
Total assets
€51,248▼ 66.9%
2024 · €154,619
Net result
€85,320▲ 40.2%
2024 · €60,874
Working capital
-€19,394
2024 · €80,138
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€3,463-€49,919▲ 1,342%€77,774▲ 55.8%€108,605▲ 39.6%
Net result€1,600below the sector's middle half-€39,022within the sector's middle half▲ 2,340%€60,874within the sector's middle half▲ 56.0%€85,320above the sector's middle half▲ 40.2%
Equity€900below the sector's middle half-€39,922within the sector's middle half▲ 4,338%€100,796within the sector's middle half▲ 152%€974below the sector's middle half▼ 99.0%
Total assets€76,714below the sector's middle half-€106,631within the sector's middle half▲ 39.0%€154,619within the sector's middle half▲ 45.0%€51,248below the sector's middle half▼ 66.9%
Debt€75,814-€66,709▼ 12.0%€53,823▼ 19.3%€50,274▼ 6.6%
Working capital-€11,009below the sector's middle half-€16,068within the sector's middle half€80,138within the sector's middle half▲ 399%-€19,394below the sector's middle half
Solvency1.2%below the sector's middle half-37.4%within the sector's middle half▲ 36.3pp65.2%within the sector's middle half▲ 27.8pp1.9%below the sector's middle half▼ 63.3pp
Current ratio0.69below the sector's middle half-1.43within the sector's middle half▲ 0.743.30within the sector's middle half▲ 1.860.55below the sector's middle half▼ 2.75
Return on assets (ROA)2.1%within the sector's middle half-36.6%above the sector's middle half▲ 34.5pp39.4%above the sector's middle half▲ 2.8pp166.5%above the sector's middle half▲ 127.1pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51,248
Fixed assets
€27,618 ▼ 30.2%
Current assets
€23,630 ▼ 79.5%
Equity and liabilities €51,248
Equity
€974 ▼ 99.0%
Debt
€50,274 ▼ 6.6%
Debt's share of the balance-sheet total rises from 34.8% to 98.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€121,887▲
2024 · €91,595
Cash flow
€98,602▲
2024 · €74,694
Interest coverage
267.25▲
2024 · 136.53
Debt ≤ 1 year
€43,024▲
2024 · €34,886
Debt > 1 year
€6,670▼
2024 · €17,982
Income taxes
€23,117▲
2024 · €16,259
Equity ratios withheld: equity of €974 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
3.0%
went bankrupt
2.8%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,917 | €14,184 | €13,821 | €13,282 | ▼ 3.9% |
| Other operating charges640/8 | €408 | €739 | €655 | €919 | ▲ 40.3% |
| Gross operating margin9900 | €10,788 | €64,842 | €92,250 | €122,806 | ▲ 33.1% |
| Operating profit (loss)9901 | €3,463 | €49,919 | €77,774 | €108,605 | ▲ 39.6% |
| Financial income75/76B | €22 | €37 | €30 | €288 | ▲ 863% |
| Recurring financial income75 | €22 | €37 | €30 | €288 | ▲ 863% |
| Financial charges65/66B | €463 | €694 | €671 | €456 | ▼ 32.0% |
| Recurring financial charges65 | €463 | €694 | €671 | €456 | ▼ 32.0% |
| Profit (loss) for the period before taxes9903 | €3,022 | €49,262 | €77,133 | €108,437 | ▲ 40.6% |
| Income taxes67/77 | €1,422 | €10,240 | €16,259 | €23,117 | ▲ 42.2% |
| Profit (loss) for the period9904 | €1,600 | €39,022 | €60,874 | €85,320 | ▲ 40.2% |
| Profit (loss) for the period to be appropriated9905 | €1,600 | €39,022 | €60,874 | €85,320 | ▲ 40.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €76,714 | €106,631 | €154,619 | €51,248 | ▼ 66.9% |
| Formation expenses20 | €462 | €156 | €0 | - | - |
| Fixed assets21/28 | €52,020 | €53,260 | €39,595 | €27,618 | ▼ 30.2% |
| Tangible fixed assets22/27 | €51,870 | €53,110 | €39,445 | €27,468 | ▼ 30.4% |
| Furniture and vehicles24 | €51,870 | €53,110 | €39,445 | €27,468 | ▼ 30.4% |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €24,232 | €53,215 | €115,023 | €23,630 | ▼ 79.5% |
| Amounts receivable within one year40/41 | €12,100 | €13,310 | €13,310 | €5,082 | ▼ 61.8% |
| Trade receivables40 | €12,100 | €13,310 | €13,310 | €5,082 | ▼ 61.8% |
| Cash at bank and in hand54/58 | €10,240 | €37,822 | €65,997 | €16,537 | ▼ 74.9% |
| Deferred charges and accrued income490/1 | €1,892 | €2,083 | €35,716 | €2,010 | ▼ 94.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €76,714 | €106,631 | €154,619 | €51,248 | ▼ 66.9% |
| Equity10/15 | €900 | €39,922 | €100,796 | €974 | ▼ 99.0% |
| Contributions10/11 | €100 | €100 | €100 | €100 | = |
| Reserves13 | €800 | €39,822 | €100,696 | €874 | ▼ 99.1% |
| Distributable reserves133 | €800 | €39,822 | €100,696 | €874 | ▼ 99.1% |
| Profit (loss) carried forward14 | €0 | €0 | - | €0 | - |
| Amounts payable17/49 | €75,814 | €66,709 | €53,823 | €50,274 | ▼ 6.6% |
| Amounts payable after more than one year17 | €40,153 | €29,142 | €17,982 | €6,670 | ▼ 62.9% |
| Financial debts170/4 | €40,153 | €29,142 | €17,982 | €6,670 | ▼ 62.9% |
| Amounts payable within one year42/48 | €35,241 | €37,147 | €34,886 | €43,024 | ▲ 23.3% |
| Current portion of amounts payable after more than one year42 | €10,863 | €11,011 | €11,161 | €11,312 | ▲ 1.4% |
| Trade debts44 | €1,518 | €1,429 | €1,082 | €1,832 | ▲ 69.3% |
| Suppliers440/4 | €1,518 | €1,429 | €1,082 | €1,832 | ▲ 69.3% |
| Taxes, remuneration and social security45 | €4,415 | €16,725 | €22,538 | €7,717 | ▼ 65.8% |
| Taxes450/3 | €4,415 | €16,725 | €22,538 | €7,717 | ▼ 65.8% |
| Other amounts payable47/48 | €18,444 | €7,982 | €105 | €22,163 | ▲ 20,987% |
| Accrued charges and deferred income492/3 | €420 | €420 | €956 | €581 | ▼ 39.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,600 | €39,022 | €60,874 | €85,320 | ▲ 40.2% |
| + Depreciation and write-downs630 | €6,917 | €14,184 | €13,821 | €13,282 | ▼ 3.9% |
| Operating cash flow (approximation) | €8,517 | €53,207 | €74,694 | €98,602 | ▲ 32.0% |
| Investment in fixed assets (approximation) | - | -€15,424 | -€156 | -€1,305 | ▼ 736% |
| Change in cash | - | €27,582 | €28,175 | -€49,460 | ▼ 276% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
04-02
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2025
31-12
Financial
Highest result since 2022net €85,320 ▲40.2%
Operating result €108,605, net result €85,320, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.30
Current ratio from 1.43 to 3.30; short-term debt falls from €37,147 to €34,886.
31-12
Financial
Equity above €100,000Eq €100,796 ▲152%
3 profitable years in a row build equity to €100,796.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
10-01
State Gazette act
General meeting · Purpose change
Corporate purpose · Capital decrease
2023
31-12
Financial
Liquidity doublescurrent ratio 1.43
Current ratio from 0.69 to 1.43.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2022
Ground area
303 m²
Building footprint
121 m²
Volume, LiDAR
885 m³
Parcel 33302A0090/00G003, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PM VENTURES
since 20222.332.569.886
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33302A0090/00G003 | Flanders | 303 m² | 1 · 121 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,601 companies in this sector we hold annual accounts for 52,615. 4,842 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded15-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
64210Activities of holding companies
85599Other education
Contact
Website
www.pmventures.be
E-mail
info@PMVENTURES.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0787313960
Also
9925:BE0787313960
Registered
09-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.