Checked.be · Company dossierhttps://checked.be/en/c/plotho-0713940784 · as of 02-10-2026
PLOTHO
Active
Private limited company · founded 2018 · 7 yrs activeSint-Pietersaalststraat 116, 9000 Gent, BelgiumKBO/BCE: BE 0713.940.784
Summary
PLOTHO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For PLOTHO, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€985,623) and a net result of -€91,961. Equity is shrinking by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 9005 sector peers (fiscal year 2023). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Financial institution: outside the modelProbability: sector outside the model
Structure
Accounts 520 d overdue0 of 3 deeds read
Signals- Two or more financial years not filedFiled after the deadlineShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: At least two filing cycles are missing
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
+
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
The financial year that closed on 30-09-2023 was due by 30-04-2024 and was filed on 24-05-2024, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average on the deadline day; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
○
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
Annual accounts filedfiscal year 2023 · micro…
Annual accounts filedfiscal year 2022 · abbreviated…
Annual accounts filedfiscal year 2021 · abbreviated…
Key points
Risk: Accounts not fileddeadline was 30-04-2025520 d lateView
Risk: Negative equityfiscal year 2023: debts exceed assets-€985,623View
Risk: 4 loss-making years in a rowloss fiscal year 2023-€91,961View
Caution: Among the weakest 5% on solvencysector median 53.5% · 9,005 companies-43.8%View