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PLOEM

Active
Private limited companyfounded 2000active for 26 yearsDorpsstraat 44, 3900 Pelt, BelgiumKBO/BCE: BE 0471.913.908
Summary

PLOEM has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €241,870. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 95% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-05-2000 Normal situation
Activity
Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses NACE 47741and 2 others
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment units
2.097.391.408 3900 Pelt, since 19-06-2000
2.387.406.362 3900 Pelt, since 01-04-2026
Financial year end
31 December
Peppol
Reachable since 26-06-2025

Board and ownership

Board
  • Ploem AnneDirector · since 08-05-2000
  • Ploem MariaDirector · since 08-05-2000

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€521,978
▲ 37.2%
Turnover
≈ €1.9m
estimated
Profit
€241,870
▲ 27.9%
Equity
€1.1m
▲ 14.4%
Total assets
€1.2m
▲ 14.6%
Employees on 31-12-2025
2
=
Score breakdownlowers riskLiquidity: current ratio 9.79, cash €285,226Equity €1.1m (90.7% of total assets)Founded in 2000Size: 1.8 FTE, total assets €1.2mShow the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 83% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 90.7% of total assets
Liquidity 80-19
short-term debt 9.3% · cash 24.2%
Profitability 94+2
return on assets 20.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.79 (9.69 in 2024), above the usual 1.5. Short-term debt is 9.3% and cash 24.2% of total assets. 9.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 84% on liquidity, 88% on profitability and 67% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 9.79, cash €285,226
NBB · annual accounts
lowers risk · Equity €1.1m (90.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 1.8 FTE, total assets €1.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 days early
2024
21 days early
2023
12 days late
2022
42 days early
2021
19 days early
2020
23 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in retail tradesector median 36.6% · 12,777 companies 90.7% View
  • Positive: 8 profitable years in a rowprofit 2025: €241,870 8 years View
  • Positive: Result rose in 2025from €189,165 to €241,870 ▲ 27.9% View

Recent changes

  1. · Gazette deed Company renamed from OPTICIENS JUWELIERS PLOEM to PLOEM
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as PLOEM: retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses (NACE 47741). They are comparable in size and age: total assets between €902,000 and €1.4m, founded between 1996 and 2005.

CompanyTotal assetsGross margin
PLOEM Pelt€1.2m€0.5m
MEDLINE Tongeren-Borgloon€1.0m€0.4m
C-Metropol Houthalen-Helchteren€1.3m€0.4m
ORTHO-TECH SMEETS Kapellen€1.4m€0.5m
APOTHEEK DE PRETER A. Sint-Niklaas€1.3m€0.3m
CONSORTIUM PHARMACEUTIQUE DE BELGIQUE Ukkel€1.4m€0.4m
RAES BV Sint-Truiden€0.9m€0.3m
Full comparison

Key facts about PLOEM

What is the company number of PLOEM?
The company number of PLOEM is 0471.913.908. The VAT number is the same number with BE in front: BE 0471.913.908.
Where is PLOEM based?
The registered office is at Dorpsstraat 44, 3900 Pelt.Company details
What does PLOEM do?
According to the KBO register, the main activity is retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses (NACE 47741).
What is the legal form of PLOEM?
The legal form of PLOEM is Private limited company (BV).
When was PLOEM founded?
PLOEM was founded on 18-05-2000.
Is PLOEM still active?
Yes, PLOEM is an active enterprise in the KBO register.
How many employees does PLOEM have?
PLOEM had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PLOEM fall under?
In its 2025 annual accounts, PLOEM states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of PLOEM?
The turnover in financial year 2025 is ≈ €1.9m. This figure is estimated from the gross margin of €521,978 and 47 comparable companies (NACE 477). It probably lies between €1.5m and €3.1m.
Is PLOEM profitable?
In financial year 2025, PLOEM made a profit of €241,870.
Where can I find the annual accounts of PLOEM?
PLOEM filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PLOEM due?
PLOEM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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