PM carré
ActivePM carré has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31k and a net result of €2k. Equity is growing by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 5895 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+5
Solvency45▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.05 in 2023; short-term debt: 80.2% and cash: 3.4% of total assets), and 80.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.8%
Return on assets
1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
50 d late
2023
40 d late
2022
27 d early
2021
30 d late
2020
61 d late
2019
109 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€31k▲ 5.4%
2023 · €29k
2018: €39k
2019: €24k
2020: €22k
2021: €22k
2022: €35k
2023: €29k
2018 → 2024
Total assets
€156k▼ 7.5%
2023 · €169k
2018: €195k
2019: €232k
2020: €217k
2021: €209k
2022: €195k
2023: €169k
2018 → 2024
Net result
€2k
2023 · €-6k
2018: €-8k
2019: €-14k
2020: €-3k
2021: €550
2022: €13k
2023: €-6k
2018 → 2024
Working capital
€-119k▲ 9.6%
2023 · €-132k
2018: €59k
2019: €-169k
2020: €-175k
2021: €-163k
2022: €-138k
2023: €-132k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€22k-€22k▲ 2.5%€35k▲ 57.7%€29k▼ 16.2%€31k▲ 5.4%
Operating result€-3k-€937€13k▲ 1,268%€-6k€2k
Net result€-3k-€550€13k▲ 2,225%€-6k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €2k after a loss of €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €156k
Fixed assets
€150k▼ 6.9%
Current assets
€6k▼ 20.2%
Equity and liabilities €156k
Equity
€31k▲ 5.4%
Debt
€125k▼ 10.2%
The debt ratio falls from 82.6% to 80.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2023 · €6k
Cash flow
€13k▲
2023 · €6k
Solvency
19.8%▲
2023 · 17.4%
Current ratio
0.05▼
2023 · 0.05
Quick ratio
0.05▼
2023 · 0.05
Debt / equity
4.05▼
2023 · 4.76
ROE
5.1%▲
2023 · -19.4%
ROA
1.0%▲
2023 · -3.4%
Interest coverage
530.78▲
2023 · 145.45
Debt
€125k▼
2023 · €139k
Debt ≤ 1 year
€125k▼
2023 · €139k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€169k€156k▼
Fixed assets21/28€161k€150k▼
Tangible fixed assets22/27€161k€150k▼
Land and buildings22€161k€150k▼
Current assets29/58€7k€6k▼
Amounts receivable within one year40/41€1k€487▼
Trade receivables40€1k-
Other amounts receivable41-€487
Cash at bank and in hand54/58€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€169k€156k▼
Equity10/15€29k€31k▲
Contributions10/11€6k€6k=
Reserves13€41k€41k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€39k€39k=
Profit (loss) carried forward14€-18k€-16k▲
Amounts payable17/49€139k€125k▼
Amounts payable within one year42/48€139k€125k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€672€1k▲
Taxes450/3€672€1k▲
Other amounts payable47/48€137k€122k▼
Income statement
Code20232024
Non-recurring operating income76A-€201
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€767€2k▲
Non-recurring operating charges66A€11k-
Gross operating margin9900€18k€15k▼
Operating profit (loss)9901€-6k€2k▲
Financial charges65/66B€42€24▼
Recurring financial charges65€42€24▼
Profit (loss) for the period before taxes9903€-6k€2k▲
Profit (loss) for the period9904€-6k€2k▲
Profit (loss) for the period to be appropriated9905€-6k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-16k▲
Profit (loss) brought forward from the previous period14P€-12k€-18k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €13k ▲2225%
Operating result €13k, net result €13k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €550
Net result €550 after 3 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 109 days late
2019
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 77 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arlon · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève des Espagnols 976700 ArlonGround area
6.1 ha
Building footprint
97 m²
Volume, LiDAR
1,143 m³
2 parcels, Wallonia · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de Longwy 147, 6700 Arlon
since 20132.218.195.802
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81001A1104/00R000 | Wallonia | 6.0 ha | - | - |
| 81001A2056/00W000 | Wallonia | 383 m² | 1 · 97 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,280 companies in sector 81100 we hold annual accounts for 677. 321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-01-2013
Fiscal year end31-12
Activities, NACEBEL
81100Combined facilities support activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.