PLATRE & CIE
ActiveSummary
PLATRE & CIE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-4k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 27% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-61
Solvency50▼-50
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 10.74 in 2024; short-term debt: 74.7% and cash: 79.3% of total assets), and 74.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.3%
Return on assets
-3.5%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d early
2023
27 d early
2022
25 d early
2021
22 d early
2020
23 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2023 · €0
2021: €0
2022: €0
2023: €0
2021 → 2024
Total assets
€128k▼ 2.7%
2024 · €132k
2018: €145k
2019: €161k
2020: €190k
2021: €176k
2022: €170k
2023: €167k
2024: €132k
2018 → 2025
Net result
€-4k
2024 · €6k
2018: €5k
2019: €14k
2020: €41k
2021: €2k
2022: €-4k
2023: €5k
2024: €6k
2018 → 2025
Working capital
€27k▼ 76.0%
2024 · €113k
2018: €43k
2019: €56k
2020: €104k
2021: €107k
2022: €109k
2023: €112k
2024: €113k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€0€0€0
Equity€113k-€109k▼ 3.8%€114k▲ 4.7%€120k▲ 4.9%€32k▼ 73.0%
Operating result€12k-€-2k€10k€12k▲ 16.5%€-3k
Net result€2k-€-4k€5k€6k▲ 27.6%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€5k ▼ 22.7%
Current assets
€123k ▼ 1.6%
Equity and liabilities €128k
Equity
€32k ▼ 73.0%
Debt
€96k ▲ 723%
Debt's share of the balance-sheet total rises from 8.8% to 74.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-1k▼
2024 · €12k
Cash flow
€-3k▼
2024 · €7k
Current ratio
1.28▼
2024 · 10.74
Debt to equity
2.96▲
2024 · 0.10
ROE
-13.7%▼
2024 · 5.4%
ROA
-3.5%▼
2024 · 4.9%
Interest coverage
-0.82▼
2024 · 6.77
Debt ≤ 1 year
€96k▲
2024 · €12k
Income taxes
€303▼
2024 · €3k
Staff costs
€26k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€132k€128k▼
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€1k€948▼
Current assets29/58€125k€123k▼
Amounts receivable within one year40/41€10k€19k▲
Trade receivables40€3k€13k▲
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58€113k€102k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€132k€128k▼
Equity10/15€120k€32k▼
Contributions10/11€6k€6k=
Reserves13€96k€13k▼
Distributable reserves133€96k€13k▼
Profit (loss) carried forward14€17k€13k▼
Amounts payable17/49€12k€96k▲
Amounts payable within one year42/48€12k€96k▲
Trade debts44€3k€9k▲
Suppliers440/4€3k€9k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€4k€82k▲
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Remuneration, social security and pensions62€48k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€494€2k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€63k€27k▼
Operating profit (loss)9901€12k€-3k▼
Financial income75/76B€1€130▲
Recurring financial income75€1€130▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€10k€-4k▼
Income taxes67/77€3k€303▼
Profit (loss) for the period9904€6k€-4k▼
Profit (loss) for the period to be appropriated9905€6k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€13k▼
Profit (loss) brought forward from the previous period14P€18k€17k▼
Transfer from equity791/2-€83k
Transfer to equity691/2€6k-
To other reserves6921€6k-
Profit to be distributed694/7€859€83k▲
Return on contributions (dividend)694€859€83k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-4k ▼168%
Net result drops to €-4k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 10.74
Current ratio from 3.15 to 10.74; short-term debt falls from €52k to €12k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €41k ▲198%
Operating result €60k, net result €41k, both a record.
31-12
Financial
Equity above €100kEq €112k ▲55.6%
3 profitable years in a row build equity to €112k.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lieutenant Pirard(DAL) 144607 DalhemGround area
163 m²
Building footprint
55 m²
Volume, LiDAR
374 m³
Parcel 62027A0164/00H000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLATRE ET CIE
since 20112.205.184.340
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62027A0164/00H000 | Wallonia | 163 m² | 1 · 55 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN-K
BE 0402.639.278
Oudergem · Eq €32,348
A-GIPS
BE 0897.317.997
Geel · Eq €32,362
Van Mieghem Stefan
BE 0735.675.120
Beveren-Kruibeke-Zwijndrecht · Eq €32,330
Pleisterwerken Kevin Awouters
BE 0779.813.286
Dilsen-Stokkem · Eq €32,378
DSO CONCEPT
BE 0718.961.327
Anderlues · Eq €32,283
Of 4,012 companies in sector 43310 we hold annual accounts for 1,745. 1,461 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.