PLOMBI-CHAUFFAGE
ActiveSummary
PLOMBI-CHAUFFAGE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €24k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 77% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-8
Solvency97▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.68 against 6.18 in 2024; short-term debt: 27% and cash: 51.8% of total assets), and 27.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.2%
Return on assets
14.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
5 d early
2024
11 d early
2023
41 d early
2022
7 d early
2021
26 d early
2020
11 d early
2019
22 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 25.6%
2024 · €93k
2018: €35k
2019: €31k
2020: €54k
2021: €79k
2022: €76k
2023: €98k
2024: €93k
2018 → 2025
Total assets
€162k▲ 48.0%
2024 · €109k
2018: €53k
2019: €44k
2020: €77k
2021: €93k
2022: €100k
2023: €121k
2024: €109k
2018 → 2025
Net result
€24k▲ 5.2%
2024 · €23k
2018: €29k
2019: €-4k
2020: €23k
2021: €25k
2022: €-3k
2023: €22k
2024: €23k
2018 → 2025
Working capital
€73k▼ 8.6%
2024 · €80k
2018: €21k
2019: €19k
2020: €45k
2021: €66k
2022: €55k
2023: €78k
2024: €80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€76k▼ 3.9%€98k▲ 28.4%€93k▼ 4.6%€117k▲ 25.6%
Operating result€36k-€-2k€31k€32k▲ 3.3%€32k▼ 1.2%
Net result€25k-€-3k€22k€23k▲ 4.8%€24k▲ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets
€45k ▲ 226%
Current assets
€117k ▲ 22.4%
Equity and liabilities €162k
Equity
€117k ▲ 25.6%
Debt
€45k ▲ 176%
Debt's share of the balance-sheet total rises from 14.9% to 27.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€39k▼
2024 · €40k
Cash flow
€31k▲
2024 · €30k
Current ratio
2.68▼
2024 · 6.18
Debt to equity
0.39▲
2024 · 0.18
ROE
20.4%▼
2024 · 24.3%
ROA
14.7%▼
2024 · 20.7%
Interest coverage
118.86▲
2024 · 107.61
Debt ≤ 1 year
€44k▲
2024 · €15k
Income taxes
€10k▼
2024 · €10k
Staff costs
€33k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109k€162k▲
Fixed assets21/28€14k€45k▲
Tangible fixed assets22/27€13k€45k▲
Plant, machinery and equipment23€158-
Furniture and vehicles24-€34k
Other tangible fixed assets26€13k€11k▼
Financial fixed assets28€248€248=
Current assets29/58€96k€117k▲
Amounts receivable after more than one year29€20k€20k=
Other amounts receivable291€20k€20k=
Amounts receivable within one year40/41€12k€10k▼
Trade receivables40€11k€10k▼
Other amounts receivable41€1k-
Cash at bank and in hand54/58€59k€84k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€109k€162k▲
Equity10/15€93k€117k▲
Contributions10/11€6k€6k=
Reserves13€87k€111k▲
Distributable reserves133€87k€111k▲
Amounts payable17/49€16k€45k▲
Amounts payable within one year42/48€15k€44k▲
Trade debts44€7k€22k▲
Suppliers440/4€7k€22k▲
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€4k€12k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48-€5k
Accrued charges and deferred income492/3€867€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€34k€33k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€831-
Other operating charges640/8€2k€3k▲
Gross operating margin9900€77k€75k▼
Operating profit (loss)9901€32k€32k▼
Financial income75/76B€968€2k▲
Recurring financial income75€968€2k▲
Financial charges65/66B€370€325▼
Recurring financial charges65€370€325▼
Profit (loss) for the period before taxes9903€33k€34k▲
Income taxes67/77€10k€10k▼
Profit (loss) for the period9904€23k€24k▲
Profit (loss) for the period to be appropriated9905€23k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€24k▲
Transfer from equity791/2€27k-
Transfer to equity691/2€23k€24k▲
To other reserves6921€23k€24k▲
Profit to be distributed694/7€27k-
Return on contributions (dividend)694€27k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €117k ▲25.6%
3 profitable years in a row build equity to €117k.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 22 days late
2019
31-12
Financial
Weakest financial yearnet €-4k ▼114%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Vignoble 631420 Braine-l'AlleudGround area
302 m²
Building footprint
50 m²
Volume, LiDAR
484 m³
Parcel 25743F0436/00_000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PLOMBI-CHAUFFAGE
since 20172.262.257.655
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743F0436/00_000 | Wallonia | 302 m² | 1 · 50 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RIVULUS
BE 0636.884.974
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SELIAC
BE 0456.060.940
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GERT JANSSENS & ZN
BE 0467.980.656
Beveren-Kruibeke-Zwijndrecht · Eq €116,905
SANITEC
BE 0467.110.131
Wichelen · Eq €116,912
Ets MW
BE 0758.594.933
Gembloux · Eq €116,985
Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 3,042 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.