Liquidity
5.87 was 2.33 in 2025
Short-term debts fell from €15,263 to €9,879.
PLOMTECH
Overview
Lifetime
2 annual accounts with figures on one time axispeak €36,182 (2026)
€36,182▲ 3.8%
peak €27,591 (2026)
€27,591▲ 1.3%
peak €50,814 (2026)
€50,814▲ 119%
€9,879▼ 35.3%
Board1 name since 2024
1 directorBALAN Gheorghe
Documentsfilings and deeds
08-10-202623 days before the deadline
2026abbreviated format
Equity from €23,224 to €50,814Debts from €15,263 to €9,879
Key points
from the 2026 annual accountsAt the same address
143 companies
Position in the sector
€50,814
Less equity than 82% of companies in specialised construction. Sector median €317,715 · 413 companies.
Checked score
73
Healthy
Financially stronger than 87% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 1.9%
05-2025: 1.9%● unchanged vs 04-2025
06-2025: 1.9%● unchanged vs 05-2025
07-2025: 2.3%▲ +0.4 percentage points vs 06-2025
08-2025: 2.4%▲ +0.1 percentage points vs 07-2025
09-2025: 2.7%▲ +0.3 percentage points vs 08-2025highest value
10-2025: 2.7%● unchanged vs 09-2025highest value
11-2025: 0.8%▼ -1.9 percentage points vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.9%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%● unchanged vs 07-2026
09-2026: 0.9%● unchanged vs 08-2026
10-2026: 0.6%▼ -0.3 percentage points vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €60,693
Founded in 2024
lowers risk
Liquidity: current ratio 5.87, cash €12,863
Equity €50,814 (83.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 71% on liquidity, 92% on profitability and 93% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as PLOMTECH has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PLOMTECH itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for PLOMTECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.87 (2.33 in 2025), above the usual 1.5. Short-term debt is 16.3% and cash 21.2% of total assets. 16.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 08-10-2026, 23 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2026
23 days early
2025
3 days early
← before the deadline
after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007740324
First establishment
Chaussée de Bruxelles 220, Charleroi
Incorporation
Founding capital of €2,000, 100 shares · Founder: BALAN Gheorghe · Appointment: BALAN Gheorghe (director) · published on 02-04-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PLOMTECH Ghent | €60,693 | €36,182 | 83.7% | - |
| AmpedUp Ghent | €66,431 | €29,049 | 43.8% | - |
| KRASS-OSS TECHNICS Sint-Niklaas | €54,860 | €37,953 | 57.2% | - |
| DB Security Aalter | €67,774 | €35,555 | 27.9% | - |
| De Baerdemaeker Robin Maldegem | €54,193 | €34,910 | 53.8% | - |
| Zardoua Group Waasmunster | €58,056 | €32,110 | 87.7% | - |
| VBS Electro Aalst | €57,902 | €36,532 | 83.8% | - |
These companies have the same main activity as PLOMTECH: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €54,200 and €67,800, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 28-03-2024Normal situation
- Registered office
- 144 active companies are registered at this address13 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General electrical installation workNACE 43211and 2 others
- Establishment unit
- 2.357.586.2856040 Charleroi, since 01-04-2024
- Financial year end
- 31 March
- Peppol
- Reachable since 29-12-2025
Annual accounts to 31-03-2026
- €36,182▲ 3.8%
- ≈ €160,000estimated
- €27,591▲ 1.3%
- €50,814▲ 119%
- €60,693▲ 57.7%
- Filing
- Filed on 08-10-2026, 23 days before the end of the filing period
Insights on PLOMTECH
PLOMTECH has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €50,814 and a net result of €27,591.
Its solvency ranks better than 87% of 413 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
abbreviated format, filed on 08-10-2026, 23 days before the deadline€36,182
▲ 3.8%
€34,316
▲ 0.8%
€27,591
▲ 1.3%
€48,137
▲ 136%
83.7%
▲ 23.4 percentage points
5.87
▲ 3.54
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €110,000 and €240,000.
Balance sheet
balance sheet total €60,693 on 31-03-2026What the company ownsHow it is paid for
in euro
in euro
Position in the sector
83.7%
Higher than 69% of 9,967 companies in 2025.
5.87
Higher than 64% of 9,830 companies in 2025.
45.5%
Higher than 95% of 9,899 companies in 2025.
PLOMTECH
Middle half of the sector
80% of the sector
Abbreviated accounts in specialised construction (NACE 43)
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
60,693 | 38,487 | |
21/28 |
2,677 | 2,851 | |
22/27 |
2,677 | 2,851 | |
23 |
991 | - | |
24 |
1,686 | 2,851 | |
29/58 |
58,016 | 35,636 | |
40/41 |
44,706 | 22,602 | |
40 |
33,072 | 19,651 | |
41 |
11,634 | 2,951 | |
54/58 |
12,863 | 13,034 | |
490/1 |
447 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
60,693 | 38,487 | |
10/15 |
50,814 | 23,224 | |
10/11 |
2,000 | 2,000 | |
11 |
2,000 | 2,000 | |
1109/19 |
2,000 | 2,000 | |
14 |
48,814 | 21,224 | |
17/49 |
9,879 | 15,263 | |
42/48 |
9,879 | 15,263 | |
44 |
189 | 3,879 | |
440/4 |
189 | 3,879 | |
45 |
9,689 | 5,384 | |
450/3 |
9,689 | 5,384 | |
47/48 |
- | 6,000 | |
| Income statement | |||
9900 |
36,182 | 34,857 | |
630 |
1,661 | 649 | |
640/8 |
205 | 170 | |
9901 |
34,316 | 34,038 | |
75/76B |
329 | 84 | |
75 |
329 | 84 | |
65/66B |
58 | 1,514 | |
65 |
58 | 1,514 | |
9903 |
34,587 | 32,608 | |
67/77 |
6,996 | 5,384 | |
9904 |
27,591 | 27,224 | |
9905 |
27,591 | 27,224 | |
| Appropriation of the result | |||
9906 |
48,814 | 27,224 | |
14P |
21,224 | - | |
694/7 |
- | 6,000 | |
695 |
- | 6,000 | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 08-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 | 2025 |
|---|---|---|---|
| 35,977 | 34,687 | ||
| 29,252 | 27,873 | ||
| 1,487 | 3,500 | ||
| -171 | - | ||
| 48,137 | 20,373 | ||
| 83.7% | 60.3% | ||
| 5.87 | 2.33 | ||
| 0.19 | 0.66 | ||
| 54.3% | 117.2% | ||
| 45.5% | 70.7% | ||
| over 100 | 22.91 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 31-03-2026 | 31-03-2025 |
|---|---|---|
| Tangible fixed assets | €1,487 | €3,500 |
| €1,661 | €649 |
Source: notes to the 2025 to 2026 annual accounts (statement of fixed assets)
Insights on PLOMTECH
The operating result for 2026 is 1% higher than in 2025.
Debt's share of the balance-sheet total falls from 39.7% to 16.3%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Artikel 13 : Vertegenwoordiging van de vennootschap De (iedere) bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als…”deed of 02-04-2024
Mandates through the years
1 name, the dashed line is todayBALAN Gheorghe
Director
Director
Board
Mandates as a list
- BALAN Gheorghe
- Director, appointed by deed of 02-04-2024, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €508 in 2026
- Source
- deed of 02-04-2024
Articles of association
deed of 02-04-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Procedure- en expertisekosten helft overdrager en helft kopers naar evenredigheid verworven aantal, prijs vermeld in oorspronkelijke…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 September at 10:00
Shareholders
At incorporation
deed of 02-04-2024 ↗
- BALAN Gheorghe 100 shares (100%) · €2,000 in cash
Network & group
No group
PLOMTECH has no parent and no holdings in its annual accounts. BALAN Gheorghe is the only director. PLOMTECH shares no director with another company.
At the same address
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Timeline
Timeline
6 events since 2024Filings
Financial
Establishments
202420252026
Deadline for the 2027 accounts: 31-10-2027
2026
Annual accounts 2026 filed NBBabbreviated format · 23 days before the deadline
Liquidity more than doubled current ratio 5.87 The current ratio rises from 2.33 to 5.87. Short-term debt falls from €15,263 to €9,879.
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1007740324
Annual accounts 2025 filed PDFmicro format · 3 days before the deadline
2024
First establishment Chaussée de Bruxelles 220, Charleroi
IncorporationFounding capital of €2,000, 100 shares · Founder: BALAN Gheorghe · Appointment: BALAN Gheorghe (director) · published on 02-04-20243 points ▸
- Founder, BALAN Gheorghe
- Founding capital, €2,000, 100 shares
- Director appointment, BALAN Gheorghe
- The deed holds 9 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 28 March 2024, PLOMTECH was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 BALAN Gheorghe is director of the company, appointed by deed of 02-04-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2026.3
Company details
Identity
- Enterprise number
- 1007.740.324
- VAT number
- BE 1007.740.324
- Peppol ID
- 0208:1007740324
- Other Peppol ID
- 9925:BE1007740324
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-03-2024
- Financial year
- ends on 31 March
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 30 September at 10:00deed of 02-04-2024 (in Dutch)
- Peppol
- Reachable since 29-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PLOMTECH in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-04-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 02-04-2024 (in Dutch)
Activities
NACEBEL 202543211
General electrical installation work main activity
Codes under NACEBEL 2008
43211
Specialised construction activities main activity
43999
Specialised construction activities
81210
General cleaning of buildings
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene bouw van residentiële gebouwen; Algemene bouw van kantoorgebouwen; Algemene bouw van andere niet-residentiële gebouwen; Bouw van…”deed of 02-04-2024 (in Dutch)
43 activities
- Algemene bouw van residentiële gebouwen
- Algemene bouw van kantoorgebouwen
- Algemene bouw van andere niet-residentiële gebouwen
- Bouw van wegen en spoorwegen
- Bouw van civieltechnische werken ten behoeve van nutsbedrijven
- Bouw van andere civieltechnische werken
- Slopen
- Bouwrijp maken van terreinen
- Proefboren en boren
- Loodgieterswerk
- Installatie van verwarming,klimaatregeling en ventilatie
- Isolatiewerkzaamheden
- Overige bouwinstallatie
- Stukadoorswerk
- Schrijnwerk
- Vloerafwerking en behangen
- Plaatsen van vloer- en wandtegels
- Plaatsen van vloerbedekking en wandbekleding van hout
- Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen
- Elektrotechnische installatiewerken aan gebouwen
- Elektrotechnische installatiewerken,uitgezonderd aan gebouwen
- Schilderen van gebouwen
- Schilderen van civieltechnische werken
- Glaszetten
- Overige werkzaamheden in verband met de afwerking van gebouwen
- Dakwerkzaamheden
- Overige gespecialiseerde bouwactiviteiten
- Waterdichtingswerken van muren
- Gevelreiniging
- Bouw van sierschouwen en open haarden
- Uitvoeren van metsel- en voegwerken
- Restaureren van bouwwerken
- Chapewerken
- Overige gespecialiseerde bouwwerkzaamheden
- Ontwikkeling van residentiële bouwprojecten
- Ontwikkeling van niet-residentiële bouwprojecten
- Diensten in verband met gebouwen
- Algemene reiniging van gebouwen
- Overige reiniging van gebouwen
- Industriële reiniging
- Andere reinigingsactiviteiten
- 1.Constructies en renovaties
- 2.Reiniging
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Zwijnaardsesteenweg 44 registered office 9000 Ghent | ||
| Chaussée de Bruxelles 220 6040 Charleroi | 01-04-2024 | 2.357.586.285 |
Buildings and parcels at the addresses
- Ground area
- 622 m²
- Buildings
- 248 m²
- Volume, LiDAR
- 2,106 m³
- Tallest building
- 11.8 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 52034B0466/00P000 | Wallonia | 408 m² | 1 · 46 m² | 10.1 m · 3 |
| 44808H0052/00R006 | Flanders | 214 m² | 1 · 202 m² | 11.8 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1007.740.324