PM Lissé België
ActiveThe computed 12-month bankruptcy probability of PM Lissé België is 1.9% (moderate). The 2025 annual accounts show equity of €189k and a net result of €68k. Equity is growing by ~80.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 27676 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.27 against 2.49 in 2024; short-term debt: 30.1% and cash: 20.5% of total assets), and 30.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.9%
Return on assets
25.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€189k▲ 56.6%
2024 · €121k
2022: €8k
2023: €39k
2024: €121k
2022 → 2025
Total assets
€270k▲ 37.3%
2024 · €197k
2022: €30k
2023: €85k
2024: €197k
2022 → 2025
Net result
€68k▼ 16.1%
2024 · €81k
2022: €6k
2023: €31k
2024: €81k
2022 → 2025
Working capital
€184k▲ 62.7%
2024 · €113k
2022: €17k
2023: €39k
2024: €113k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€8k-€39k▲ 395%€121k▲ 207%€189k▲ 56.6%
Operating result€9k-€41k▲ 373%€104k▲ 157%€90k▼ 13.9%
Net result€6k-€31k▲ 388%€81k▲ 160%€68k▼ 16.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€4k▼ 38.7%
Current assets
€266k▲ 40.2%
Equity and liabilities €270k
Equity
€189k▲ 56.6%
Debt
€81k▲ 6.7%
The debt ratio falls from 38.7% to 30.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€92k▼
2024 · €106k
Cash flow
€71k▼
2024 · €83k
Solvency
69.9%▲
2024 · 61.3%
Current ratio
3.27▲
2024 · 2.49
Quick ratio
2.70▲
2024 · 1.88
Debt / equity
0.43▼
2024 · 0.63
ROE
36.1%▼
2024 · 67.4%
ROA
25.3%▼
2024 · 41.3%
Interest coverage
52.94▼
2024 · 188.85
Debt
€81k▲
2024 · €76k
Debt ≤ 1 year
€81k▲
2024 · €76k
Income taxes
€20k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€197k€270k▲
Fixed assets21/28€7k€4k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€5k€3k▼
Current assets29/58€190k€266k▲
Stocks and contracts in progress3€47k€47k=
Stocks30/36€47k€47k=
Amounts receivable within one year40/41€56k€164k▲
Trade receivables40€56k€164k▲
Cash at bank and in hand54/58€87k€55k▼
Deferred charges and accrued income490/1€365-
Equity and liabilities
Total equity and liabilities10/49€197k€270k▲
Equity10/15€121k€189k▲
Contributions10/11€2k€2k=
Reserves13€119k€187k▲
Distributable reserves133€119k€187k▲
Amounts payable17/49€76k€81k▲
Amounts payable within one year42/48€76k€81k▲
Current portion of amounts payable after more than one year42€2k-
Trade debts44€23k€27k▲
Suppliers440/4€23k€27k▲
Taxes, remuneration and social security45€49k€44k▼
Taxes450/3€48k€42k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€996€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€3k€672▼
Gross operating margin9900€109k€93k▼
Operating profit (loss)9901€104k€90k▼
Financial income75/76B€36€7▼
Recurring financial income75€36€7▼
Financial charges65/66B€560€2k▲
Recurring financial charges65€560€2k▲
Profit (loss) for the period before taxes9903€103k€88k▼
Income taxes67/77€22k€20k▼
Profit (loss) for the period9904€81k€68k▼
Profit (loss) for the period to be appropriated9905€81k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€68k▼
Profit (loss) brought forward from the previous period14P€38k-
Transfer to equity691/2€119k€68k▼
To other reserves6921€119k€68k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €189k ▲56.6%
4 profitable years in a row build equity to €189k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2022net €81k ▲160%
Operating result €104k, net result €81k, both a record.
30-09
Financial
Equity above €100kEq €121k ▲207%
3 profitable years in a row build equity to €121k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hillestraat 119991 MaldegemGround area
1,346 m²
Building footprint
330 m²
Volume, LiDAR
1,732 m³
Parcel 43001B0002/00R000, Flanders · tallest building 16.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PM Lissé België
since 20212.325.066.838
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43001B0002/00R000 | Flanders | 1,346 m² | 1 · 330 m² | 16.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Avonds Yve
BE 0821.092.825
Olen · Eq €189k
LB ELEK
BE 0871.731.971
Sint-Katelijne-Waver · Eq €189k
KBLS
BE 0736.918.106
Turnhout · Eq €189k
VANDEWALLE ELECTRICS
BE 0805.101.582
Alveringem · Eq €189k
DWN Elektriciteit
BE 1001.843.912
Zottegem · Eq €189k
Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,346 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2021
Fiscal year end30-09
Activities, NACEBEL
43211General electrical installation work
43310Plastering work
46831Wholesale of construction materials, general range
81220Other building cleaning and industrial cleaning
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.