PLEIN CENTRE
ActiveSummary
PLEIN CENTRE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €112,002 and a net result of €14,516. Equity is growing by ~15.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability71▲+30
Solvency73▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.88 in 2023; short-term debt: 38.5% and cash: 1.6% of total assets), but 51.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.3%
Return on assets
6.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
17 d early
2023
36 d early
2022
19 d early
2021
5 d early
2020
14 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
In the rankings
#2 oldest company in Le Roeulx, Construction sector
Equity
€112,002▲ 14.9%
2023 · €97,486
Total assets
€231,782▲ 17.1%
2023 · €197,877
Net result
€14,516▲ 2,434%
2023 · €573
Working capital
€77,273▲ 5.0%
2023 · €73,592
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€23,621▼ 27.1%€45,226▲ 91.5%€14,633▼ 67.6%€11,631▼ 20.5%€32,307▲ 178%
Net result€14,073within the sector's middle half▼ 23.2%€27,435above the sector's middle half▲ 95.0%€6,663within the sector's middle half▼ 75.7%€573within the sector's middle half▼ 91.4%€14,516within the sector's middle half▲ 2,434%
Equity€62,815within the sector's middle half▲ 28.9%€90,250within the sector's middle half▲ 43.7%€96,913within the sector's middle half▲ 7.4%€97,486within the sector's middle half▲ 0.6%€112,002within the sector's middle half▲ 14.9%
Total assets€163,656within the sector's middle half▼ 1.5%€205,313within the sector's middle half▲ 25.5%€212,487within the sector's middle half▲ 3.5%€197,877within the sector's middle half▼ 6.9%€231,782within the sector's middle half▲ 17.1%
Debt€100,841▼ 14.1%€115,062▲ 14.1%€115,574▲ 0.4%€100,391▼ 13.1%€119,780▲ 19.3%
Working capital€48,207within the sector's middle half▲ 54.6%€85,674above the sector's middle half▲ 77.7%€66,842within the sector's middle half▼ 22.0%€73,592within the sector's middle half▲ 10.1%€77,273within the sector's middle half▲ 5.0%
Solvency38.4%within the sector's middle half▲ 9.0pp44.0%within the sector's middle half▲ 5.6pp45.6%within the sector's middle half▲ 1.7pp49.3%within the sector's middle half▲ 3.7pp48.3%within the sector's middle half▼ 0.9pp
Current ratio1.48within the sector's middle half▲ 0.212.02within the sector's middle half▲ 0.541.72within the sector's middle half▼ 0.301.88within the sector's middle half▲ 0.161.87within the sector's middle half▼ 0.02
Return on assets (ROA)8.6%within the sector's middle half▼ 2.4pp13.4%within the sector's middle half▲ 4.8pp3.1%within the sector's middle half▼ 10.2pp0.3%below the sector's middle half▼ 2.8pp6.3%within the sector's middle half▲ 6.0pp
Staff (FTE)0.5below the sector's middle half▲ 66.7%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 178% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €231,782
Fixed assets
€65,359 ▲ 58.9%
Current assets
€166,423 ▲ 6.2%
Equity and liabilities €231,782
Equity
€112,002 ▲ 14.9%
Debt
€119,780 ▲ 19.3%
Debt's share of the balance-sheet total rises from 50.7% to 51.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45,513▲
2023 · €24,662
Cash flow
€27,721▲
2023 · €13,603
Quick ratio
1.53▼
2023 · 1.63
Debt to equity
1.07▲
2023 · 1.03
ROE
13.0%▲
2023 · 0.6%
Interest coverage
5.36▲
2023 · 2.59
Debt ≤ 1 year
€89,150▲
2023 · €83,160
Debt > 1 year
€30,630▲
2023 · €17,230
Income taxes
€9,492▲
2023 · €1,528
Staff costs
€881▲
2023 · €688
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1,175 | €649 | €688 | €881 | ▲ 28.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,031 | €6,227 | €13,481 | €13,030 | €13,205 | ▲ 1.3% |
| Other operating charges640/8 | - | €1,922 | €903 | €735 | €505 | ▼ 31.3% |
| Gross operating margin9900 | €31,376 | €54,550 | €29,666 | €26,085 | €46,899 | ▲ 79.8% |
| Operating profit (loss)9901 | €23,621 | €45,226 | €14,633 | €11,631 | €32,307 | ▲ 178% |
| Financial income75/76B | - | - | €0 | €6 | €197 | ▲ 3,308% |
| Recurring financial income75 | - | - | €0 | €6 | €197 | ▲ 3,308% |
| Financial charges65/66B | - | €7,009 | €6,867 | €9,536 | €8,496 | ▼ 10.9% |
| Recurring financial charges65 | €5,987 | €7,009 | €6,867 | €9,536 | €8,496 | ▼ 10.9% |
| Profit (loss) for the period before taxes9903 | €17,635 | €38,217 | €7,767 | €2,101 | €24,008 | ▲ 1,043% |
| Income taxes67/77 | €3,562 | €10,781 | €1,104 | €1,528 | €9,492 | ▲ 521% |
| Profit (loss) for the period9904 | €14,073 | €27,435 | €6,663 | €573 | €14,516 | ▲ 2,434% |
| Profit (loss) for the period to be appropriated9905 | €14,073 | €27,435 | €6,663 | €573 | €14,516 | ▲ 2,434% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €163,656 | €205,313 | €212,487 | €197,877 | €231,782 | ▲ 17.1% |
| Fixed assets21/28 | €14,607 | €35,864 | €53,074 | €41,124 | €65,359 | ▲ 58.9% |
| Tangible fixed assets22/27 | €13,765 | €35,022 | €53,074 | €41,124 | €65,359 | ▲ 58.9% |
| Land and buildings22 | - | - | €7,048 | €6,277 | €5,507 | ▼ 12.3% |
| Plant, machinery and equipment23 | - | €8,343 | €9,791 | €7,360 | €9,063 | ▲ 23.1% |
| Furniture and vehicles24 | - | €24,097 | €18,317 | €13,490 | €40,713 | ▲ 202% |
| Leasing and similar rights25 | - | - | €17,918 | €13,997 | €10,076 | ▼ 28.0% |
| Other tangible fixed assets26 | - | €2,582 | €0 | €0 | €0 | - |
| Financial fixed assets28 | €842 | €842 | - | - | - | - |
| Current assets29/58 | €149,048 | €169,448 | €159,413 | €156,752 | €166,423 | ▲ 6.2% |
| Stocks and contracts in progress3 | €6,270 | €7,349 | €17,241 | €20,967 | €29,875 | ▲ 42.5% |
| Stocks30/36 | - | €7,349 | €17,241 | €20,967 | €29,875 | ▲ 42.5% |
| Amounts receivable within one year40/41 | €142,676 | €149,575 | €141,423 | €132,180 | €132,926 | ▲ 0.6% |
| Trade receivables40 | - | €146,022 | €139,743 | €129,857 | €129,917 | = |
| Other amounts receivable41 | - | €3,553 | €1,680 | €2,322 | €3,009 | ▲ 29.6% |
| Cash at bank and in hand54/58 | €103 | €12,509 | €749 | €2,067 | €3,622 | ▲ 75.2% |
| Deferred charges and accrued income490/1 | - | €16 | - | €1,539 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €163,656 | €205,313 | €212,487 | €197,877 | €231,782 | ▲ 17.1% |
| Equity10/15 | €62,815 | €90,250 | €96,913 | €97,486 | €112,002 | ▲ 14.9% |
| Contributions10/11 | €38,000 | €38,021 | €38,021 | €41,821 | €41,821 | = |
| Capital10 | - | €38,000 | €38,000 | - | - | - |
| Issued capital100 | - | €38,000 | €38,000 | - | - | - |
| Outside capital11 | - | €21 | €21 | - | - | - |
| Share premium1100/10 | - | €21 | €21 | - | - | - |
| Reserves13 | €3,800 | €3,800 | €3,800 | - | - | - |
| Non-distributable reserves130/1 | - | €3,800 | €3,800 | - | - | - |
| Legal reserve130 | - | €3,800 | €3,800 | - | - | - |
| Profit (loss) carried forward14 | €20,994 | €48,429 | €55,092 | €55,665 | €70,181 | ▲ 26.1% |
| Amounts payable17/49 | €100,841 | €115,062 | €115,574 | €100,391 | €119,780 | ▲ 19.3% |
| Amounts payable after more than one year17 | - | €31,288 | €23,003 | €17,230 | €30,630 | ▲ 77.8% |
| Financial debts170/4 | - | €31,288 | €23,003 | €17,230 | €30,630 | ▲ 77.8% |
| Amounts payable within one year42/48 | €100,841 | €83,774 | €92,572 | €83,160 | €89,150 | ▲ 7.2% |
| Current portion of amounts payable after more than one year42 | - | €57,824 | €58,048 | €60,258 | €66,006 | ▲ 9.5% |
| Financial debts43 | - | - | - | €3 | - | - |
| Credit institutions430/8 | - | - | - | €3 | - | - |
| Trade debts44 | €11,382 | €5,624 | €10,318 | €9,561 | €11,139 | ▲ 16.5% |
| Suppliers440/4 | - | €5,624 | €10,318 | €9,561 | €11,139 | ▲ 16.5% |
| Advances received on contracts in progress46 | - | €733 | €2,373 | - | €3,141 | - |
| Taxes, remuneration and social security45 | - | €14,343 | €13,085 | €7,233 | €8,864 | ▲ 22.5% |
| Taxes450/3 | - | €14,343 | €11,885 | €4,833 | €8,864 | ▲ 83.4% |
| Remuneration and social security454/9 | - | - | €1,200 | €2,400 | - | - |
| Other amounts payable47/48 | - | €5,250 | €8,748 | €6,105 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,073 | €27,435 | €6,663 | €573 | €14,516 | ▲ 2,434% |
| + Depreciation and write-downs630 | €5,031 | €6,227 | €13,481 | €13,030 | €13,205 | ▲ 1.3% |
| Operating cash flow (approximation) | €19,104 | €33,663 | €20,144 | €13,603 | €27,721 | ▲ 104% |
| Investment in fixed assets (approximation) | - | -€27,484 | -€30,691 | -€1,080 | -€37,440 | ▼ 3,365% |
| Change in cash | - | €12,406 | -€11,760 | €1,318 | €1,554 | ▲ 17.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100,000Eq €112,002 ▲14.9%
7 profitable years in a row build equity to €112,002.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €573 ▼91.4%
Net result drops to €573, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €27,435 ▲95%
Operating result €45,226, net result €27,435, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 14 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 1988
Ground area
1,002 m²
Building footprint
182 m²
Parcel 55027D0296/00K002, Wallonia. Linked by address, not a title deed.
1 establishment unit
PLEIN CENTRE SPRL
since 19882.034.633.891
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55027D0296/00K002 | Wallonia | 1,002 m² | 1 · 182 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,302 companies in sector 43350 we hold annual accounts for 2,363. 1,959 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-01-1988
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
43990Other specialised construction activities
41001General construction of residential buildings
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433147164
Registered
22-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.