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PLURIWAY

Active
Private limited companyfounded 200224 yrs activeRue du Wisconsin(NR) 4, 5000 Namur, BelgiumKBO/BCE: BE 0476.941.179

PLURIWAY has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €6k. Equity is shrinking by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
88 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+84
Solvency89▲+2
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 2.76 in 2024; short-term debt: 33.4% and cash: 68.4% of total assets), and 36.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
1 d early
2023
on the day
2022
23 d late
2021
on the day
2020
3 d early
2018
17 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€30k▲ 24.3%
2024 · €24k
2020: €54k 2021: €47k 2022: €42k 2023: €37k 2024: €24k
2020 → 2025
Total assets
€47k▲ 20.4%
2024 · €39k
2020: €82k 2021: €67k 2022: €59k 2023: €57k 2024: €39k
2020 → 2025
Net result
€6k
2024 · €-13k
2020: €734 2021: €-8k 2022: €-5k 2023: €-5k 2024: €-13k
2020 → 2025
Working capital
€30k▲ 22.6%
2024 · €25k
2020: €55k 2021: €47k 2022: €42k 2023: €37k 2024: €25k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€47k-€42k▼ 10.8%€37k▼ 12.3%€24k▼ 34.8%€30k▲ 24.3%
Operating result€-8k-€-5k▲ 31.5%€-5k▲ 14.3%€-14k▼ 196%€7k
Net result€-8k-€-5k▲ 32.2%€-5k▼ 1.0%€-13k▼ 149%€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €-8k€-8kNet result 2021: €-8k€-8kOperating result 2022: €-5k€-5kNet result 2022: €-5k€-5kOperating result 2023: €-5k€-5kNet result 2023: €-5k€-5kOperating result 2024: €-14k€-14kNet result 2024: €-13k€-13kOperating result 2025: €7k€7kNet result 2025: €6k€6k20212022202320242025
The operating result returns to profit in 2025: €7k after a loss of €14k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets €915▲ 432%
Current assets €46k▲ 18.5%
Equity and liabilities €47k
Equity €30k▲ 24.3%
Debt €17k▲ 14.0%
The debt ratio falls from 38.3% to 36.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€7k
2024 · €-14k
Cash flow
€6k
2024 · €-13k
Solvency
63.7%
2024 · 61.7%
Current ratio
2.94
2024 · 2.76
Quick ratio
2.94
2024 · 2.76
Debt / equity
0.57
2024 · 0.62
ROE
19.6%
2024 · -53.4%
ROA
12.5%
2024 · -32.9%
Interest coverage
10.81
2024 · -33.18
Debt
€17k
2024 · €15k
Debt ≤ 1 year
€16k
2024 · €14k
Income taxes
€582
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€39k€47k
Fixed assets21/28€172€915
Tangible fixed assets22/27€172€915
Furniture and vehicles24€172€85
Other tangible fixed assets26-€831
Current assets29/58€39k€46k
Amounts receivable within one year40/41€19k€11k
Trade receivables40€11k€11k
Other amounts receivable41€9k-
Cash at bank and in hand54/58€19k€32k
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€39k€47k
Equity10/15€24k€30k
Contributions10/11€19k€19k=
Reserves13€2k€8k
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€8k
Profit (loss) carried forward14€3k€3k
Amounts payable17/49€15k€17k
Amounts payable within one year42/48€14k€16k
Trade debts44€6k€6k
Suppliers440/4€6k€6k
Taxes, remuneration and social security45€2k€3k
Taxes450/3€2k€3k
Other amounts payable47/48€6k€7k
Accrued charges and deferred income492/3€879€1k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87€95
Other operating charges640/8€494€387
Gross operating margin9900€-13k€8k
Operating profit (loss)9901€-14k€7k
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€407€663
Recurring financial charges65€407€663
Profit (loss) for the period before taxes9903€-13k€6k
Income taxes67/77-€582
Profit (loss) for the period9904€-13k€6k
Profit (loss) for the period to be appropriated9905€-13k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€3k€9k
Profit (loss) brought forward from the previous period14P€16k€3k
Transfer to equity691/2-€6k
To other reserves6921-€6k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
28-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Back to profitnet €6k
Net result €6k after 4 loss-making years.
30-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
23-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
14-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2015
23-12
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 2 establishment units since 2002
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Wisconsin(NR) 45000 Namur
Ground area
902 m²
Building footprint
393 m²
Volume, LiDAR
6,475 m³
2 parcels, Brussels, Wallonia · tallest building 19.8 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Rue du Wisconsin(NR) 4, 5000 Namur
NACE 5248701
since 20022.098.967.756
Pluriway
Edouard Bénèslaan 118, 1080 Sint-Jans-MolenbeekComputer consultancy and computer facilities management
since 20252.371.481.932
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21526D0002/00A002 Brussels 758 m² 1 · 279 m² 19.8 m · 6 fl.
92094B0374/00S002 Wallonia 145 m² 1 · 113 m² 17.9 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,315 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-02-2002
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
52487
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Establishment Namur 2.098.967.756