Turnover
≈ €310,000 estimated
The micro format states no turnover.
PLUVIA
Lifetime
6 annual accounts with figures on one time axispeak €172,096 (2023)
€96,148▲ 24.6%
lowest -€24,938 (2025)
-€24,938▼ €30,786
peak €27,767 (2024)
€2,829▼ 89.8%
€723,093▲ 303%
peak 8.2 FTE (2020)
-not published
Board2 names since 2019
1 directorVAN WAYENBERGE Floris
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €77,137 to €96,148Loss of €24,938Equity from €27,767 to €2,829Debts from €179,460 to €723,093Investments €545,712
Key points
from the 2025 annual accountsDebts
€723,093 100% of the balance sheet
Financial debts 70%Suppliers 0%Taxes and wages 0%Other 30%
Of this, €220,331 falls due within a year.
Securities
€27,500
Mortgages, new in 2025. 9.7 times equity · not in the 2024 accounts.
Investments
€545,712 14.1 × depreciation
Green is investment, beige is depreciation.
Filings
6 annual accounts 1 late
The 2021 accounts came 31 days late. The other five were filed on time.
Position in the sector
-€24,938
Lower net result than 90% of companies in food and beverage service. Sector median €4,883 · 17,138 companies.
Checked score
54
Fair
Financially stronger than 25% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.6%highest value
01-2025: 4.5%▼ -0.1 percentage points vs 12-2024
02-2025: 4.4%▼ -0.1 percentage points vs 01-2025
03-2025: 4.3%▼ -0.1 percentage points vs 02-2025
04-2025: 4.4%▲ +0.1 percentage points vs 03-2025
05-2025: 4.5%▲ +0.1 percentage points vs 04-2025
06-2025: 4.5%● unchanged vs 05-2025
07-2025: 2.4%▼ -2.1 percentage points vs 06-2025
08-2025: 2.3%▼ -0.1 percentage points vs 07-2025
09-2025: 2.3%● unchanged vs 08-2025
10-2025: 2.3%● unchanged vs 09-2025
11-2025: 2.3%● unchanged vs 10-2025
12-2025: 2.3%● unchanged vs 11-2025
01-2026: 2.3%● unchanged vs 12-2025
02-2026: 1.9%▼ -0.4 percentage points vs 01-2026
03-2026: 1.9%● unchanged vs 02-2026
04-2026: 2.0%▲ +0.1 percentage points vs 03-2026
05-2026: 2.0%● unchanged vs 04-2026
06-2026: 2.0%● unchanged vs 05-2026
07-2026: 2.2%▲ +0.2 percentage points vs 06-2026
08-2026: 1.5%▼ -0.7 percentage points vs 07-2026lowest value
09-2026: 1.5%● unchanged vs 08-2026lowest value
10-2026: 1.6%▲ +0.1 percentage points vs 09-2026
11-2026: 1.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Sector: Food and beverage service activities (NACE 56)
Equity €2,829 (0.4% of total assets)
Founded in 2019
lowers risk
Size: total assets €725,923
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 26% of them on solvency, 37% on liquidity, 28% on profitability and 8% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 819 companies had the same profile as PLUVIA has now. Each dot stands for 3 companies, two years later.
94.7%
were still trading
3.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PLUVIA itself: 1.6% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 819 companies, not a prediction for PLUVIA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.27 (0.67 in 2024), below 1. Short-term debt is 30.4% and cash 3.5% of total assets. 99.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
31 days early
2023
23 days early
2022
on the day
2021
31 days late
2020
9 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 5 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VAN WAYENBERGE Floris 50 sharesdeed of 09-12-2019
- DE BLOCK Samuel 50 sharesdeed of 09-12-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0738510092
Resignation: De Block Samuel (director)
Director discharge: De Block Samuel · General meeting of 18-02-2021 · Gazette deed
Incorporation
Founding capital of €25,000, 100 shares · Founders: VAN WAYENBERGE Floris and DE BLOCK Samuel · Appointments: VAN WAYENBERGE Floris (statutory director) and DE BLOCK Samuel (director) · published on 09-12-2019 · Gazette deed
First establishment
Taverne Idefix, Aalstersesteenweg 2, Ninove
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PLUVIA Ninove | €725,923 | €96,148 | 0.4% | - |
| MATEUS PEREIRA Nieuwpoort | €685,657 | €107,677 | 7.8% | - |
| KAMPERNOELIE Bilzen-Hoeselt | €635,671 | €101,935 | 10.5% | - |
| LOTADHASEL Waterloo | €670,572 | €85,089 | 30.9% | - |
| Thomai Kluisbergen | €641,838 | €83,062 | 25.3% | 2 |
| 't Pachthuis Zottegem | €832,337 | €141,009 | 32.6% | - |
| De Polderij Beveren-Kruibeke-Zwijndrecht | €512,579 | €94,520 | 50.9% | - |
These companies have the same main activity as PLUVIA: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €513,000 and €832,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 28-11-2019Normal situation
- Activity
- Full-service restaurantsNACE 56111and 2 others
- Joint committee
- 302Hotels and catering · annual accounts 2023
- Establishment unit
- 2.296.470.5459400 Ninove, since 27-11-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Annual accounts 2025
- €725,923▲ 250%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on PLUVIA
PLUVIA files the micro format. That format states no turnover. The gross margin fell from €99,470 in 2020 to €96,148 in 2025.
The balance sheet grew most in 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PLUVIA
- What is the company number of PLUVIA?
- The company number of PLUVIA is 0738.510.092. The VAT number is the same number with BE in front: BE 0738.510.092.
- Where is PLUVIA based?
- The registered office is at Aalstersesteenweg 2, 9400 Ninove.Company details
- What does PLUVIA do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of PLUVIA?
- PLUVIA is a private limited company (BV).
- When was PLUVIA founded?
- PLUVIA was founded on 28-11-2019.
- Is PLUVIA still active?
- Yes, PLUVIA is an active enterprise in the KBO register.
- How many employees does PLUVIA have?
- PLUVIA had an average of 13.6 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does PLUVIA fall under?
- In its 2023 annual accounts, PLUVIA states joint committee 302 (Hotels and catering).
- What is the turnover of PLUVIA?
- The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €96,148 and 72 comparable companies (NACE 56111). It probably lies between €260,000 and €410,000.
- Is PLUVIA profitable?
- In financial year 2025, PLUVIA made a loss of €24,938.
- Where can I find the annual accounts of PLUVIA?
- PLUVIA filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PLUVIA due?
- PLUVIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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