Equity
PLUS has made a profit without a break since 2013.
In July 2024, 31,386 companies had the same profile as PLUS has now. Each dot stands for 79 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,386 companies, not a prediction for PLUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| PLUS Zaventem | €70,313 | €9,902 | 81.0% | - |
| QUATTRO CLASSICS Leuven | €62,669 | €12,672 | -0.3% | - |
| CORZY Zaventem | €63,390 | €9,263 | -51.1% | - |
| U.S.A. CAR CENTER TIENEN Tienen | €84,765 | €15,591 | -342.3% | - |
| Jean RAES Durbuy | €94,891 | €11,165 | 86.8% | - |
| AUTOMOBILES COLLIN Marche-en-Famenne | €68,738 | €9,609 | 91.4% | - |
| Alim Mons | €96,898 | €9,080 | -95.6% | - |
These companies have the same main activity as PLUS: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €62,700 and €96,900, founded between 1963 and 1992.
PLUS files the abbreviated format. That format states no turnover. The gross margin fell from €47,635 in 2006 to €9,902 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €99,000. Estimated: probably between €47,000 and €270,000.
Higher than 90% of 13,234 companies in 2025.
Higher than 89% of 13,093 companies in 2025.
Higher than 69% of 13,156 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 | 2015 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||
20/58 |
70,313 | 116,818 | 110,199 | 124,384 | 111,960 | 118,092 | 168,967 | 199,621 | 195,383 | 174,633 | 152,665 | 158,025 | 173,368 | 189,646 | 146,687 | 286,615 | 150,604 | |
21/28 |
1,188 | 1,188 | 1,188 | 1,188 | 1,391 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 33,424 | 45,820 | 8,608 | |
22/27 |
- | - | - | - | 203 | - | - | - | - | - | - | - | - | - | 32,236 | 45,632 | 8,420 | |
23 |
- | - | - | - | 203 | - | - | - | - | - | - | - | - | - | - | 1,151 | 3,920 | |
24 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,500 | 4,500 | |
28 |
1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 1,188 | 188 | 188 | |
29/58 |
69,125 | 115,630 | 109,011 | 123,196 | 110,569 | 116,904 | 167,779 | 198,433 | 194,195 | 173,445 | 151,477 | 156,837 | 172,180 | 188,458 | 113,263 | 240,795 | 141,996 | |
3 |
6,000 | 4,000 | 10,190 | 41,550 | 18,050 | 27,100 | 34,600 | 61,012 | 59,462 | 71,413 | 100,818 | 102,318 | 145,304 | 109,060 | 89,800 | 172,608 | 91,965 | |
30/36 |
6,000 | 4,000 | 10,190 | 41,550 | 18,050 | 27,100 | 34,600 | 61,012 | 59,462 | 71,413 | 100,818 | 102,318 | 145,304 | 109,060 | 89,800 | 172,608 | 91,965 | |
40/41 |
52,984 | 62,984 | 72,384 | 64,201 | 62,984 | 75,284 | 100,562 | 92,963 | 97,986 | 67,014 | 21,330 | 3,872 | 11,083 | 44,109 | 11,300 | 58,796 | 40,261 | |
40 |
- | 10,000 | 19,400 | 10,000 | 10,000 | 22,300 | 33,950 | 47,246 | 75,004 | 66,459 | 17,875 | 2,582 | 9,382 | 6,682 | 11,300 | 55,889 | 26,819 | |
41 |
52,984 | 52,984 | 52,984 | 54,201 | 52,984 | 52,984 | 66,612 | 45,717 | 22,982 | 555 | 3,455 | 1,290 | 1,701 | 37,427 | - | 2,907 | 13,442 | |
50/53 |
10,141 | 10,141 | 10,141 | 10,141 | 10,141 | 10,141 | 10,141 | 10,141 | 10,141 | 10,141 | 10,141 | 10,141 | 10,141 | 9,391 | 9,391 | 9,391 | 9,391 | |
54/58 |
- | 38,505 | 16,225 | 7,233 | 19,394 | 4,379 | 22,476 | 34,317 | 26,606 | 24,877 | 19,188 | 26,893 | 5,652 | 25,402 | 2,276 | - | - | |
490/1 |
- | - | 71 | 71 | - | - | - | - | - | - | - | 13,613 | - | 496 | 496 | - | 379 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||
10/49 |
70,313 | 116,818 | 110,199 | 124,384 | 111,960 | 118,092 | 168,967 | 199,621 | 195,383 | 174,633 | 152,665 | 158,025 | 173,368 | 189,646 | 146,687 | 286,615 | 150,604 | |
10/15 |
56,957 | 50,832 | 45,115 | 43,173 | 41,623 | 40,190 | 34,692 | 30,565 | 24,476 | 9,486 | -14,332 | -16,010 | -1,515 | 43,771 | -22,763 | 19,117 | 38,976 | |
10/11 |
6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | 6,197 | |
100 |
- | - | - | - | - | - | 18,592 | 18,592 | 18,592 | 18,592 | 18,592 | 18,592 | 18,592 | 18,592 | 18,592 | 18,592 | 18,592 | |
101 |
- | - | - | - | - | - | 12,395 | 12,395 | 12,395 | 12,395 | 12,395 | 12,395 | 12,395 | 12,395 | 12,395 | 12,395 | 12,395 | |
11 |
- | - | - | - | - | 6,197 | - | - | - | - | - | - | - | - | - | - | - | |
1109/19 |
- | - | - | - | - | 6,197 | - | - | - | - | - | - | - | - | - | - | - | |
13 |
22,218 | 16,093 | 10,376 | 8,434 | 6,884 | 5,451 | 3,953 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | |
130/1 |
1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | 1,859 | |
1319 |
1,859 | 1,859 | 1,859 | 1,859 | 1,859 | - | - | - | - | - | - | - | - | - | - | - | - | |
133 |
20,359 | 14,234 | 8,517 | 6,575 | 5,025 | 3,592 | 2,094 | - | - | - | - | - | - | - | - | - | - | |
14 |
28,542 | 28,542 | 28,542 | 28,542 | 28,542 | 28,542 | 24,542 | 22,509 | 16,420 | 1,430 | -22,388 | -24,066 | -9,571 | 35,715 | -30,819 | 11,061 | 30,920 | |
17/49 |
13,356 | 65,986 | 65,084 | 81,211 | 70,337 | 77,902 | 134,275 | 169,056 | 170,907 | 165,147 | 166,997 | 174,035 | 174,883 | 145,875 | 169,450 | 267,498 | 111,628 | |
17 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 37,017 | 56,432 | 24,789 | |
170/4 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 37,017 | 56,432 | 24,789 | |
42/48 |
13,356 | 65,986 | 65,084 | 81,211 | 70,337 | 77,902 | 134,275 | 169,056 | 170,907 | 165,147 | 166,997 | 174,035 | 174,883 | 145,875 | 132,433 | 211,066 | 86,839 | |
42 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 8,886 | 7,664 | - | |
43 |
2,848 | 60,208 | 62,996 | 79,256 | 60,000 | 71,845 | 132,699 | 164,898 | 154,577 | 144,390 | 156,850 | 157,950 | 148,550 | 136,051 | 98,373 | 146,477 | 58,458 | |
430/8 |
2,848 | 60,208 | 62,996 | 79,256 | 60,000 | 71,845 | 132,699 | 164,898 | 154,577 | 144,390 | 156,850 | 157,950 | 148,550 | 136,051 | 98,373 | 146,477 | 58,458 | |
44 |
- | 4,366 | - | - | 8,383 | 2,253 | 1,576 | 4,158 | 16,207 | 20,757 | 6,719 | 4,458 | 15,158 | 7,869 | 9,778 | 32,295 | 15,650 | |
440/4 |
- | 4,366 | - | - | 8,383 | 2,253 | 1,576 | 4,158 | 16,207 | 20,757 | 6,719 | 4,458 | 15,158 | 7,869 | 9,778 | 32,295 | 15,650 | |
45 |
- | 1,412 | 2,088 | 1,955 | 1,954 | 3,804 | - | - | 123 | - | - | 345 | 500 | 1,955 | 6,071 | 14,046 | 12,731 | |
450/3 |
- | 1,412 | 2,088 | 1,955 | 1,954 | 3,804 | - | - | 123 | - | - | - | - | - | 6,071 | 14,046 | 11,959 | |
454/9 |
- | - | - | - | - | - | - | - | - | - | - | 345 | 500 | 1,955 | - | - | 772 | |
47/48 |
10,508 | - | - | - | - | - | - | - | - | - | 3,428 | 11,282 | 10,675 | - | 9,325 | 10,584 | - | |
| Income statement | ||||||||||||||||||
70 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.1m | |
76A |
- | - | - | - | - | - | - | - | - | - | - | - | - | 65,588 | - | 687 | - | |
9900 |
9,902 | 11,928 | 8,904 | 6,025 | 7,588 | 11,440 | 10,203 | 14,876 | 21,401 | 14,798 | 9,636 | -6,508 | 21,843 | 49,839 | 16,667 | 8,505 | 47,635 | |
60/61 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.0m | |
62 |
- | - | - | - | - | - | - | - | - | - | - | - | 28,588 | 26,129 | 13,432 | 13,784 | 11,197 | |
630 |
- | - | - | 203 | 407 | - | - | - | - | - | - | - | - | - | 13,396 | 13,396 | 3,582 | |
640/8 |
428 | 930 | 1,296 | 803 | 2,344 | 657 | 2,208 | 3,707 | 1,931 | 1,997 | 2,856 | 1,883 | 32,789 | 3,961 | 8,998 | 7,221 | 1,536 | |
66A |
- | - | - | - | - | - | - | - | - | - | - | - | - | 5,712 | - | - | - | |
9901 |
9,474 | 10,998 | 7,608 | 5,019 | 4,837 | 10,783 | 7,995 | 11,169 | 19,470 | 12,801 | 6,780 | -8,391 | -39,534 | 19,749 | -19,159 | -25,896 | 31,320 | |
75/76B |
- | - | - | - | - | - | - | - | - | - | - | 9 | 14 | 4 | 339 | 353 | 21 | |
75 |
- | - | - | - | - | - | - | - | - | - | - | 9 | 14 | 4 | 339 | 353 | 21 | |
65/66B |
1,404 | 2,534 | 5,449 | 2,608 | 2,768 | 4,519 | 4,438 | 5,080 | 4,480 | 3,281 | 5,102 | 6,113 | 10,265 | 13,095 | 21,809 | 15,881 | 8,883 | |
65 |
1,404 | 2,534 | 5,449 | 2,608 | 2,768 | 4,519 | 4,438 | 5,080 | 4,480 | 3,281 | 5,102 | 6,113 | 10,265 | 13,095 | 21,809 | 15,881 | 8,883 | |
9903 |
8,070 | 8,464 | 2,159 | 2,411 | 2,069 | 6,264 | 3,557 | 6,089 | 14,990 | 9,520 | 1,678 | -14,495 | -49,785 | 66,534 | -40,629 | -40,737 | 22,458 | |
67/77 |
1,945 | 2,747 | 217 | 861 | 636 | 766 | 1,463 | - | - | - | - | - | -4,499 | - | 1,251 | -300 | 8,585 | |
9904 |
6,125 | 5,717 | 1,942 | 1,550 | 1,433 | 5,498 | 2,094 | 6,089 | 14,990 | 9,520 | 1,678 | -14,495 | -45,286 | 66,534 | -41,880 | -40,437 | 13,873 | |
9905 |
6,125 | 5,717 | 1,942 | 1,550 | 1,433 | 5,498 | 2,094 | 6,089 | 14,990 | 9,520 | 1,678 | -14,495 | -45,286 | 66,534 | -41,880 | -40,437 | 13,873 | |
| Appropriation of the result | ||||||||||||||||||
9906 |
34,667 | 34,259 | 30,484 | 30,092 | 29,975 | 30,040 | 26,636 | 22,509 | 16,420 | 1,430 | -22,388 | -24,066 | -9,571 | 35,715 | -30,819 | 11,061 | 30,920 | |
14P |
28,542 | 28,542 | 28,542 | 28,542 | 28,542 | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
6,125 | 5,717 | 1,942 | 1,550 | 1,433 | 1,498 | 2,094 | - | - | - | - | - | - | - | - | - | - | |
6921 |
6,125 | 5,717 | 1,942 | 1,550 | 1,433 | 1,498 | 2,094 | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | ||||||||||||||||||
9087 |
- | - | - | - | - | - | - | - | - | - | - | - | 1 | 1 | 0.5 | 0.5 | 0.5 | |
Hours worked1013 |
- | - | - | - | - | - | - | - | - | - | - | - | 1,770 | 1,310 | 812 | 903 | - | |
| Document | ||||||||||||||||||
The accounts for 19 older financial years (1981-2002) were filed as documents without figures as data, scans for example.
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 26-06-2026 | 2026-00203227 | |
| 31-12-2024 | full format | 07-07-2025 | 2025-00237696 | |
| 31-12-2023 | full format | 12-08-2024 | 2024-00345963 | |
| 31-12-2022 | full format | 30-11-2023 | 2023-00519257 | |
| 31-12-2021 | full format | 14-07-2022 | 2022-20185869 | |
| 31-12-2020 | full format | 15-06-2021 | 2021-20700210 | |
| 31-12-2019 | full format | 15-09-2020 | 2020-53100458 | |
| 31-12-2017 | full format | 10-07-2018 | 2018-31700072 | |
| 31-12-2016 | full format | 13-08-2017 | 2017-44200006 | |
| 31-12-2015 | full format | 23-09-2016 | 2016-61300412 | |
| 31-12-2013 | full format | 28-08-2014 | 2014-52800129 | |
| 31-12-2012 | full format | 09-09-2013 | 2013-57800271 | |
| 31-12-2011 | full format | 13-08-2012 | 2012-40900010 | |
| 31-12-2010 | full format | 20-09-2011 | 2011-55000065 | |
| 31-12-2009 | full format | 16-02-2011 | 2011-03800589 | |
| 31-12-2008 | full format | 14-09-2009 | 2009-75900275 | |
| 31-12-2006 | full format | 14-08-2007 | 2007-56900126 | |
| 31-12-2002 | full format | 27-11-2003 | 2003-80602658 | |
| 31-12-2001 | full format | 23-10-2002 | 2002-67605275 | |
| 31-12-2000 | full format | 07-12-2001 | 2001-74303097 | |
| 31-12-1999 | full format | 13-10-2000 | 2000-64704878 | |
| 31-12-1998 | full format | 03-12-1999 | 1999-61702769 | |
| 31-12-1997 | full format | 03-12-1999 | 1999-61702759 | |
| 31-12-1996 | full format | 10-11-1997 | 1997-52401567 | |
| 31-12-1995 | full format | 10-11-1997 | 1997-52401552 | |
| 31-12-1992 | full format | 18-11-1993 | 1993-43300971 | |
| 31-12-1991 | full format | 10-05-1993 | 1993-06900062 | |
| 31-12-1989 | full format | 18-07-1991 | 1991-18700516 | |
| 31-12-1988 | full format | 29-12-1989 | 1989-27800707 | |
| 31-12-1987 | full format | 07-09-1988 | 1988-20100766 | |
| 31-12-1986 | full format | 30-07-1987 | 1987-19102602 | |
| 31-12-1985 | full format | 25-08-1986 | 1986-36000222 | |
| 31-12-1984 | full format | 10-06-1985 | 1985-10100286 | |
| 31-12-1983 | unclassified schema | 02-08-1984 | 1984-11601828 | |
| 31-12-1982 | unclassified schema | 08-08-1983 | 1983-10901085 | |
| 31-12-1981 | unclassified schema | 18-03-1983 | 1983-01100680 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 | 2015 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | 5,222 | 5,244 | - | - | - | - | - | - | - | - | - | -5,763 | -12,500 | 34,902 | ||
| - | - | - | 1,753 | 1,840 | - | - | - | - | - | - | - | - | - | -28,484 | -27,041 | 17,455 | ||
| - | - | - | 0 | 610 | - | - | - | - | - | - | - | - | - | 1,000 | 53,726 | - | ||
| - | 22,280 | 8,992 | -12,161 | 15,015 | -18,097 | - | 7,711 | 1,729 | - | -7,705 | 21,241 | -19,750 | 23,126 | - | - | - | ||
| 55,769 | 49,644 | 43,927 | 41,985 | 40,232 | 39,002 | 33,504 | 29,377 | 23,288 | 8,298 | -15,520 | -17,198 | -2,703 | 42,583 | -19,170 | 29,729 | 55,157 | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.9% | ||
| 81.0% | 43.5% | 40.9% | 34.7% | 37.2% | 34.0% | 20.5% | 15.3% | 12.5% | 5.4% | -9.4% | -10.1% | -0.9% | 23.1% | -15.5% | 6.7% | 25.9% | ||
| 5.18 | 1.75 | 1.67 | 1.52 | 1.57 | 1.50 | 1.25 | 1.17 | 1.14 | 1.05 | 0.91 | 0.90 | 0.98 | 1.29 | 0.86 | 1.14 | 1.64 | ||
| 4.73 | 1.69 | 1.52 | 1.01 | 1.32 | 1.15 | 0.99 | 0.81 | 0.79 | 0.62 | 0.30 | 0.31 | 0.15 | 0.54 | 0.18 | 0.32 | 0.58 | ||
| 0.23 | 1.30 | 1.44 | 1.88 | 1.69 | 1.94 | 3.87 | 5.53 | 6.98 | 17.41 | - | - | - | 3.33 | - | 13.99 | 2.86 | ||
| 10.8% | 11.2% | 4.3% | 3.6% | 3.4% | 13.7% | 6.0% | 19.9% | 61.2% | 100.4% | - | - | - | 152.0% | - | -211.5% | 35.6% | ||
| 8.7% | 4.9% | 1.8% | 1.2% | 1.3% | 4.7% | 1.2% | 3.1% | 7.7% | 5.5% | 1.1% | -9.2% | -26.1% | 35.1% | -28.6% | -14.1% | 9.2% | ||
| - | - | - | 2.00 | 1.89 | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 9 days | ||
| - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 6 days |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | - | €610 |
| - | - | - | €203 | €407 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 14% lower than in 2024.
Debt's share of the balance-sheet total falls from 56.5% to 19.0%. Equity is higher and debt is lower.
PLUS has no parent and no holdings in its annual accounts. is the only director. PLUS shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Fabrieksstraat 29 registered office 1930 Zaventem | ||
| Generaal Wahislaan 268 1030 Schaerbeek 4641103 Wholesale trade | 13-02-1981 | 2.018.472.703 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23094D0179/00X000 | Flanders | 2,385 m² | 1 · 178 m² | 10.9 m · 2 |
| 21904B0426/00L008 | Brussels | 459 m² | 1 · 265 m² | 22.3 m · 6 |
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