PLED Consulting
ActiveSummary
PLED Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5,000 and a net result of €272,472. Equity is shrinking by ~28.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 8074 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8074 sector peers (2025).
NBB · sector comparisonPosition among 8074 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 d early
2024
9 d early
2023
20 d early
2022
18 d late
2021
13 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€5,000=
2024 · €5,000
Net result
€272,472▼ 3.6%
2024 · €282,658
Total assets
€330,775▼ 4.2%
2024 · €345,266
Solvency
1.5%▲ 0.1pp
2024 · 1.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€240,381-€264,761▲ 10.1%€273,593▲ 3.3%€372,500▲ 36.2%€359,793▼ 3.4%
Net result€183,855above the sector's middle half-€202,415above the sector's middle half▲ 10.1%€208,162above the sector's middle half▲ 2.8%€282,658above the sector's middle half▲ 35.8%€272,472above the sector's middle half▼ 3.6%
Equity€187,255within the sector's middle half-€388,070within the sector's middle half▲ 107%€594,566above the sector's middle half▲ 53.2%€5,000below the sector's middle half▼ 99.2%€5,000below the sector's middle half=
Total assets€271,463within the sector's middle half-€488,903within the sector's middle half▲ 80.1%€652,950within the sector's middle half▲ 33.6%€345,266within the sector's middle half▼ 47.1%€330,775within the sector's middle half▼ 4.2%
Debt€84,208-€100,832▲ 19.7%€58,384▼ 42.1%€340,266▲ 483%€325,775▼ 4.3%
Working capital€179,870-€375,290▲ 109%€583,097▲ 55.4%-€17,242-€13,295▲ 22.9%
Solvency69.0%within the sector's middle half-79.4%above the sector's middle half▲ 10.4pp91.1%above the sector's middle half▲ 11.7pp1.4%below the sector's middle half▼ 89.6pp1.5%below the sector's middle half▲ 0.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330,775
Fixed assets
€18,295 ▼ 17.7%
Current assets
€312,480 ▼ 3.3%
Equity and liabilities €330,775
Equity
€5,000 =
Debt
€325,775 ▼ 4.3%
Debt's share of the balance-sheet total falls from 98.6% to 98.5%. Debt is lower.
Key figures and ratios
ROA
82.4%▲
2024 · 81.9%
Debt ≤ 1 year
€325,775▼
2024 · €340,266
Income taxes
€86,410▼
2024 · €89,406
A ratio outside any meaningful range has been withheld (balance sheet total €330,775, equity €5,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,599 | €2,721 | €2,264 | €4,409 | €5,543 | ▲ 25.7% |
| Other operating charges640/8 | €1,600 | €2,682 | €3,453 | €848 | €679 | ▼ 19.9% |
| Gross operating margin9900 | €244,580 | €270,163 | €279,310 | €377,757 | €366,015 | ▼ 3.1% |
| Operating profit (loss)9901 | €240,381 | €264,761 | €273,593 | €372,500 | €359,793 | ▼ 3.4% |
| Financial income75/76B | - | €147 | €168 | - | - | - |
| Recurring financial income75 | - | €147 | €168 | - | - | - |
| Financial charges65/66B | €621 | €801 | €578 | €437 | €911 | ▲ 109% |
| Recurring financial charges65 | €621 | €801 | €578 | €437 | €911 | ▲ 109% |
| Profit (loss) for the period before taxes9903 | €239,760 | €264,107 | €273,183 | €372,064 | €358,882 | ▼ 3.5% |
| Income taxes67/77 | €55,905 | €61,691 | €65,021 | €89,406 | €86,410 | ▼ 3.4% |
| Profit (loss) for the period9904 | €183,855 | €202,415 | €208,162 | €282,658 | €272,472 | ▼ 3.6% |
| Profit (loss) for the period to be appropriated9905 | €183,855 | €202,415 | €208,162 | €282,658 | €272,472 | ▼ 3.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €271,463 | €488,903 | €652,950 | €345,266 | €330,775 | ▼ 4.2% |
| Formation expenses20 | €1,408 | - | - | - | - | - |
| Fixed assets21/28 | €5,977 | €12,787 | €11,470 | €22,242 | €18,295 | ▼ 17.7% |
| Tangible fixed assets22/27 | €5,977 | €12,787 | €11,470 | €22,242 | €18,295 | ▼ 17.7% |
| Land and buildings22 | €2,014 | €2,591 | €2,294 | €1,997 | €1,700 | ▼ 14.9% |
| Plant, machinery and equipment23 | €3,963 | €7,591 | €6,847 | €6,893 | €4,514 | ▼ 34.5% |
| Furniture and vehicles24 | - | €2,605 | €2,328 | €13,353 | €12,081 | ▼ 9.5% |
| Current assets29/58 | €264,078 | €476,116 | €641,481 | €323,024 | €312,480 | ▼ 3.3% |
| Amounts receivable after more than one year29 | - | €6,000 | €6,000 | - | - | - |
| Other amounts receivable291 | - | €6,000 | €6,000 | - | - | - |
| Amounts receivable within one year40/41 | €164,259 | €126,738 | €92,594 | €160,924 | €120,617 | ▼ 25.0% |
| Trade receivables40 | €164,259 | €126,717 | €92,590 | €160,924 | €117,024 | ▼ 27.3% |
| Other amounts receivable41 | - | €21 | €4 | - | €3,593 | - |
| Cash at bank and in hand54/58 | €98,364 | €340,301 | €539,777 | €161,270 | €187,455 | ▲ 16.2% |
| Deferred charges and accrued income490/1 | €1,455 | €3,077 | €3,110 | €830 | €4,408 | ▲ 431% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €271,463 | €488,903 | €652,950 | €345,266 | €330,775 | ▼ 4.2% |
| Equity10/15 | €187,255 | €388,070 | €594,566 | €5,000 | €5,000 | = |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €182,255 | €383,070 | €589,566 | - | €0 | - |
| Amounts payable17/49 | €84,208 | €100,832 | €58,384 | €340,266 | €325,775 | ▼ 4.3% |
| Amounts payable within one year42/48 | €84,208 | €100,825 | €58,384 | €340,266 | €325,775 | ▼ 4.3% |
| Trade debts44 | €649 | €58,494 | €4,019 | €1,607 | €1,642 | ▲ 2.2% |
| Suppliers440/4 | €649 | €58,494 | €4,019 | €1,607 | €1,642 | ▲ 2.2% |
| Taxes, remuneration and social security45 | €81,540 | €38,211 | €44,570 | €39,988 | €30,548 | ▼ 23.6% |
| Taxes450/3 | €78,220 | €34,891 | €41,250 | €36,668 | €27,228 | ▼ 25.7% |
| Remuneration and social security454/9 | €3,320 | €3,320 | €3,320 | €3,320 | €3,320 | = |
| Other amounts payable47/48 | €2,018 | €4,120 | €9,795 | €298,671 | €293,585 | ▼ 1.7% |
| Accrued charges and deferred income492/3 | - | €7 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €183,855 | €202,415 | €208,162 | €282,658 | €272,472 | ▼ 3.6% |
| + Depreciation and write-downs630 | €2,599 | €2,721 | €2,264 | €4,409 | €5,543 | ▲ 25.7% |
| Operating cash flow (approximation) | €186,454 | €205,136 | €210,426 | €287,067 | €278,015 | ▼ 3.2% |
| Investment in fixed assets (approximation) | - | -€9,531 | -€946 | -€15,182 | -€1,596 | ▲ 89.5% |
| Change in cash | - | €241,937 | €199,476 | -€378,507 | €26,185 | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €282,658 ▲35.8%
Operating result €372,500, net result €282,658, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 10.99
Current ratio from 4.72 to 10.99; short-term debt falls from €100,825 to €58,384.
31-12
Financial
Equity above €500,000Eq €594,566 ▲53.2%
3 profitable years in a row build equity to €594,566.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Equity above €200,000Eq €388,070 ▲107%
2 profitable years in a row build equity to €388,070.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Langemark-Poelkapelle · 1 establishment unit since 2021
Ground area
2,946 m²
Building footprint
303 m²
Volume, LiDAR
1,551 m³
Parcel 33002B0351/00C000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLED Consulting
since 20212.315.282.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33002B0351/00C000 | Flanders | 2,946 m² | 1 · 303 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DWM Enterprises
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STONEFISH
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CONSULTING K.F.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 3,287 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0765589128
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.