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PLMC

Active
Private limited company (pre-2019)founded 201313 yrs activeRue de l'Egalité 64, 4670 Blégny, BelgiumKBO/BCE: BE 0502.750.307
Summary

The computed 12-month bankruptcy probability of PLMC is 1.6% (moderate). The 2025 annual accounts show negative equity (-€74,288) and a net result of -€184. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 18537 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€74,288
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
66 d early
2024
39 d early
2023
56 d late
2022
16 d early
2021
58 d early
2020
44 d early
2019
4 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PLMC was incorporated on 24 January 2013.1 Total assets fell from EUR 22,850 in 2018 to EUR 3,494 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€184=
2024 · -€184
Working capital
-€131▼ 99.2%
2020 · -€66
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€4,413▲ 3.5%-€4,761▼ 7.9%-€64▲ 98.7%-€184▼ 188%-€184=
Net result-€4,478below the sector's middle half▲ 3.4%-€4,798below the sector's middle half▼ 7.1%-€64within the sector's middle half▲ 98.7%-€184within the sector's middle half▼ 188%-€184within the sector's middle half=
Equity-€69,059below the sector's middle half▼ 6.9%-€73,857below the sector's middle half▼ 6.9%-€73,921below the sector's middle half▼ 0.1%-€74,105below the sector's middle half▼ 0.2%-€74,288below the sector's middle half▼ 0.2%
Total assets€7,915below the sector's middle half▼ 35.8%€3,494below the sector's middle half▼ 55.9%€3,494below the sector's middle half=€3,494below the sector's middle half=€3,494below the sector's middle half=
Debt€76,974▲ 0.1%€77,351▲ 0.5%€77,415▲ 0.1%€77,599▲ 0.2%€77,782▲ 0.2%
Working capital-€131▼ 99.2%
Solvency-872.5%below the sector's middle half▼ 348.4pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0Operating result 2021: -€4,413-€4,413Net result 2021: -€4,478-€4,478Operating result 2022: -€4,761-€4,761Net result 2022: -€4,798-€4,798Operating result 2023: -€64-€64Net result 2023: -€64-€64Operating result 2024: -€184-€184Net result 2024: -€184-€184Operating result 2025: -€184-€184Net result 2025: -€184-€18420212022202320242025-€200-€150-€100-€50€0Operating result 2023: -€64-€64Net result 2023: -€64-€64Operating result 2024: -€184-€184Net result 2024: -€184-€184Operating result 2025: -€184-€184Net result 2025: -€184-€184202320242025
The operating result stays negative: a loss of €184 in 2025 against €184 in 2024.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€670▼
2024 · €671
Debt > 1 year
€77,112▲
2024 · €76,928
Ratios withheld: a balance sheet total of €3,494 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,338 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss
2.5% went bankrupt
5.6% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,338 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet Code20242025
Assets
Total assets20/58€3,494€3,494=
Fixed assets21/28€3,494€3,494=
Intangible fixed assets21€3,494€3,494=
Equity and liabilities
Total equity and liabilities10/49€3,494€3,494=
Equity10/15-€74,105-€74,288▼
Contributions10/11€6,200€6,200=
Capital10€6,200€6,200=
Issued capital100€18,600€18,600=
Uncalled capital101€12,400€12,400=
Profit (loss) carried forward14-€80,305-€80,488▼
Amounts payable17/49€77,599€77,782▲
Amounts payable after more than one year17€76,928€77,112▲
Financial debts170/4€76,928€77,112▲
Amounts payable within one year42/48€671€670▼
Trade debts44€531€531=
Suppliers440/4€531€531=
Other amounts payable47/48€140€139▼
Income statement Code20242025
Gross operating margin9900-€184-€184=
Operating profit (loss)9901-€184-€184=
Profit (loss) for the period before taxes9903-€184-€184=
Profit (loss) for the period9904-€184-€184=
Profit (loss) for the period to be appropriated9905-€184-€184=
Appropriation of the result
Profit (loss) to be appropriated9906-€80,305-€80,488▼
Profit (loss) brought forward from the previous period14P-€80,121-€80,304▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,413€4,413----
Gross operating margin9900--€348-€64-€184-€184=
Operating profit (loss)9901-€4,413-€4,761-€64-€184-€184=
Financial charges65/66B€65€37----
Recurring financial charges65€65€37----
Profit (loss) for the period before taxes9903-€4,478-€4,798-€64-€184-€184=
Profit (loss) for the period9904-€4,478-€4,798-€64-€184-€184=
Profit (loss) for the period to be appropriated9905-€4,478-€4,798-€64-€184-€184=
Line20212022202320242025Change
Assets
Total assets20/58€7,915€3,494€3,494€3,494€3,494=
Fixed assets21/28€7,907€3,494€3,494€3,494€3,494=
Intangible fixed assets21€7,494€3,494€3,494€3,494€3,494=
Tangible fixed assets22/27€413-----
Plant, machinery and equipment23€413-----
Current assets29/58€8-----
Cash at bank and in hand54/58€8-----
Equity and liabilities
Total equity and liabilities10/49€7,915€3,494€3,494€3,494€3,494=
Equity10/15-€69,059-€73,857-€73,921-€74,105-€74,288▼ 0.2%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10€6,200€6,200€6,200€6,200€6,200=
Issued capital100€18,600€18,600€18,600€18,600€18,600=
Uncalled capital101€12,400€12,400€12,400€12,400€12,400=
Profit (loss) carried forward14-€75,259-€80,057-€80,121-€80,305-€80,488▼ 0.2%
Amounts payable17/49€76,974€77,351€77,415€77,599€77,782▲ 0.2%
Amounts payable after more than one year17€76,835€76,864€76,928€76,928€77,112▲ 0.2%
Financial debts170/4€76,835€76,864€76,928€76,928€77,112▲ 0.2%
Amounts payable within one year42/48€139€487€487€671€670▼ 0.1%
Trade debts44-€348€348€531€531=
Suppliers440/4-€348€348€531€531=
Other amounts payable47/48€139€139€139€140€139▼ 0.7%
Line20212022202320242025Change
Profit (loss) for the period9904-€4,478-€4,798-€64-€184-€184=
+ Depreciation and write-downs630€4,413€4,413----
Operating cash flow (approximation)-€65-€385-€64-€184-€184=
Investment in fixed assets (approximation)-€0€0€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
22-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
15-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
04-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
31-12
Financial Back to profitnet €3,884
Net result €3,884 after one loss-making year.
16-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 47 days late
2018
25-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 56 days late
30-03
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 242 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2013
seat establishment approximate The establishment unit on the map
Ground area
142 m²
Building footprint
94 m²
Volume, LiDAR
639 m³
Parcel 62103B0598/00E003, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLMC
Rue de l'Egalité 64, 4670 BlégnyRetail sale of chocolate and confectionery
since 20132.216.005.877
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62103B0598/00E003indicative Wallonia 142 m² 1 · 94 m² 8.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 899 companies in sector 47242 we hold annual accounts for 340. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded24-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47242Retail sale of chocolate and confectionery
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.