Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Every financial year from 2021 to 2025 closed with a loss. 2025 was the heaviest.
Of this, €1.7m falls due within a year.
Ten of the last ten came late. The 2019 accounts came latest: 91 days after the end of the period.
Lower net result than 95% of companies in employment activities. Sector median €21,391 · 377 companies.
Flemish support, mostly Dienstencheques.
The dashed line is the sector median: 0.3% across 117 companies (NACE 78, medium-sized).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, medium-sized). It does better than 3% of them on solvency, 15% on liquidity, 3% on profitability and 4% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 252 companies had the same profile as PLURICLEAN SERVICES has now. Each dot is one company, two years later.
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PLURICLEAN SERVICES itself: 5.4% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 252 companies, not a prediction for PLURICLEAN SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.48 (0.67 in 2024), below 1. Short-term debt is 208.2% and cash 14.4% of total assets. Equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 74 days after the deadline. In the sector (NACE 78), the median for financial year 2024 was 14 days before the deadline, and 30% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| PLURICLEAN SERVICES Waterloo | €0.8m | €5.0m | -108.4% | 183.4 |
| HUMAN SUPPORTS Sint-Gillis (bij-Brussel) | €1.2m | €6.9m | -26.8% | 143.4 |
| I.L.&C.- TITRES SERVICES-AGENCE D'ENGHIEN Tubize | €0.3m | €3.4m | -78.9% | 114.1 |
| DAENENS JOBS & INTERIM Bruges | €1.2m | €4.9m | 30.9% | 84.1 |
| IdéFix Ghent | €1.4m | €3.4m | 50.9% | 89.3 |
| CLEANING TICKETS BRUXELLES-CAPITALE Aywaille | €0.6m | €2.8m | 21.2% | 70.6 |
| Go4Jobs (Zuid-Antwerpen) Antwerp | €1.4m | €5.0m | 21.2% | 69.9 |
These companies have the same main activity as PLURICLEAN SERVICES: temporary employment agencies and other provision of personnel (NACE 78200). They are comparable in size and age: total assets between €348,000 and €1.4m, founded between 2007 and 2013.
PLURICLEAN SERVICES files the abbreviated format. That format states no turnover. The gross margin rose from €82,460 in 2009 to €5.0m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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