PLAYO
ActivePLAYO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €3k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 52% of 3451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-28
Solvency92▼-5
Growth52▼-26
Stability82
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 2.39 in 2024), and 47.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.2%
Return on assets
7.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
30 d late
2023
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 16.8%
2024 · €16k
2023: €7k
2024: €16k
2023 → 2025
Total assets
€35k▲ 26.4%
2024 · €27k
2023: €11k
2024: €27k
2023 → 2025
Net result
€3k▼ 68.2%
2024 · €8k
2023: €5k
2024: €8k
2023 → 2025
Working capital
€13k▼ 9.3%
2024 · €14k
2023: €7k
2024: €14k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€16k▲ 112%€18k▲ 16.8%
Operating result€6k-€11k▲ 82.4%€5k▼ 52.6%
Net result€5k-€8k▲ 70.9%€3k▼ 68.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€6k▲ 106%
Current assets
€29k▲ 17.5%
Equity and liabilities €35k
Equity
€18k▲ 16.8%
Debt
€17k▲ 38.8%
The debt ratio rises from 43.5% to 47.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€7k▼
2024 · €11k
Cash flow
€4k▼
2024 · €9k
Solvency
52.2%▼
2024 · 56.5%
Current ratio
1.82▼
2024 · 2.39
Quick ratio
1.82▼
2024 · 2.39
Debt / equity
0.92▲
2024 · 0.77
ROE
14.4%▼
2024 · 52.9%
ROA
7.5%▼
2024 · 29.9%
Interest coverage
24.34▼
2024 · 189.88
Debt
€17k▲
2024 · €12k
Debt ≤ 1 year
€16k▲
2024 · €10k
Debt > 1 year
€617▼
2024 · €2k
Income taxes
€2k▼
2024 · €3k
Staff costs
€18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€35k▲
Fixed assets21/28€3k€6k▲
Tangible fixed assets22/27€3k€6k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€3k€4k▲
Current assets29/58€25k€29k▲
Amounts receivable within one year40/41€11k€14k▲
Trade receivables40€8k€14k▲
Other amounts receivable41€3k€748▼
Cash at bank and in hand54/58€14k€15k▲
Deferred charges and accrued income490/1€81€108▲
Equity and liabilities
Total equity and liabilities10/49€27k€35k▲
Equity10/15€16k€18k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€13k€16k▲
Amounts payable17/49€12k€17k▲
Amounts payable after more than one year17€2k€617▼
Financial debts170/4€2k€617▼
Amounts payable within one year42/48€10k€16k▲
Current portion of amounts payable after more than one year42€1k€1k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€8k€12k▲
Taxes450/3€8k€10k▲
Remuneration and social security454/9€160€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€18k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€449€2k▲
Other operating charges640/8€0€11▲
Gross operating margin9900€11k€25k▲
Operating profit (loss)9901€11k€5k▼
Financial income75/76B€1€11▲
Recurring financial income75€1€11▲
Financial charges65/66B€60€286▲
Recurring financial charges65€60€286▲
Profit (loss) for the period before taxes9903€11k€5k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€8k€3k▼
Profit (loss) for the period to be appropriated9905€8k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€16k▲
Profit (loss) brought forward from the previous period14P€5k€13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €3k ▼68.2%
Net result drops to €3k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2023net €8k ▲70.9%
Operating result €11k, net result €8k, both a record.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tortelduifstraat 479000 GentGround area
737 m²
Building footprint
282 m²
Volume, LiDAR
1,319 m³
Parcel 44816K0464/00B003, Flanders · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLAYO
since 20232.353.817.737
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44816K0464/00B003 | Flanders | 737 m² | 1 · 282 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,807 companies in sector 73110 we hold annual accounts for 3,724. 2,516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2023
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85599Other education
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.