Equity
€5,000 from €62,428 in 2024
Equity fell by 92% in 1 year.
PLUSMINUS
Lifetime
4 annual accounts with figures on one time axispeak €53,450 (2025)
€53,450▲ 30.0%
lowest -€441 (2022)
€40,541▲ 33.9%
peak €62,428 (2024)
€5,000▼ 92.0%
€52,883▲ 182%
Board1 name since 2022
1 directorLAGA Astrid Ivo Marie
Documentsfilings and deeds
04-06-202657 days before the deadline
2025micro format
Gross margin from €41,116 to €53,450Result from €30,269 to €40,541Registered office moved from Izegem to Ghent 02-12Dividend €97,969Equity from €62,428 to €5,000Debts from €18,720 to €52,883
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Debts
€52,883 91% of the balance sheet
Suppliers 7%Taxes and wages 16%Other 77%
Of this, €52,733 falls due within a year.
Liquidity
1.10 was 4.33 in 2024
Short-term debts rose from €18,720 to €52,733.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 9 to 57 days before the end of the period.
Position in the sector
€5,000
Less equity than 90% of companies in legal and accounting. Sector median €86,535 · 15,833 companies.
Checked score
91
Excellent
Financially stronger than 32% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Equity €5,000 (8.6% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 1.10, cash €56,478
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 14% of them on solvency, 28% on liquidity, 82% on profitability and 4% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,157 companies had the same profile as PLUSMINUS has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PLUSMINUS itself is lower: 0.1% within 12 months. It rests on far more data about PLUSMINUS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for PLUSMINUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 15828 sector peers (2025).
NBB · sector comparisonPosition among 15828 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
57 days early
2024
9 days early
2023
21 days early
2022
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 32 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LAGA Astrid 100 sharesdeed of 21-12-2022
- LAGA Astrid Ivo Marie founderdeed of 21-12-2022
Recent changes
Registered office moved from Izegem to Ghent
New registered office: Martelaarslaan 359, 9000 Gent · Previous registered office: Gentseheerweg 48, 8870 Izegem · Board meeting of 17-11-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0794989927
Incorporation
Founding capital of €5,000, 100 shares · Founder: LAGA Astrid Ivo Marie · Appointment: LAGA Astrid Ivo Marie (statutory director) · published on 21-12-2022 · Gazette deed
First establishment
Martelaarslaan 359, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PLUSMINUS Ghent | €57,883 | €53,450 | 8.6% | - |
| Notaris Maria Bex Bilzen-Hoeselt | €69,471 | €58,268 | 6.9% | - |
| Justine TUYTTENS, Notaire associé Celles (lez-Tournai) | €50,936 | €52,921 | 82.2% | - |
| NOTARIS MARIEKE VERAVERBEKE Ghent | €60,730 | €41,972 | 72.3% | - |
| Julie Arts, kandidaat-notaris Brasschaat | €48,965 | €37,047 | 63.3% | - |
| Notaris Stefanie Hendrikx Zonhoven | €84,325 | €74,279 | 4.2% | - |
| NH AUTHENTIC Wemmel | €79,383 | €42,206 | 70.0% | - |
These companies have the same main activity as PLUSMINUS: activities of notaries (NACE 69102). They are comparable in size and age: total assets between €49,000 and €84,300, founded between 2021 and 2024.
Official details
Source: KBO- Status
- Active since 19-12-2022Normal situation
- Activity
- Activities of notariesNACE 69102
- Establishment unit
- 2.341.327.5039000 Ghent, since 19-12-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 04-11-2025
Annual accounts 2025
- €57,883▼ 28.7%
- Filing
- Filed on 04-06-2026, 57 days before the end of the filing period
Insights on PLUSMINUS
PLUSMINUS files the micro format. That format states no turnover. The gross margin rose from -€150 in 2022 to €53,450 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PLUSMINUS
- What is the company number of PLUSMINUS?
- The company number of PLUSMINUS is 0794.989.927. The VAT number is the same number with BE in front: BE 0794.989.927.
- Where is PLUSMINUS based?
- The registered office is at Martelaarslaan 359, 9000 Ghent.Company details
- What does PLUSMINUS do?
- According to the KBO register, the main activity is activities of notaries (NACE 69102).
- What is the legal form of PLUSMINUS?
- PLUSMINUS is a private limited company (BV).
- When was PLUSMINUS founded?
- PLUSMINUS was founded on 19-12-2022.
- Is PLUSMINUS still active?
- Yes, PLUSMINUS is an active enterprise in the KBO register.
- What is the turnover of PLUSMINUS?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €53,450 and 85 comparable companies (NACE 69). It probably lies between €87,000 and €150,000.Financials
- Is PLUSMINUS profitable?
- In financial year 2025, PLUSMINUS made a profit of €40,541.
- Where can I find the annual accounts of PLUSMINUS?
- PLUSMINUS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PLUSMINUS due?
- PLUSMINUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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