PLUMAC
ActivePLUMAC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €228k and a net result of €29k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 6956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+62
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 3.91 against 15.81 in 2024), and 23.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
9.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
35 d early
2023
33 d early
2022
6 d early
2021
31 d early
2020
1 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€228k▼ 1.6%
2024 · €232k
2018: €113k
2019: €146k
2020: €243k
2021: €272k
2022: €265k
2023: €241k
2024: €232k
2018 → 2025
Total assets
€299k▲ 20.8%
2024 · €247k
2018: €165k
2019: €219k
2020: €310k
2021: €333k
2022: €277k
2023: €280k
2024: €247k
2018 → 2025
Net result
€29k▲ 2,930%
2024 · €963
2018: €10k
2019: €33k
2020: €97k
2021: €41k
2022: €7k
2023: €-2k
2024: €963
2018 → 2025
Working capital
€206k▼ 2.2%
2024 · €210k
2018: €135k
2019: €154k
2020: €227k
2021: €256k
2022: €253k
2023: €236k
2024: €210k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€272k-€265k▼ 2.4%€241k▼ 9.3%€232k▼ 3.6%€228k▼ 1.6%
Operating result€61k-€12k▼ 79.5%€194▼ 98.4%€5k▲ 2,428%€47k▲ 852%
Net result€41k-€7k▼ 83.1%€-2k€963€29k▲ 2,930%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 852% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€23k▼ 1.8%
Current assets
€276k▲ 23.1%
Equity and liabilities €299k
Equity
€228k▼ 1.6%
Debt
€71k▲ 353%
The debt ratio rises from 6.3% to 23.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€58k▲
2024 · €10k
Cash flow
€40k▲
2024 · €6k
Solvency
76.3%▼
2024 · 93.7%
Current ratio
3.91▼
2024 · 15.81
Quick ratio
3.91▼
2024 · 15.81
Debt / equity
0.31▲
2024 · 0.07
ROE
12.8%▲
2024 · 0.4%
ROA
9.8%▲
2024 · 0.4%
Interest coverage
21.76▲
2024 · 4.26
Debt
€71k▲
2024 · €16k
Debt ≤ 1 year
€71k▲
2024 · €14k
Income taxes
€15k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€247k€299k▲
Fixed assets21/28€23k€23k▼
Tangible fixed assets22/27€23k€23k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€21k€20k▼
Current assets29/58€224k€276k▲
Amounts receivable after more than one year29€4k€0▼
Other amounts receivable291€4k€0▼
Amounts receivable within one year40/41€51k€31k▼
Trade receivables40€50k€31k▼
Other amounts receivable41€1k€0▼
Cash at bank and in hand54/58€152k€216k▲
Deferred charges and accrued income490/1€17k€29k▲
Equity and liabilities
Total equity and liabilities10/49€247k€299k▲
Equity10/15€232k€228k▼
Contributions10/11€19k€19k=
Reserves13€214k€209k▼
Distributable reserves133€214k€209k▼
Profit (loss) carried forward14€-730€0▲
Amounts payable17/49€16k€71k▲
Amounts payable within one year42/48€14k€71k▲
Trade debts44€2k€41k▲
Suppliers440/4€2k€41k▲
Taxes, remuneration and social security45€12k€16k▲
Taxes450/3€12k€16k▲
Other amounts payable47/48€0€13k▲
Accrued charges and deferred income492/3€1k€195▼
Income statement
Code20242025
Non-recurring operating income76A€9k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€11k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0▼
Other operating charges640/8€524€602▲
Gross operating margin9900€13k€58k▲
Operating profit (loss)9901€5k€47k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€3k€44k▲
Income taxes67/77€2k€15k▲
Profit (loss) for the period9904€963€29k▲
Profit (loss) for the period to be appropriated9905€963€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-730€28k▲
Profit (loss) brought forward from the previous period14P€-2k€-730▲
Transfer from equity791/2€10k€33k▲
Transfer to equity691/2-€28k
To other reserves6921-€28k
Profit to be distributed694/7€10k€33k▲
Return on contributions (dividend)694€10k€33k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €963
Net result €963 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 15.81
Current ratio from 7.45 to 15.81; short-term debt falls from €37k to €14k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼125%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 22.77
Current ratio from 5.37 to 22.77; short-term debt falls from €59k to €12k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €97k ▲195%
Operating result €145k, net result €97k, both a record.
31-12
Financial
Equity above €200kEq €243k ▲66.8%
3 profitable years in a row build equity to €243k.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
PLUCIENICZAK Marc
CurrentNon-statutory director · since 17-04-2023
17-04-2023
Resigned as Manager
17-04-2023
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olympialaan(M) 153630 MaasmechelenGround area
669 m²
Building footprint
123 m²
Volume, LiDAR
665 m³
Parcel 73048B0897/00B000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Plumac
since 20092.176.147.290
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048B0897/00B000 | Flanders | 669 m² | 1 · 123 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,706 companies in sector 73200 we hold annual accounts for 1,775. 1,331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2008
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.